What will be my in-hand?

TIA

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210000

Inhand will be 1,49,249~

Tech stack and yoe

Approx 160000 after pf and tax deduction

Ran this on in-hand.in with your exact structure — ₹23L fixed CTC (excluding gratuity and variable), basic ₹11.5L, EPF+ toggle OFF.

Monthly take-home: ₹1,49,248. Gross ₹1,80,167.

One thing worth checking — Old Regime could save you ₹30,316/year (₹2,526/month) if your flexible comp includes HRA and you have 80C investments. At ₹23L it's not obvious which regime wins.

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That's not a part of taxes. It'll be 12% of the Basic

Go to ET Money and add up all your salary breaks. You’ll likely have a clear understanding of your finances there.

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