I wanted to get your thoughts on the following:
1. Health Insurance for your parents (assuming they are 60+)
2. Term life options for myself (under 30)

I recently went through a medical family emergency and realised how important insurance is. Any suggestions will be appreciated.

like
Posting as :
works at
You are currently posting as works at

Get any Health insurance (HDFC life) as family floater and include your parents. The mandatory free/paid insurance you got from your employer can be used as a backup, i.e., you can use it and external you can use it for your parents. Keeping parents in both insurance is good idea.

For Term get MaxLife 1Cr or more, they have lot of options to select

*This is what I did

like

Do check group policies offered by PSU banks where your parents might be holding bank accounts. You can get health policies at lower premium and for higher age(I guess upto 65) compared to traditional route. Another idea is to take this primary policy for 5L or so and then take 15-25L Super top-ups. These kick in only after the primary policy limit is exhausted. Thus you get coverage for higher amount with lower premium.

like

Related Posts

Any info on FTI Consulting? Heard about a senior consultant job in the restructuring group and curious what people have to say about it: salaries, benefits, WLB, growth, etc.

like

Having an animal friend with cancer is not something easy. This year I have already had 24 animals that went to sleep in order to stop suffering. This is not easy for their families at all. It seems to me that the cancer stats in domestic animals are increasing, is this just me?

like

Is it worth becoming certified in compensation? I have 5 years of benefits and my new employer wants me to move into Total Rewards. Is this a better career move than just remaining in Benefits?

like

Looking to get out of a firm that does majority insurance defense and into BL commercial lit. Wondering if anyone has successfully done this as a first or second year, and if they have any advice on making the switch?

like

I think that I have eating disorder. I am always hungry but when I get food I can’t finish it, usually I am done after 2-3 bites and then I am hungry again after an hour. Anyone has similar issues? Have you been to a nutritionist or dietitian? If yes, is it covered by Insurance?

likehelpful

Any consultants from Deloitte who can help to staff in a healthcare project? I’ve worked with healthcare clients for 10 years and relatively new to the firm.

like

Continue to wear masks people!

likehelpful

Last week, I mentioned that I needed to take an appointment (my therapy appointment) this Wednesday at noon. I also mentioned that this is a medical appointment, and I don’t feel comfortable moving the appointment. I just received an email that I need to be available. How can I stick to my boundary?

Have you heard about different benefit offerings or adjustments agencies make (ie, not giving same benefits) to those who join FT but work from home status?

like

I am thinking of making the jump from SLP to healthcare administration. Looking for insight on pay, job opportunities and job satisfaction. Thank you!!!

like

Account Director / Senior (Sr.) Account Supervisor salaries for health PR, in NYC? …
Seeing many different numbers so looking for some guidance.

like

Many ppl in this group come to defend gds policies like deducting insurance from employees which is not a standard practice. Wonder what are they defending after the peanut hikes! Hope they have understood the extent to which ey misinforms! “Ey has made record profit and we will handover record hikes inline with our profit”. In the end, 🥜

likefunny

Who would be interested in providing a referral for Travelers Insurance? I will speak to a recruiter next week and appreciate your help. TIA

like

So BDO doesn’t match 401K until 1 year of service..?

like

Do Wipro gives WFH reimbursement? If yes how much does it offers?

like

Hi! Looking for some BA advice / insight / resources for legal usage of an org’s name and published study in a commercial; working on a local healthcare commercial and wanting to reference a published study by the Mayo Clinic and a published study by AARP. Any advice / insight / resources would be MUCH appreciated!!! Thanks!!!

Okay to renege on a lateral offer that I already accepted (prior to Covid-19 outbreak)? Anxiety is high moving in a time like this and now would rather stay put.

like

Anyone running in the Chicago marathon this year? Ramping up my training to morning runs. Nothing life 5am wake-ups.

like

Thankfully on a project and working remotely. I’ve been slowly losing grip with my depression and anxiety. Anyone else feel too scared to talk about it with their team?

like

I manage 2 physician practices and one is extremely toxic. To the point the dr sides with staff even when I am trying to make corrective actions when patient care is in jeopardy. My leadership is aware and knows I am keeping my distance from them. Just doing the necessary work to keep them producing. How do you handle this? It’s been extremely stressful and harmful to my ptsd anxiety and depression.

like

More Posts

Filed time to get laid

like

Two in one special:
1. What gets you most excited on a weekly basis?
2. One aspect of today's society you wish you could change?

like

Feel like audit scheduling is always done on a knifes edge in that the timeline and staff schedules are enough so that if everyone works 60 hour weeks and no issues are identified then it can be filed on time. But even small things that increase the work can wildly throw off the schedule and cause hours to skyrocket for the staff on the job. No real point here, just ranting.

like

Please advise,
Which company should I select, wlb and long term growth
KPMG GS - 14LPA fixed+ 20% variable
EY INDIA - 12 LPA fixed + 20% variable
NatWest - 18 LPA fixed

like

Looking for 1 BHK for family in near bellandur area, any lead will be helpful.

like

Anyone interested for the flat near kadubeesanahalli (Bangalore)?? If yes, Dm me

like
like

Hi guys, I am planning to switch within Kolkata. I work as a Process Associate at PTP Accounts Payable domain. I have complete process end to end knowledge with a year experience. I worked on SAP ERP, Salesforce AP Cora and Savvion. I am from finance background. I have done my Bachelor's on Commerce with Honours from CU. My Notice Period is of 30 days.

Can you guys help me out here please?

I am eyeing for PwC EY Deloitte KPMG Accenture Cognizant Capgemini Tata Consultancy Infosys and others.

Anyone amended h1b to move from Audit to FDD in a different firm? How was the timeline?

like

Does anyone else have a job alert set up on LinkedIn and get tons and tons of postings in just about every town in NJ from a Kada Recruiting?

Salary range for IR Sr. associate at $10B+ fund?

like

Thoughtworks recently announced the Q3 result. Which wasn't that great though.

Can anyone share their views about TW strategy to handle the recession?

Is there any hint of layoffs from leadership?

like

Is it possible to pass all 4 parts in 4 months while working? Any tips?

like

I recently retired and I’d like to try out acting now that I have all this extra time to pour into it. What can an older guy (65) do to pursue a career in acting?

likeuplifting

How is Value Creation in Deals (VCID) different from Delivering Deal Value (DDV) in terms of offerings and the kind of projects both teams do

like

Partial aftermath of an epic dinner party. 54 glasses for 6 people. (bottles in comments)

Post Photo
like

Does NTT middle East hire temporary employees and if so is it trust worthy to Pursue that?

like

Say you're a manager in a trucking & supply chain company. One of your drivers crashes your truck and leaves some damage on it. Truck is uninsured. Who should cover the repair costs? Me, being the owner of said truck, or the driver, being the one who caused the damage?

like

Additional Posts in India Investments

Views on Zomato ipo?

like

Hi guys, should I buy lumpsump for coffee can investing or do SIP ? And one more question if you guys can help . At what point let say I hold a coffee can stock when should I exit. I am planning to hold for 10 years but how do I know that this stock is not relevant now or some red flag I should exit .

like

From stocks to crypto to NFT, which is the next big investment opportunity where we could be the early movers (investors) and make great returns? Love to hear them.

What are some of the investing must-reads that you'd recommend?

like

How do you manage and track all your investments? E.g., stocks, mutual funds, PPF, PF, gold etc.? Do you use an Excel sheet or some app?

like

I started investing in January 2021 with a current portfolio of 40:60 across Mutual Funds ad stocks. The MF portfolio is giving my a current return of around 10% cumulative whereas the stocks are giving around 6% cumulative.

Not sure how to get the game right.
Views please friends.

Had a quick question, I see 1.5k in zerodha coin, is that a profit? If yes, how it's so great since I have only invested 40k in MF, 2 weeks back?

Post Photo

I’ve recently learned about invoice discounting and want to understand how good or bad is it from short term investment perspective. Is there any other instrument that I can look for apart from stocks or liquid funds?

like

Anyone into option selling ?

like

Which is your stock pick this week?
Serious answers only!

like

If I invest 50k in NPS, I would save 7k this year as per my tax calculation. Is this a good deal? In general, I don't like such long term investment, maybe I'd start that when I'm 35 but not today.

like

Are you going to invest in Navi's Index fund ?

like

Hi, I am new to investing, i am looking for mutual funds where i can have a long term investment. I and ready to invest 10k per month in SIP's split accross multiple funds. Can someone provide me suggestions

I'm relatively new to stock market investments and have tried to build a balanced portfolio for the long term. Should I hold the stocks for long term or does it make sense to book profits in between ?

Need 20lakh by next year for down payment have 1.8 L on hand which MF or stocks to invest so that can get 20L by next year and how much per month

funny

Which crypto coins are you putting your money in?

like

use an advisor for dynamic asset allocation as your forte is your knowledge .so leave it to professional like me may cost some but few bucks are cheaper then losing principal in crypto or any unregulated asset class if interested@9302340643

Post Photo

What are the recommended tax saving options apart from 80C, HRA & NPS? Any insights would be much appreciated.

like

Hi guys ,
Need sone suggestions onto how should i claim HRA . I live with parents but i hve seen ppl claiming hra by gng into a rent agreement with parents . What all doc are req and i am planning to claim less than 1 lac so pan card wont be req.

My queries is related to ELSS fund.

Can some one please explain me the concept of lockin perod in ELSS fund.?

I have a sip which started on 1st June, 2019.

So the lockin will b till 1st June, 2022 or the 2 yr lockin will keep on adding on each sip?

I am bit confused here.

Any help much appreciated.

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal