Hello , What is your opinion about Groww app? How trustworthy it is? I am looking for options to invest in MF and Stocks , Groww app looks convincing. Kindly suggest.

Should I take loan on my 401k to complete 20% down payment for home that I am buying or should I just go with 5% down payment and pay mortgage insurance?

Have 20k, what’s a good small business to start with this fund? Serious question here

Parents- how much are you saving for your kids? Married mid 30s and family income is around 200k. We both max employer 401k. Have around 30k debt. Lcol and low mortgage. Would you pay off debt- or focus on kids savings? Oldest kid is 7 years out from college and will have some VA benefits.

Best high yield savings products?

Do you think house prices in NJ will go down/up? Thinking of buying a house in 9-12 months and saving. What % is a good down payment? (First time home buyer here)

BakerTilly people, what application do you use to prepare your financial statements? Do you use word/excel?

Has anyone at a mega fund like KKR or Apollo experienced coinvesting and actually being able to put money into a deal?

Is ARKK still a good ETF to invest in?

Moving to Philly next year, making ~90k before tax. Would like to hear some opinions on how much I should spend on rent. (For context I do not have student loans and would also like to lease a car)

Is it true that stocks bought and sold are visible in form16?

Taking a personal loan of 20k or more will it affect perm (GC) process?

Lessons that I learned in past weeks: 1) be careful with out of money options as they don’t have intrinsic value 2) don’t make rash decision based on blindly following others 3) cut loss and ego

Feeling a large wash out on TSLA is coming. Up on the week on leaked Musk email relating to deliveries. That number came in today at a beat. Bought todays puts when stock at 1208. Looking for 1150. Profit taking is coming. Don’t follow as risk is high.

What is everyone’s top 1 or 2 favorite books on personal finance? I’m always looking for a new one to bring into the fold of what I’m doing

Who is getting into NFT? Friends recently just printing money like the fed on this. Willing to risk a few thousand. You all ?

Can one do an sip or increase amount in coffee can portfolio gradually instead of a lumpsum investment?

Didn’t invest in LTC early on, it went down to 260 today - worth pulling the plug on it?

What’s the best credit card for points in the UK. I’m from the US and have the Chase Sapphire Reserve and the Marriott Amex

For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k

Mr. Manager is posting again y'all 🤡

What would you all say are the best consulting firms to work at in the federal government space? I’m not sure how many “prestigious” firms (like MBB) have a significant federal practice at all.

Leaving the firm I have a credit balance of 230 on my company Amex. Is it wrong to use that credit balance on whatever I want ? Last day is this Friday 👍🏾

Insight on Strategy Analytics? (Wlb, comp, exit opportunities)

What is the average time now to hear back from interviews? Are people just getting ghosted or is there feedback?

Hi, looking for some general advice please. 4 years litigation experience, 2 years international commercial. Really interested in getting into l&e, but no idea where to start? Any particular courses, newsletters, groups, other? Thank you!

How long did you guys study for The new cissp exam , and how are the questions like on the exam

I’ve been approved for H1-B which started on 10/01 this year. I’m changing jobs but my current job is filing an amendment. Can an amendment and transfer be done simultaneously? Has anyone had a similar experience with this?

Context: Current firm is Deloitte Advisory and I’m moving to Deloitte Consulting.

Any helpful answers would be appreciated. Thanks!

I have joined Nagarro almost a year now as a senior architect. However, I see lot of issues here. The company is great so far as employee friendliness is concerned. It may be rated as the top most company in that regard and that is why attrition is well within control. However, there are issues:

1. Project Allocation - allocated to projects without fitment with the role or skills. No internal job portal

2. Lots of seniors in bench for long time

3. No way to give company feedback

Has this been resurrected? 24F in Atlanta for a few days

Hey fishes. I have been offered Management Consultant role with CTC break up in terms of JB, RB, fixed and variable. So is the fixed amount my gross salary without any other deduction except TDS, or will the organisation contribution to PF be also deducted from the fixed component? Also, will claimable components like LTA, mobile bill reimbursement etc. be in addition to this fixed component or will they be included in it?

I selected a Lenovo laptop but was sent a Dell. What's the chances I'll be able to request a replacement with a Lenovo after onboarding? I want a Lenovo because I'm love my TrackPoint nub!

How different is api automation to normal automation??

My psychiatrist recommended for me to try Ritalin. I’ve been on Dexedrine for a few months, and I’m not really having negative side effects.

Is she a pill mill, or is it worth fixing something that’s not broken?

Junior IT developer looking to break into Customer Success to continue my coding practice on the side.
Anyone looking to hire? Worked at a unicorn SAAS company as a SDR. Great performer with references to back it up! Before that it’s been all sales! Mostly car sales and was able to travel to Aussies how to sell cars as well! I love being able to take my time to establish and building meaningful rapport with just about anyone! Lookin go for open environment, structure and great training!

Hi, I'm getting lot of interview calls for SAP SD Consultant but they want someone experienced 2 to 3 years of experience, 1 or 2 implementation done, support or rollout etc, Relevant experience of sap is zero I have, for BFSI industry is 3+ years I've, so what would u suggest??I'm not getting any work, 5 months gap already now in doing SAP course, hana certifications etc,any fresher in SAP, how u made it in SAP? I'll start working anywhere now, in SAP I'm not getting anything, tired or have i

Would you consider being an entrepreneur? Why do some people want to be entrepreneurs and some don’t?

Hello people from PwC San Diego. How is the culture and work there? I've been thinking in transferring to that office.

I love how "staff training" is the solution to every quality issue that arises. Doesn't seem to work very well

Any good mf with less tracking error to invest in us equity.

Can one do an sip or increase amount in coffee can portfolio gradually instead of a lumpsum investment?

Has anybody availed term insurance policy (ICICI Pru)? Is it really worth taking?
I got married last year, my wife is working and i have a single parent, who is a government servant herself. Seeing a lot of unfortunate scenarios around makes me scared at times and i am giving thoughts to such back-up options these days
Please suggest?

Hi fishes,
Currently I am invested in two mutual funds:
UTI nifty index
Parag parikh flexi

Which other MFs are worth investing?

Given the current downturn in US markets and specially Cypto, what's your strategy?

Has anybody invested on affordable housing in Gurgaon, India? Or got any insight for a first time investor.

Hi All. What is the best way to allocate 25 Lakh INR in savings into different investments to maximize returns. I recently moved out of India so Tax rebate is not a consideration for me. I already have 6 lakh plus invested in PF and MFs but I want to invest more as my money is getting depreciated in the savings bank account.

I also have an education loan with balance of 7 lakhs which I am planning to repay in lumpsum as there is no tax exemption now.

I'm 21, trying to build wealth. I need your help!

In the next 5 years, I plan on buying a house but there are so many investment options, I don't know what to choose.

I can invest upto 30,000 a month, please suggest!

The current state of market has me confused. I need an AR of 10-15% with Medium-High to Very High Risk profile.

Thanks!

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Hi fishes

I am planning to start investing in a smallcase. I am considering paid managers. Any suggestions on manger and smallcase will be really helpful

Is CQF useful to get entry level Quant job?? for non quant undergrad.

hello, in elss is mirrae tax saver good or quant tax plan?

My mother is going to get retired from her government job next week and will recieve her one time payout of close to 90 lakhs by the end of the month
The amount is non taxable but any profit earned from the amount will be taxable. Where should the amount be invested?(next 8-10 year horizon)
1. Buying a 3 bhk flat for around 95 lakhs in Sec 31 Gurgaon.
2. Put all the money in FD and live off of interest.
3. She is not very ecstatic about investing in stocks.
4. Gold?

Hi Sharks
I am 25 years old with in hand salary of 1L(just from last month) and i want to buy a term insurance plan. My questions are:
1. Is it wise to take 2 plans of term insurance one with return of 60 years and another without return of 80 years of each 1cr.
2. Is it wise to include health riders in insurance plan to claim for 80d or just chose health insu
3. How much one can ideally shell out for insurance per month (both term and health) for self in terms of percentage of monthly income.

I have savings of 5 lac INR and want to invest it somewhere. What should I choose?

From where do we get Form 26AS?

Considering the current fall in the equity and crypto market, which would be your go-to stocks / coins?

How do I invest in Secure Gold Bonds? Any reliable procedural steps or blogs or videos available?

Could anyone please clarify this?

Is the tax exemption limit (of 25000) under 80DDB for both parents or 25000 for each parent?

So in short - 25K+25K = 50K for Both Parents or is it just 25K for both.