Personal Investment Chatter

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Offer questions and experiences related to personal investments

Dumb question perhaps. But to those who invest in rental properties, what’s a typical ROI, assuming you’re leveraging with mortgage etc.

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What is the advantage of having a checking bank acct? I only have savings accts. Am I missing something?

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Have brokerage accounts with Fidelity and a Roth 401k there. Do I need to call them to do the backdoor Roth?

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Intend to put some of what I save monthly into ETFs. Is there anything wrong/I should think about with putting in $2-3k into the same account or ETF 1-2 times a month?

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New to trading and investing in equity. Have $200k in equity and $20k in MUNI bonds. How do you plan to diversify?

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When do people usually buy their first home? How much do you need to save? Doesn’t need to be too fancy but looking to adopt a financial plan

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What is the best place to get a mortgage

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Anyone use Schwab for in-plan after-tax 401k withdrawals (transfer to a Roth IRA)? I called their retirement dept and their people seemed clueless to the concept & my HR/plan admin seems equally inept

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What is a back door roth

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Backdoor Roth: When are you planning to fund your 2020 contribution? I’m thinking about doing it during a pullback but want to get others thoughts. Will max my 401k contribution late q3.

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I have two different IrA from two old 401k and I notice that one which I hold individual stocks is lagging way behind the other with index funds . reduce these equity positions with current market ?

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Any accountant recommendations in NYC? Looking for someone who understands the travel situation of consultants, etc. TIA!

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New at KPMG! Has anyone done the backdoor Roth IRA with Merrill Lynch? I’ve done a bit of research but I’m hesitant and would love insight. Thanks in advance!

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I currently have the amex plat card. I want to supplement this with the amex gold or the marriott bonvoy brilliant. Thoughts on which is better?

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PSA: TIME IN THE MARKET > TIMING THE MARKET

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Should I get Roth IRA today? The market is so high...

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Has anyone used acorns?

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Age and 401k/ IRA balance? Mine: 33, $125k

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I’m very new to investing. Can someone explain to me why is Vanguard better than Robinhood? Aren’t both commission-free for trading ETFs?

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Has anyone done the Mega backdoor Roth? Is it worth doing and does it have to come out of payroll checks only and can't just deposit a check from my bank account?

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