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Make sure you have a set budget to pay off all your debt and have a savings account with at least 10,000 in it.
If all this is taken care of, then just be mindful of your expenses.
I was on track with my budget for 5 years, and then I lost my job in December 2024. I was 1.5 yrs away from paying off all of my debt. The savings account and running up my credit cards have helped me make it and, unfortunately, now also dealing with vertigo. Feels like all my progress has been wiped out. I'm still looking for a job to get back on track.
Thank you. It took time to build it, but it sure went away quickly.
Adding 100 every month, it eventually builds up. If you can do more, even better.
I keep track of my bills in a payment basket and in a notebook 📓. I try to pay off the smaller bills quickly, so that I can focus on the larger ones!
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I always use digital I would lose a note book 😂.
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I keep track of our expenses in a spread sheet. We make enough over our bills that I don’t have to get to uptight about it though
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I have been using a spreadsheet too! I think it's helping.