I have investment in lic, nps, NSC and ppf. No other investments. I want to start with mutual funds. What is the best option for me? Should I open account in zerodha? What should my investment options be?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

How much money do you make and have in your checking and savings? // how many years have you been working post college...

First time building Roth IRA account. Stocks you think I should add?

📊 Poll: Is Snapchat worth it's 3 billion 💵💵 IPO valuation?

Is the GSU price while vesting based on the market rate at the time of vesting or is it fixed based on the stock price during hire date/month?

Does anyone use yieldstreet or crowdstreet for real estate investment?

FYI Amex offer for Allen Edmonds. Spend $300 get $90

AITA: My friend keeps asking me for financial advice. I set up a budget for her and have her concrete advice. And I field all of her investing questions. But still, she continues to be reckless with her money. She’s 42, single (no kids), and making $100k+ and is still living check to check.

I don’t want to waste my breathe on helping her since nothing seems to be getting through to her. AITA?

Now that’s what I wanted - good bowl. Come on real estate folks!

Goodbye XRP! Thanks for the awesome gains and good luck hitting that absurd $100B market cap 😁

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

I’m considering building up my I bonds to eventually replace my 6 month expenses emergency savings account. Any downsides I’m not considering? If I slowly ramp up and ladder, I can partially withdraw any amount if I need to after a year. Even with lower inflation in the future, I’m guessing it’s going to beat a savings account yield. Thoughts?

Any recos for a fee-only financial advisor that’s under $300/hr? Need to understand sole proprietor/small businesses.

What other cards to add to my collection? I have AmEx Platinum and Chase Sapphire Reserve. Fly Delta so AmEx is handy for lounges. Use Sapphire for dining/travel. Should I add Chase Freedom Unlimited?

What salary would you feel comfortable buying a $100k car? Trying to gauge how bad of a decision that would be…

Hello all,

Can you change real estate agents after going under contract ?

Context: We want to put earnest money on a house, I am still working on getting my real estate license. Can I put a friends name as the buyers agent and change it to my name Right before closing ? We are based in TX

SOL vs ETH 2.0?

Has anyone dealt with coming to terms with an emotionally abusive relationship? I struggle to admit this (because more drastic examples come to mind), but my therapist mentioned that things like yelling/throwing things/blocking me from leaving the room are also abusive traits my ex demonstrated. It makes me feel alienated from myself — like “how could I have allowed myself to be treated like that?”. Also feeling ashamed to tell anyone

I’m so happy this bowl exists 🥹🫶🏼

35 / F / SF / 115k+

What are the yearly hikes for NTT consulting division?

Hi fishes,

I have offer for Genpact, NTT Data HCL
All of them offering almost similar compensation.

1) Which is best among these??
2) hw to negotiate on compensation with best one..as all of them having nearly similar package.

Thanks in advance

Can anyone recommend appropriate user tracking and sentiment / feedback gathering solutions for bespoke internal tools?

E.g to see user behaviour on an internal operational tool used by 100s of staff.

Quick temperature check: litigators, are you all underwater this month? This has been my busiest end of year season in actual years. I am getting slammed with expedited court deadlines from judges every, single, day. Clerks, what’s going on?! Send help.

Going to Jamaica for a bachelor party Memorial Day Weekend...da hell do I wear?

Does EY offer mid year raise? Is there any news saying there will be no mid year raise in 2023?@EY

Hi all,Getting somewhat bored at Google. Would love to move to a company where my work is making a positive impact to the world vs making Google more revenue.Any non FAANG companies who have interesting work and pay 150k+ total comp?

Fishes, need some guidance.

What would ensue if I convice US talent recruitment team that I have US H1B visa and get my offer letter released, and then apply for US Visa?

Is this some sort of scam/crime?

Thoughts?

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

Hi,

I got 2 offers one from HCL and another from LTIMindtree. I want to join HCL but they are yet to release offer letter but has given confirmation over mail.

For LTIMindtree I have received the offer letter and yet to accept the same, but they are soon staring background verification for onboarding as soon as I accept the offer letter.

In this case what to do pls suggest.

Any recommendations for supply chain consulting in London? Really underwhelmed with the offering at my current company, and I keep getting roped into projects outside of SC where I have zero interest or experience. Joined from industry 1.5 years ago.

Strat consultants: work performance Remote vs In-Office. Do you find you are able to perform better in an office as there are less ways you can procrastinate or relax than at home?

New to NYC and enrolling in wageworks. Should I do the payperride metro card or commuter card -transit ? Not sure which is most typically used? I will probably take the metro 6 times each work week

From where do we get Form 26AS?

Hi fishes,
Currently I am invested in two mutual funds:
UTI nifty index
Parag parikh flexi

Which other MFs are worth investing?

I have savings of 5 lac INR and want to invest it somewhere. What should I choose?

Any good mf with less tracking error to invest in us equity.

KEC International looks good to buy around 350 levels

I'm 21, trying to build wealth. I need your help!

In the next 5 years, I plan on buying a house but there are so many investment options, I don't know what to choose.

I can invest upto 30,000 a month, please suggest!

The current state of market has me confused. I need an AR of 10-15% with Medium-High to Very High Risk profile.

Thanks!

Hi All. What is the best way to allocate 25 Lakh INR in savings into different investments to maximize returns. I recently moved out of India so Tax rebate is not a consideration for me. I already have 6 lakh plus invested in PF and MFs but I want to invest more as my money is getting depreciated in the savings bank account.

I also have an education loan with balance of 7 lakhs which I am planning to repay in lumpsum as there is no tax exemption now.

Anybody having experience good/bad about investing through Wint Wealth? Seems like a good way to diversify the liquid portion of the portfolio......if I am greedy this looks better than those liquid funds and a 100% safer than those too.
Also what independence disclosures will apply after the NSDL being made mandatory brokerage account....for Wint Wealth related investments

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

My ctc shows 10lpa + 20lac esops. But I'm not sure if I'll get this 20lac stocks for free or do i need to buy them by paying? Distribution is 4lac per year for 4 years. Pls explain.

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Hi Fishes,

I want to know tax saving options as I am new to it so please let me know in what all options I can invest and save more money. Please help.

Salary : 14 lpa

Is anyone investing in liquid funds? How do they benefit and what are their returns?
Recommendations are welcome.

How to invest in Direct Growth Funds? I've created a CAN ID using MF Utilities. It asks me to login and proceed but I don't have my login ID generated. Should I wait for more time as my CAN ID was approved only yesterday?

My mother is going to get retired from her government job next week and will recieve her one time payout of close to 90 lakhs by the end of the month
The amount is non taxable but any profit earned from the amount will be taxable. Where should the amount be invested?(next 8-10 year horizon)
1. Buying a 3 bhk flat for around 95 lakhs in Sec 31 Gurgaon.
2. Put all the money in FD and live off of interest.
3. She is not very ecstatic about investing in stocks.
4. Gold?

Has anybody invested on affordable housing in Gurgaon, India? Or got any insight for a first time investor.

Markets in red🔻 Good day to invest?
Current portfolio down by 7%
What is the ideal number of funds to invest in if monthly budget for SIP is 40K?

Hi Sharks
I am 25 years old with in hand salary of 1L(just from last month) and i want to buy a term insurance plan. My questions are:
1. Is it wise to take 2 plans of term insurance one with return of 60 years and another without return of 80 years of each 1cr.
2. Is it wise to include health riders in insurance plan to claim for 80d or just chose health insu
3. How much one can ideally shell out for insurance per month (both term and health) for self in terms of percentage of monthly income.