Noob question. How do people muster the courage to invest their hard earned $ knowing they could lose it? I come from a humble background and haven’t been able to invest much in the stock market , with the only exception being my 401k. I worry a lot and feel more secure sitting on my small bundle of cash. Help!
If you loved your small independent broker dealer but they had just been acquired by a much larger corporation which does have benefits in terms, mostly, in technology, but you lose your “family” in the home office, what would you do and who would you look at if you were considering a change of your own?
When a company transitions 401k providers, and funds are being mapped over, do the funds stay invested throughout the entire process? Or are there typically a few days out of the market? Cont...
Health insurance Q: I’m choosing between 2 Anthem PPO’s, gold or silver. Gold is higher monthly fee, lower deductibles. Silver is low monthly fee, higher deductibles. In Cali. Any advice on deciding?
Has anyone tried mediation to reduce stress, increase focus?? Have you seen any changes or benefits??
Anyone ever used the Warton Group? Their marketing emails say they have preset appointments with 401k plan sponsors that are shopping their plan. The advisor is charged for the contacts. 1/2
If someone goes from full time to part time employed....should they be able to move their 401k elsewhere?
Maybe a dumb question but if someone vests in a pension are they still able to rollover a lump sum into an IRA? Or is it too late? Have a client who keeps blowing me off to get documentation...CONT
How do you solo Self employed Advisors affordable cover health insurance for you and your family? We currently have excellent fully paid benefits but will lose them when my wife is no longer working.
Anyone familiar with Securian Financial (formerly Minnesota Life) as a 401k provider? A friend asked me about their platform and wanted my opinion. I’ve never used them. ??
So - does anyone else work at an insurance company that has shitty health benefits? Last Dr. Visit cost me over $700 out of pocket and it was a regular check-up w/ labs???
Does anyone have a good book or resource on small business retirement plans that also explains the tax implications? Also, an easy tool that compares the options? EG: SEP, Solo 401k, DB plans...
Thinking about having my wife stay home w/ kids. Her job pays 100% of our health benefits today. Curious, are there options for group health insurance through like alumni or other associations? Cont
How many fish make it a point to go to church regularly? What denomination are you and what benefits do you see from faithful participation/attendance?
Do you all think an iPad with cellular is worth the business expense? If so, what are the benefits you get from it? Torn on whether or not to buy one...
Anyone ever have a client be issued a check for a small 401k balance and the client never cashed it? Believe they had 60 days to get it into an IRA but they didn’t. What are their options? Continued.
For those of you that are self-Employed, how do you obtain affordable health insurance for you and your family? Currently we are under my wife’s insurance and it is 100% paid for By her employer. CONT
Has anyone noticed that it is now extremely difficult to do three way calling with 401k custodians? Is this a recent change, and if so does someone have a good workaround?
How would you reply to someone who says they are going to roll their 401k to their new employer, after you’ve offered to review their options for those funds? I feel like people just blindly do things
I’m an independent FA with a small BD. One of my partners has a BGA that he wants me to roll under. Stay true independent FA with the insurance carrier or go AGA route for benefits???
What are my fellow Indy advisors using for benefits? Our family ditched the traditional medical for a Christian share plan last year, So far all is sound. How about Dental? Any bad experiences?
Anyone have the CRPS designation? Thinking about going after 401k business and don’t know if it’s beneficial or not.
Decided to give up alcohol this year, simply as an experiment. I would like to see first hand the health benefits. Can anyone speak to how they felt after giving this up?
Tips 4 Saving in a non qual acct. My wife & I max all qual accts. 401k pre tax & Roth. Roth IRA & HSA. Any tips 4 saving in a non qual besides buying stocks & Funds i.e. Mmkt Fund to mitigate access?
Has anyone successfully, politely, but brutally told off a Manager that SUCKS in the process of quitting? Weighing the cons/benefits of this
Unmarried freelancers: what health insurance do you have or recommend? Just left the f/t life and ever need to adult efficiently.
Potential recruit: Do you like your job? It doesn’t sound like you do. Me: *Fuck, this is exactly why I told them not to put me on this shit* Me: Yes. Benefits are great and the work is rewarding :)
What maercury template did you use for tax software reimbursement? Getting an error under the "Business Travel" template.
Argued with another EA today who tried to tell me a Roth IRA is a waste, that a 401k is all that's necessary... Wouldn't accept that they are two different retirement options and equates to more money
What is the bonus like for A&M tax first year associate? Got an offer for their federal tax group, 65k. And it seems like they don’t have a 401k matching program. Assuming the bonus isn’t as glorious as their other groups... is this a good deal?
Anyone been hired through Solomon page temp to perm? How does payment work? They’ve contacted me 3x about a role but I feel like I can’t swallow not having benefits unless I get offered full time. Also getting paid through them seems like it could be sketchy.
First year out of undergrad. Tips on how much to save for retirement? Other goal is to buy property in five years. Not sure if I should be going full Roth 401k or Trad (or less than full)
29 years old with $100K in combined retirement savings (401K + IRAs). 60/40 Roth/Traditional mix. Is this good, bad, or average?
Do I get a tax form for a 401K that I have with a previous employer? haven't worked there since 2018 but don't know if will receive a tax form for 2019. I didn't contribute but paid off a loan in 2019
Looks like I will have 72 nights at SPG this year. Should I book random hotel to get the other 3 nights? Are the 75 night benefits worth it?
Leaving the US for good. Want to retain 401k and some portion of salary and bonus here in the US just as investment. What is the best way to do that in the absence of ssn, l1a visa, mobile number?
American Consumer Council (ACC) membership - looking for review/benefits? I read on their site that you get discounts on travel if you book via Orbitz.
My neighbor is an air traffic controler and makes over 100k at 23 with an associates degree. They also get a pension and a mandatory retirement age of 56. Are there other gov jobs that are this cushy?
What are the pros and cons of taking a loan from my Roth 401k over a federal loan for business school?
$60 phone cap, and no reimbursement for platinum AMEX. Has it come down to this for our 2020 vision?
Recommend me my first credit card? 20s, travel a decent amount but not every M-Th, no car so don’t care about gas points, would like to build up miles but preferably point bonuses in other areas too
Most ridiculous client request/feedback you've ever received? I'll go first. My client emailed me asking to send her her own company's logo.
Do any consultants here (that travel) expense/receive tax equalization payments when you worked in a location with a higher tax rate?
How accurate is an automatic watch suppose to be? I just got my first automatic watch recently and it seems to gain +6-8sec per day. Is this normal? Seems like quite a delta. I have a tissot lady le locle btw
Had a meeting with HR today. Separated. Totally unexpected. I am on H-1B and have less time to find another opportunity. It will be of great help if you can provide referral or any leads. 5+ yrs (PwC)
Finally had the courage to negotiate something and it was my severance package 😂😳😭. Wish me luck, I'll get an answer by EOD today!
Looking at an alliances role at Slack. I’m familiar with the product but don’t know much about the company. Everything online looks super positive though. Anyone here have experience working w/ them?
How are people on h1b finding new jobs? All the calls/emails I get are from desi consulting firms for contract position, not a single full time role!Wondering what am I doing wrong.
How long does it take to get fired from a big4? If you just stop responding and showing up to things?
Waiting for my promo to SC to kick in and curious what I’ll be offered. 7 years professional exp, 5 of that in consulting, have my MBA but to get 6 figures I’d have to get a 23% increase to my base
About to start a new role in marketing and customer analytics and would like to prepare. Any helpful books? Anyone know how to access case studies from Business schools?
What are your thoughts on not giving two week notice? I’m a senior and interviewing for a sales position that they want the next class to start November 23rd as there is licensing that the company pays to prepare you for during the first 3 weeks...company generally does these every 5 weeks but with Christmas/New Years being that next window they don’t know when the next one will be
Morale is low rn on my team. Superstar team members have left the firm, and more members are trying to leave before busy season because we’ve had to pick up the slack. How to still stay motivated?