Hey guys need suggestions regarding my investments
I am 25 years old having 3yoe in software engineering industry.
I have invested around 3.98 lakhs through sip in mf and post returns corpus value is approx 4.86 lakhs xirr is 17%.
Sip amount is 20k per month.
Please suggest if i am going good considering my age and yoe or there is some changes i can do.

There’s a debit card that I’ve been using for the past 4 years and it beats out some of the cash back credit cards. It’s the Cash app debit card. I haven’t heard people talk about it in the card community and it could save people a bit of money - 10% cash back. I posted about it on my Instagram HerMillennialMoney if you want to learn my tips and tricks with the care.

Are remittances / gift sent from US to India (from post tax money) considered for any tax breaks or deductibles in the US?

Canadian 🐠 Which ETFs are you buying right now?

Thoughts on the VC Royal Eagle? Seems crazy undervalued, you can get it for less than a DateJust! What am I missing here?

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

Inflation post covid—19 .. thoughts? I am really worried considering the prices from housing to basic needs in major cities are already not affordable for most middle class families.

Thoughts on the new Chase Freedom Flex?

Any recommendations for best balance transfer card? Like zero APR for 15-18 months and no fee? Also nice to have points or cash bonus

Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

How often do you come across Schedule F? I have prepped 3 tax returns for farmers this busy season? It’s interesting. I’ve worked for large and small firms. I never had to deal with Schedule F until now.

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

Looking for good books on investing. Open to anything- real estate, stock market, etc. please leave any suggestions on what to read and anything to avoid - thanks fishes!!

Realtor fishes, let's play a game: I share some details of some listings that we have available at my office and you let me know if we should keep them in our portfolio or make room for better properties.

Has anybody invested in Yamuna gaur city or planning to do so?

Hi all, new to this group and to home buying. Wanted to get advice on whether this is a good time to purchase a condo. Also how do you know which area is best in terms of future appreciation? Thinking of Hudson county, Newport jersey city or close to it. Any thoughts on pros and cons to be considered when purchasing a first condo apt ? Also what resources are available for a first time buyer . Thanks a ton in advance

Does 125k in Bonvoy points get you much?

Hi All,
One of my friends has recently joined capgemini and has following doubts related to tax proof.
Can we edit the tax declarations in HGS portal every month any day?
Does Capgemini asks for rent agreement along with rent receipts as a part of tax proof submission?
Also which proofs needed for,
80c - elss lic
80d - insurance for senior citizen parents
80ccd1b - nps

Moving to New York as a new analyst. What neighborhoods should I look at/how much should I expect to spend in rent?

I’m currently an LLC and looking to assemble an equity deal with an advisor. I don’t know how to set it up with him where he gets his equity in the future when we restructure the entity to a c/s Corp and give out his shares. It doesn’t make sense for us to switch now and get double taxed when we haven’t lifted off the ground. This is pre launch. Any advice?

I recently cleared all rounds of interview for Mindtree and waiting for the offer letter. However, since Mindtree has been recently acquired by LTI, is there any layoff expected to happen in Mindtree?
Kindly pls give me an idea about how the situation is now in both companies.

By investing 50k/annum in NPS I can save 15k tax per year.. Suggest me I should opt for NPS or not?

Explain to me like I’m 5. Why does the monthly billable hours goal on things like Intellistat change month to month. I’m not hitting hours this year. Last month goal was 158. This months goal is 180.

How is hcl GIT vertical?

I got offer for senior manager profile.
Offered 32L
Yoe: 11.5 years

Hearing mixed reviews about RSM’s accounting advisory group. Can anyone in the group please share their experience regarding 1. Overall happiness with the group 2. Positives 3. Negatives 4. Hours 5. Anything else 6. Level

Any ID attorneys get their CPCU? Trying to make myself more marketable as claims counsel or in-house for a carrier (not doing ID).

Want to join Salesforce India, have 3.5 years experience as Salesforce developer what are ways I can apply?
20 days notice period remaining
Please let me know if have some reference.

Can we take back our resignation post applying it in infosys? Does any one havr any idea on this

I've gotten feedback that I'm too honest in my interviews, is that really a con for future employers? 🫤 How do I refrain from doing that anymore?

I was recently interviewing a very good candidate who was not only technically strong but also had a very good problem solving skill. Below is his yoe and tech stack
Total yoe 11, RPA 6(AA)
Certified in all AA versions.
CCTC 25LPA
Expecting 40LPA
I felt this is a desirable ask but we didn't have enough budget to accomodate. Now we are going back to drawing board to reshuffle the budget for next FY, what would be an apt scale for someone with the profile above?

How can entry-level candidates stand out during the interview process?

How can our team know if I’m going to office or not ? I mean does card swiping track it ?

Is Bain done with exp hiring? Was thinking of applying for an AC role but recent posts seem to indicate Bain has wrapped up exp hiring

My firm’s holiday party is on a weekday after work. I can just wear what I’d normally wear to work for that day, right?

Anyone in South Beach this weekend? Staying at the Fontainebleau

Anyone ever change their delta flight and not have to pay the difference?

I’m a Bitcoin bull, and believe it will eventually be a hedge against inflation...

But right now this thing moves in line with the market :(
Beta > 1

From where do we get Form 26AS?

How to invest in Direct Growth Funds? I've created a CAN ID using MF Utilities. It asks me to login and proceed but I don't have my login ID generated. Should I wait for more time as my CAN ID was approved only yesterday?

Markets in red🔻 Good day to invest?
Current portfolio down by 7%
What is the ideal number of funds to invest in if monthly budget for SIP is 40K?

Crypto, any idea about Shiba Inu?

My ctc shows 10lpa + 20lac esops. But I'm not sure if I'll get this 20lac stocks for free or do i need to buy them by paying? Distribution is 4lac per year for 4 years. Pls explain.

Is CQF useful to get entry level Quant job?? for non quant undergrad.

Hi Sharks
I am 25 years old with in hand salary of 1L(just from last month) and i want to buy a term insurance plan. My questions are:
1. Is it wise to take 2 plans of term insurance one with return of 60 years and another without return of 80 years of each 1cr.
2. Is it wise to include health riders in insurance plan to claim for 80d or just chose health insu
3. How much one can ideally shell out for insurance per month (both term and health) for self in terms of percentage of monthly income.

Hello Folks,

I am working in a mnc company, It's initial phase of my life I am 25 but I made a huge mistake that I started working in stock market when I was 22 and I lost the whole capital I earned in 3 years which I around 7 lac rupees and Found myself completely devasted and alone.
Now I am working on 13 LPA but I don't know how to accept the defeat and move on. I am completely stuck in the situation and Full with regrets also lost my whole self believe n confidence in life to do some. good.

My mother is going to get retired from her government job next week and will recieve her one time payout of close to 90 lakhs by the end of the month
The amount is non taxable but any profit earned from the amount will be taxable. Where should the amount be invested?(next 8-10 year horizon)
1. Buying a 3 bhk flat for around 95 lakhs in Sec 31 Gurgaon.
2. Put all the money in FD and live off of interest.
3. She is not very ecstatic about investing in stocks.
4. Gold?

I have savings of 5 lac INR and want to invest it somewhere. What should I choose?

Looking for names of some effective financial/investment planners. Any suggestions? Plz give only the ones u hv worked with or experienced!

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

Any good mf with less tracking error to invest in us equity.

hello, in elss is mirrae tax saver good or quant tax plan?

Hi fishes,
Currently I am invested in two mutual funds:
UTI nifty index
Parag parikh flexi

Which other MFs are worth investing?

Anybody having experience good/bad about investing through Wint Wealth? Seems like a good way to diversify the liquid portion of the portfolio......if I am greedy this looks better than those liquid funds and a 100% safer than those too.
Also what independence disclosures will apply after the NSDL being made mandatory brokerage account....for Wint Wealth related investments

How do I invest in Secure Gold Bonds? Any reliable procedural steps or blogs or videos available?

How many of you are involved in share trading/Derivatives Trading apart from your current job? And how are you managing it? What return are you generating?