PPF vs NSC vs fixed deposit which can be better to earn high money and others?

Hi new to dfw area looking to buy a house. How’s the commute downtown from Frisco/McKinney area?

What do we think is going to happen with student loan deferral? Any recent new grads thinking they’re going to pay back any time soon? Some argue Biden is going to keep pushing interest pause til next election then forgive 10k as a strategy to help get re-elected? I only have 15k to pay and can pay it anytime, but no incentive to when that money can be earning more elsewhere in the meantime, thoughts on what is really going to happen?

Can we file separately as a married couple if I have already contributed to the IRA for 2020? IRA guidelines say married filing separately cannot contribute to IRA but well too late lol

Can I still do a backdoor ROtH IRA for 2021?

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

Do we have option to include stock in salary structure in FIS to save income tax?

Angel investors : What returns do you expect when investing? Also what’s your range of investment?

Right now sitting at 40% cash in brokerage account. Want to decrease the cash reserve to 15% to 20% but not sure if I should just buy more stocks now or wait for the next market correction. I know never time the market but still.....

I have two mortgages, one at 3% and one at 4.25%. Is there any benefit to paying either of them slightly higher than the minimum payment requirement (ie, maybe like $200/month more)? Additional factors to consider, my HYSA currently yields 3% and I am looking to buy another property in about 2 years and would prefer to not sell the either of the two properties currently on mortgage.

Hardest area of the tax code to master? I would have to say subchapter k or international tax

Will be moving to LA at the start of next year. I make $150k and my boyfriend freelances and averages around $60k. How much should we realistically be paying in rent max?

Is it worth moving to western countries if you have a stable life in India and the household income is close to 3 lac per month?
What are the advantages and disadvantages of this move?

I don’t play with options much, but I happened to buy VERU calls for 2/19 a little while ago and now it’s skyrocketing, it’s up over $1k for me- will it keep going up? Should I just take the profits now and be happy?

I think I know the answer, but want to hear others’ opinions before giving up on the dream. I’m currently at $120k base with 6 yoe. Is there any chance I can get close to that as a fed in the IC? Or am I just looking at a GS11 step 1 that’ll hurt pretty bad? Are there any perks that can help offset the lost income like childcare stipends (the agency mentions a childcare subsidy on their benefits site but I can’t find what that actually means)? Thanks!

Is it a good time to buy properties in nyc?

where is the best place to sell or trade in my used car? (2019 van low km’s)

Is it possible to be a “silent” investor (party A) with a friend who’s an accredited investor (party B)investing in a company? So if B is investing $50k in a company, and A wants to give B $25k of that investment, is this possible with an agreement between A and B, where they’re responsible for their own portion of taxes?

Can partners at EY consulting buy as much equity as they desire?

Hardest area of the tax code to master? I would have to say subchapter k or international tax

For a 10 yoe , azure data engineer role which is best LTI or xebia or HCL ?

HCL Technologies LTI Information Technology Xebia

Software sales folks earning commissions based on MRR as customers are invoices- Do you get paid commission for deals you closed even after your employment ends?

Is HCL calling to work from office?

I graduated in May of 22. I transitioned from being an intern to being a full time counselor, now for 6 months. I feel like I might be catching my agency at a tough time, but as an employee it doesn’t seem to be trying anything to keep me here besides the occasional ‘motivational’ posts from the administrative team. I felt like I was lowballed during my offer, and my negotiation salary was denied since this is technically my first “professional” job. Pt 2 in comments:

First year (ug level hire) and got email from apple recruiter. Would love to exit to FAANG but not sure I'm ready to leave BCG in my first year but maybe after 2-4. What is best practice?

Anyone know any pe or growth equity shops in london that are hiring?

Will be moving to LA at the start of next year. I make $150k and my boyfriend freelances and averages around $60k. How much should we realistically be paying in rent max?

What's the salary brackets for grades gcm5 and 6?

Feelin' pretty loose and conversational, you guys

Thoughts on what to get wife for her bday. Shes turning 30 and because of covid we cant do a big birthday bash like we were planning. She also got laid off b.c of Covid and has been in a bit of a rut and I want to make her feel better and have a great birthday. Shes an amazing wife and mom and I want her to have a great birthday. Appreciate the help fellow fish

Is it advisable to move frm India external audit to Deloitte US audit (AERS)? How different is it.
Thoughts plz!
PS: plz consider post qualif experience of approx 4 years.

How can someone find a job localizing marketing content (taking poorly translated material and fixing it up for US consumers)? I've heard that it's a real job but can't find much information about it

Let's post salaries, I'll go first senior 2 ITS 83k big 4

Hi..I work in RPA at Accenture and I received an offer from Oracle for the RPA Developer profile. I am sceptical about the nature of work esp RPA at Oracle. I would like some insight or feedback related to this. It would really help me a lot to decide.

Does SAP SDC renegotiate on the CTC if we have an increased offer from another firm?

Hey Hey all. Can anyone help with a referral?
There are a few real estate positions available that i think i would be perfect for. Background - Head of Special projects at a real estate developer (building data centres and tech hubs), former McKinsey EM, MBA from London Business School, IB real estate experience and CFA

Conducting a 10 hours course on Equity markets from 24th Nov and Special discounted fees Rs.6000. Limited seats on first come basis. Covers Fundamental and Technical Analysis and Live Trades. DM for more details

Looking for names of some effective financial/investment planners. Any suggestions? Plz give only the ones u hv worked with or experienced!

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Markets in red🔻 Good day to invest?
Current portfolio down by 7%
What is the ideal number of funds to invest in if monthly budget for SIP is 40K?

Crypto, any idea about Shiba Inu?

Can one do an sip or increase amount in coffee can portfolio gradually instead of a lumpsum investment?

Anybody having experience good/bad about investing through Wint Wealth? Seems like a good way to diversify the liquid portion of the portfolio......if I am greedy this looks better than those liquid funds and a 100% safer than those too.
Also what independence disclosures will apply after the NSDL being made mandatory brokerage account....for Wint Wealth related investments

Has anybody invested on affordable housing in Gurgaon, India? Or got any insight for a first time investor.

How many of you are involved in share trading/Derivatives Trading apart from your current job? And how are you managing it? What return are you generating?

My ctc shows 10lpa + 20lac esops. But I'm not sure if I'll get this 20lac stocks for free or do i need to buy them by paying? Distribution is 4lac per year for 4 years. Pls explain.

Given the current downturn in US markets and specially Cypto, what's your strategy?

Catch BPCL Rs.58 dividend with record date of 16th September

KEC International looks good to buy around 350 levels

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

I have savings of 5 lac INR and want to invest it somewhere. What should I choose?

How do I invest in Secure Gold Bonds? Any reliable procedural steps or blogs or videos available?

My mother is going to get retired from her government job next week and will recieve her one time payout of close to 90 lakhs by the end of the month
The amount is non taxable but any profit earned from the amount will be taxable. Where should the amount be invested?(next 8-10 year horizon)
1. Buying a 3 bhk flat for around 95 lakhs in Sec 31 Gurgaon.
2. Put all the money in FD and live off of interest.
3. She is not very ecstatic about investing in stocks.
4. Gold?

How to invest in Direct Growth Funds? I've created a CAN ID using MF Utilities. It asks me to login and proceed but I don't have my login ID generated. Should I wait for more time as my CAN ID was approved only yesterday?

Hi All. What is the best way to allocate 25 Lakh INR in savings into different investments to maximize returns. I recently moved out of India so Tax rebate is not a consideration for me. I already have 6 lakh plus invested in PF and MFs but I want to invest more as my money is getting depreciated in the savings bank account.

I also have an education loan with balance of 7 lakhs which I am planning to repay in lumpsum as there is no tax exemption now.

Has anybody availed term insurance policy (ICICI Pru)? Is it really worth taking?
I got married last year, my wife is working and i have a single parent, who is a government servant herself. Seeing a lot of unfortunate scenarios around makes me scared at times and i am giving thoughts to such back-up options these days
Please suggest?