Auto rebalance (every 90 days) or manually rebalance as needed? I'd rather be more passive but willing to do it myself to save money. Btw if anyone ACN knows rebalance cost structure, please share.

Social media! I find myself mindless scrolling through LinkedIn and responding to random shit. I put the phone down and pick it up again without thinking.

Content manager at a start up in NYC?

What is the upper limit of salary for M band in @cognizant

Recently joined cognizant. Current location is Pune, joining location is kolkata.
Recruitment HR has confirmed in the email that I can collect the asset from pune and work from pune for few days until I go to kolkata.
Onboarding HR is like you have to come down to kolkata for collecting the laptop. Has Anyone faced similar experience?

M/23/Cleveland OH/50k with about 3 years of experience. Reaching a critical point of utilization (I'm at about 140 billable hours a month) and considering asking for a raise. What should I aim for?

Is it true that some* debt is good debt. I’m referring to student loans, interest is ranging from 2% - 5% (all federal loans). Total is 20k, is it smarter to pay it off immediately and ASAP or just stretch and put the extra money into investing? Note I just graduated this year, thank you guys :)

Hi, fishes! I just joined EY GDS last October. Is it possible for me to be regularized in Cycle 2?

Question about health insurance. Since some of us are at the age of more preventives, such as colonoscopies and mammograms, are PPO plans the best option? Does anyone have an HSA? Do you recommend it? Yes or no? Thanks!!

Had an interview and the place says they’re in person 2-3 days a week. It’s a small team but is it crazy I was really put off by that? I’ve been remote since the beginning of COVID and fully expected to be until I’m/the majority of people are vaccinated. Is anyone else going into the office?

What are the best consulting firms for digital marketing?

Anyone here start playing golf later in life? How did you pick it up? I'm in my early 20s/F, and I want to try out golf but don't have any friends or family that play.

Anybody on here send their kids to Francis Parker?

I am holding two offers,

1. Tiger Analytics for Senior DE role, WFH.
2. Fractal for DE role, 6 weeks DE Training later project, WFH.

Finding both companies similar in terms of project. Please help pick one.
Looking for better hikes while working.

Hello Sharks,

I am all over 6+ years experienced Senior Data Analyst current engaged in Financial Services industry. Looking forward to moving to Netherland for the same profile. Kindly guide and would love your advice on this one.

Regards.

Noob investor here. I messed up and need some advice. Invested in Alibaba (BABA) around $245 average cost because I believed in the business but now I’m significantly down…what should I do? I have half investment in my individual brokerage and half in my Roth IRA (I know, pretty stupid of me). Am I screwed long term?

What happens to the funds you're invested in if you roll an old employer's 401k into your current employer's 401k? Is your current 401k custodian able to continue keeping those funds invested even if they don't offer the funds themselves?

I’m finally hitting a stride (now in my mid-30s) and have some cash to play around with/invest. Any suggestions or recommendations on good, long-term strategies (and/or things I should absolutely be doing) for people not familiar with having a tiny cushion of wealth? Also open to “you should hire a financial advisor, etc..”

I started a small LLC on the side. My company is getting it's first client this month.

Wondering if any 🐟 have recommended resources on setting up initial consulting business thru an LLC.

Books, websites, tax strategies etc.

My LLC is already incorporated, but looking for guidance with the next steps (creating contracts, invoices, etc)

Which app do you use to buy stocks? Is cash app safe or should I go the old school route of Fidelity or Charles Schwab?

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

New to trading and investing in equity. Have $200k in equity and $20k in MUNI bonds. How do you plan to diversify?

Advice appreciated: I want to sublease my apartment so that I can rent elsewhere and pay less. I had to move in a short amount of time and it was during the period where there was a high demand for housing, & leases everywhere were expensive so I signed what I thought was fairly cheap in comparison to what was out there. However I found something this month that will cut costs by 30%. How do I go about finding someone to sublease my place?

If I max out my traditional 401k and have a mortgage interest deduction to against my w-2 taxes does it mean I can pay way less taxes than a average person who makes same amount salary as me?

I know there is no black & white answer, but what’s your thought process in deciding when to sell and keep the profit?

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

Should I get an accountant/tax pro? I’m sick of paying for $200 for turbo tax and still having to do all the work. I’m Buying and selling (mostly just buying) equities through multiple brokerages, maxing 401k and accruing interest on multiple checking / savings accounts. Not rly any tax breaks. Would be willing to pay up to ~$400 for some convenience

How much do you keep in the bank vs brokerage?

If I have a six year old and 150k in a 529, can I say I’m done?

How do folks effectively save for a house down payment and max retirement?

Hypothetically, if BBB was delayed and brought to the Senate floor next year (let's say February 2022) and passed, and the January 1st date for ending Roth conversions is left unchanged, what would happen to Americans who performed After-Tax 401k to Roth conversions in January? Would 401k custodians have to reverse the transactions and somehow factor in gains earned in users' Roth accounts since the conversion? Could there be penalties?

So after you max your investment accounts (401K, IRÁ, emergency savings. etc) what do you do next?

A little context: 24M, started in the pandemic, moved back home and paid off my student loans.

Do I move out? Can I start spending on myself? Am I missing anything from a saving perspective?

Apologies in advance if this comes off entitled/arrogant, really just looking for some advice and wanted to give as clear a picture as possible.

Had my sapphire preferred for 4 years. Can I downgrade to a freedom today and re-apply for a sapphire after a couple weeks to get a new bonus?

Looking to put 10k into ibonds (maybe another 10k next year but not sure yet). Is treasury site easy enough to use? I initially stayed away because I heard it's awful but if set up is doable then I'll reconsider.

Also, should you have a separate emergency fund until you can withdraw your ibonds? Can't withdraw if you have an emergency in the next 12 months.

How much have you saved from refinancing your student loan?