I have about $70k in savings, $30k in federal student loans, and want to purchase a new home in about 5 years (my partner and I are saving roughly $400k for the down payment).

Question: Should try to pay off my student loans now while interest is paused? Doing so would put me a little behind on the home savings goal but interest is only paused until the end of Sept. I’m wondering if it’s a missed opportunity to not just wipe out the debt.

Thanks for your time. And don’t forget to call mom.

Is it actuallyyy possible to switch from a biglaw transactional practice to commercial litigation? I’m a third year in finance and hate the work and lifestyle. Would firms even consider hiring someone without litigation experience? I would eventually like to work for the government and have a life again...

How does everyone manage CT shirts non-iron? Guy at the store said wash on cold and hang to dry but they’re still wrinkled then and I can’t iron

6 years total work experience. Alumni of Accenture. Seeking job back in development with python

What's the consulting culture in KSA? People I've been talking to about an assignment there keep saying we have to schedule after 8 pm their time due to client meetings! They're based in UAE

Does anyone work part-time/reduced hours? If so, willing to share compensation numbers? I’m in a position to do so and very happy about that but unsure what to ask for in terms of $$. South FL, family law. Thanks!

Thoughts on Celsius vs blockfi? Would you hold cryptos in Celsius wallet to earn interest?

Cons: Celsius wallet is not insured.

How does first day at Deloitte India looks like?

What’s the most bro-ey neighborhood in Philly?

How is Bloomreach bangalore? Is it a wise decision to join them rejecting offer of Natwest Group?

Former biglaw first-years now in government: Do juniors in government get more autonomy than those in biglaw? Or is the review process for juniors' work at least more efficient/streamlined (i.e. reviewed by one mid-level and one senior, instead of four mid-levels, two seniors, and two partners)?

Looking into moving to NOMA this winter. How is the street parking and safety in general? Will it be a pain for friends to visit?

Thoughts on CSIQ? It is sitting near all time highs but has not jumped like crazy from pre-pandemic. It’s at a 25% premium. It has solid fundamentals. It may be a solid option after it hits the 50 day SMA.

OFFERS & NEGOTIATING - Has anyone made a counter offer to a company and had the company rescind their original offer? For context I requested a later start date and now I am nervous they will essentially say rescind the original offer and basically say never mind! Any opinions or feedback to my anxious brain?!

Any young professionals consider moving to Middle East for work?
Curious if I would be considered since they usually want a lot of experience. I'm a mechanical eng with about 5 YOE.

As a business analyst who's working at a bank in technology operations, how likely is it for me to transition to a tech company as a product manager?

What do consultants do? And why do they make so much money?

What’s your best advice for someone looking to buy another car? What are some “rules” that you live by when purchasing vehicles?

I have only about 40k liquid asset, have 2 properties (both still having 75% mortgage left), is it too risky from an investment perspective?

I have a rental condo 270k (paid off). It’s rented 100% of the time. rent is 1750$/mth. Association is 530$ and yearly property taxes 3500$. Have had it for 7 years. should I sell and move $ to stock

Why peloton, lulu, ulta not crashing. These are things people won't buy if they loose jobs. Surprisingly luxury brands, resorts, gambling stocks are holding.

I’m 25 and do not know a ton about personal finance. Are there class or resources you would recommend to educate myself? I do invest in my $401k and have a rainy day savings account I contribute to, but that’s about it.

Looking for clarification about 529 plans. Tried to open 1 through Merrill and Fidelity and both gave me plans out of state only (Maine and NH). I live in TX. I am confused why they are not showing me options for Texas. Does it matter? If I get these out of state plans, can I still use them in Texas? TIA.

I have a 401k from my previous employer in Meryl Lynch. Current 401k is in fidelity. I would like to know if it’s easier to roll over ex employer contributions to fidelity (or) open an independent IRA account. I don’t intend to withdraw money from or take a loan on 401ks

Hey Fam, I’m thinking about doing DIY investing/passive investing. What broker should i use? I already have a wealthfront account. But I’m thinking doing it myself will have less fees. Thoughts?

Auto rebalance (every 90 days) or manually rebalance as needed? I'd rather be more passive but willing to do it myself to save money. Btw if anyone ACN knows rebalance cost structure, please share.

Have a Q on the Mega Backdoor Roth:

I contributed 10% of after tax pay to a normal 401k and called Fidelity to rollover the after tax amount to Roth IRA. The issue though is that the after tax amount gets invested in my 401k investment election. So by the time I called Fidelity to process the rollover, there was a $12 gain on after tax amount. Fidelity transferred the original after tax amount to my Roth and transferred $12 gain to traditional IRA

Is that correct? Any tax implications to this?

How much do you guys invest in your traditional 401 and Roth 401? And why?

What are we buying today???? Recs, anyone?

I go back and forth - simple 3 fund/ETF portfolio for Roth IRA and/or brokerage account vs. mixture of ETFs and high flying tech stocks. My conservative and lazy side makes me lean the former, but when I look at the returns of some of my individually held stock, I'm tempted to be more active (maybe than I need to be) in buying individual stock. Any tips/insights/criticisms/advice welcome! Thanks

Based on conversations I have seen in this bowl, I have opened up my first Roth ira. Any tips for a beginner? I started out as investing on my own without a managed portfolio if that changes your advice

Parents have $800k from a property they just sold. They are retiring in 5-10 years. Any suggestions on investment options? They prefer real estate but there’s a housing bubble in the area they live in.

I have always wondered when to sell my ETF and mutual funds if I want to maximize profit. I know they closes one time in the day at midnight, but that is so hard to predict if you will get higher balance or lower when sold. Maybe because I am a newbie here, but what is your approach?

Aside from maxing out my roth 401k, roth ira and HSA, is there anything else that I should be investing in, as I am about to enter the workforce in a week? Also, is target date fund a sufficient investment for set it/ forget it strategy?

How much of your income do you all target to save, invest, and use for expenses, respectively? I’m currently at 40% investing, 10% saving, 50% expenses but hoping to bring expenses down soon.