Auto rebalance (every 90 days) or manually rebalance as needed? I'd rather be more passive but willing to do it myself to save money. Btw if anyone ACN knows rebalance cost structure, please share.

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Is it all in retirement funds? Otherwise you’ll create taxable events. Annual is probably simpler and more sustainable.

Ok. Still recommend annual. If you want a hobby, consider 5% play money for stock picks. Keep your core plan simple.

What about putting it in target date finds? Teensy bit more expensive but does rebalancing for you.

Also not sure I understand your question about rebalance cost structure - could you elaborate a bit more?

Thanks for the clarification. I'm certainly aware of the expense ratios. Glad to hear there's not an additional fee solely for rebalancing within the 401k options.

DIY annually. Or don't even do it at all. You can leave everything as is until the end of time.

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