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Bowl to discuss and learn about personal finance and investing
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Buying second home is good or bad?? Basically I have a 2 bhk and I am planning to buy a 3 bhk now in order to accommodate family..

I have investment in lic, nps, NSC and ppf. No other investments. I want to start with mutual funds. What is the best option for me? Should I open account in zerodha? What should my investment options… more


I’m Pavan based out of Bengaluru, currently I am working as an Equity Advisor at Kotak Securities with almost 2 years of work experience.
I have pursued my MBA Finance.

I’m looking up for opportunities in Finance & Investment related job roles.
Can you please help me out here

Requesting for referrals

Thank you.

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I have an amount of 30 L to invest.
This is purely an investment amount.
Risk quotient is low to medium.
As market is ATH, I am not much inclined towards mutual funds.
Any suggestions for lumpsum investment ?more


In today's dynamic business landscape, maintaining healthy cash flow is paramount for the sustained success of any enterprise. Efficient cash flow management enables businesses to meet their finan… more



I am investing almost 15000 per month in multiple mutual funds in lumpsum way, should I stop investment for 2-3 months and do bulk investment when the markets correct.
I am unsure what to do as there are no support levels at this high and there are high chances of correction.

This is how it is looking right now

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I think that as Indians we should adapt to new investment instruments like Startups, by which we can diversify our portfolios and we should be more flexible in accepting the Startups as the ecosystem … more


Hey floks

I'm 32 and only earner of family and need your suggestion on the investment.

1. 12k im investing in SIP monthly.
2. 50k yearly I'm doing for terms insurance .
3. 60k yearly I'm doing as LIC
4. 15k monthly I'm … more


I have 28 LPA fixed ctc and my in hand is 164000. I have used new regime. And invest in NPS with deduction by employer every month.
Is there possibility to save more tax?


I want to buy real estate (land) in my hometown (a Tier 2/3 city) and don't want to buy flat/apartment in Tier 1 city like Bangalore. I have all the white money. Land value ratio is like 30-40% white and rest… more


Please suggest how and where can I invest my money for constant monthly cash flow so that I can reinvest that?
I have around 40L, in current value, from stocks and MFs.

About me:

30M, unmarried, currently earn… more


I want to buy health and term insurance. Anyone has purchased these? Any tips I should consider


Hey guys need suggestions regarding my investments
I am 25 years old having 3yoe in software engineering industry.
I have invested around 3.98 lakhs through sip in mf and post returns corpus value is approx 4.86 … more


Hello everyone,
I moved to BLR last year from Gurgaon.
Have been looking up for a good 3 BHK in BLR for quite some time now, but the prices have inflated too much.
I have a decent corpus of around 1 cr.
With ~88L in stock… more


What are the alternate options to invest money under the 80CCD from which I can get more returns than NPS?


Hello All,

I am reshuffling my portfolio a bit based on my goals. What do you think of the following funds?

All my investment window will be 5 years+

Nippon india multi Cap
Nippon india small cap
Quant small cap fund
Icici pru in… more

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I have access to a paid Portfolio that I use which has given a CAGR of 58.00% in the last 3 years. This is high because the market has been amazing in the last 3 years. It's a paid Portfolio and you can check it's de… more


How do you all trim down your portfolio?
I've 14 funds in so many categories. Some of them aren't performing well atm. Shud i exit them? Or wait until they perform so there's no loss?


You Must Be Investing Somewhere. Be it Stock Market, Mutual Funds, ULIP or any form of Saving & Investment.

Get in Touch With Us & Get Your Portfolio Reviewed For FREE.

Our team of CA and CFP will review… more


Hi guys
Can I take home loan on my name for the house which is on my father’s name ? If yes Can I take housing loan tax benefit further in it ?


Contact us for more details!!!!!

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Is land the best investment in India? All youtube influencers won't shut up about mutual funds/stocks but isn't that due to their video sponsorships?


How much buildup area required for construction G+2 bungalow? I am planning to build plot in Navi Mumbai.. Can anyone share their experience?


Hey fishes, wondering if i should take a loan to pay emi or do it directly without taking home loan ?
Suggest welcome!!!!!


I changed my company in April-2022. However i dont see interest credited for FY22-23 as seen against “OB Int. Updated upto 31/03/2022”.

Or the other highlighted entry comprises interest for that FY?

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Hey folks,

I just got started on my investing journey

This is how I diversified my portfolio

Let me know if any improvements can be made

also I think this is too many mutual funds, can it be reduced?

Post Photo

Hi All,

Need information on below,

I have purchased gold worth 60K from png in pune with my hdfc credit card. Will it attract additional charges/penalties?


Hello , What is your opinion about Groww app? How trustworthy it is? I am looking for options to invest in MF and Stocks , Groww app looks convincing. Kindly suggest.


What is the best way to manage and monitor your personal finances?


Hi, any one taken a construction loan for home, if yes how and in whose account it is disbursed and is it disbursed in installments? Can someone help


Do you guys still use Cred? I've been planning to switch to an alternative credit card payment mode since Cred is a pretty much waste now. The rewards or coins are useless. Add to that mere 3 Rs c… more


Conducting a 10 hours course on Equity markets from 24th Nov and Special discounted fees Rs.6000. Limited seats on first come basis. Covers Fundamental and Technical Analysis and Live Trades. DM for … more

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