Best way to redeem Discover cash back? Looking at the gift cards because they give an extra $5 for each gift card. Is there a better option?

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I have the Discover card and only use it for gift cards because of the 20% bonus. I think you can use apply your cash back $ on Amazon too. Maybe just request a check?

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And I have about $500. Smart to redeem now or keep building? I don’t use this card much anymore.

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