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Can anyone shed some light on quant funds please? https://groww.in/mutual-funds/escorts-tax-plan-direct-growth
I am seeing stellar returns and extremely low expense ratios but apparently since they're quantitatively managed algorithms, they don't account for things like corona for example.
What stocks are you adding in this dip.
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Capgemini I gave Capgemini and got selected. HR discussion happened and we decided on 10.5 LPA. Offer came of 9 lpa. Called HR to revise offer as per our discussion, sent counter offer as well. HR has been delaying since last 2 weeks saying it’s still in approval. She is still not saying that business isn’t approving. Should I consider my offer to be gone?
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I've officially made it - got a parking spot
My mind every time I meet new clients

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What is your age, monthly income, personal situation (single, married, kids) and target goals? Also assume the amounts that you mentioned are per month?
26, 80k, single and yes those are monthly.
Axis Long Term Equity is tried and tested. Go fot that. Also PPFAS for multicap.
Frankly, based on your current status, I’d suggest to have a slightly higher risk appetite. ELSS, PPF, Debt funds are all very conservative investment instruments and are barely keeping in line with inflation today. Go a little higher on equity MFs. I’m providing this suggestion on the basis of data you provided but I’m not accounting for any personal situation that only you might be aware of.
I would remove ELSS funds and do more equity based mutual funds. Your portfolio seems too conservative for your age and salary.
ELSS would also be equity based.
A lot of people commenting here do you even understand what ELSS is? Commenting on how good an ELSS fund is a separate topic but those are also equity mutual funds and have been giving decent returns because markets are at all time high so their stock picking makes not that big of a difference to generate a 10%+ cagr. The real stock picking happens when markets go sideways that's why you pay extra for the active non ELSS mutual funds with higher excise ratios to do that stock picking for you.
Avoid NPS, and next few investments can be in Low expense ratio (TER) Equity index fund