No interest. No debt. Just shared risk.
We’re replacing student loans with income share agreements we already have $20M+ in borrower demand.
Back the future of ethical, scalable student loan refinancing. DM or message me for the PPM/Pitch Deck or Book a meeting with the link below!
https://meetings.defynance.com/#/invdiscussion




Wow are you single too? Asking for a friend 💁♀️
I appreciate you asking, yes I’m single, shoot me a dm and we can talk
How much capital have people invested with you so far?
So far low 6 figures because we simply wanted to test out how it would look we took out time developing this product so that it’s not half baked. Feel free to message me happy to send over the PPM and other docs to see if it’s a good fit
So many questions, bc there is no free lunch:
- How are you sharing risk?
- Income share agreement -- are you taking a % of the customer salary?
- what if the customer "default" or loses their job?
What protects the company?
Is there a collections?
Eventually, in some cases payments may be lower or higher, depending on the terms each case is different, but the key thing here is the contract doesn’t accrue interest, and if employment goes payments pause. At least from the Shariah perspective 1 scholar has approved our structure, we are in the process of trying to get this to even more without having to pay fees that way were genuinely objective.