Hypothetical - generally if you have a need for a large sum of cash in ~3-5 years, it’s best to keep it in a HYSA. If longer time horizon, put it in the market so it can grow. (Assuming regular contributions/DCA in both scenarios) If you go the market direction, at what point do you pull it out of the market and back into an HYSA ahead of the purchase? 1 year out? 2 years out? Day of the sale?

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Over what period do you all DCA your bonus into ETFs? Few months or full year?

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How far in advance would you get to DCA with holiday traffic? I usually get there an hour/hour and half before boarding time.

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Guys need feedback from folks who have Altroz DCA? Also some suggestion on Car Insurance.TIA.

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Anybody gonna be in Houston airport on the morning of Nov 30 that wouldn’t mind getting me into a minute suite with their priority pass? I have a 6am flight out of DCA with Houston as a 2.5 hour layover so gonna be very sleepy 🥲 when I arrive in Houston at 9am CT

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Do you DCA or lump your December & April bonus into ETFs?

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I want to buy my first condo in 1-2 years in DC (currently 26, no debt, currently $26K liquid), but not sure if I should keep holding as liquid to be ready for when I find a property in Winter '24 - Spring '24, or if I should just DCA into stocks to ride this pending recession, and hold on buying until 2025. Thoughts?

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likefunny

Off topic:

Planning to take either of these three - Nexon AMT, Altroz DCA or Baleno AGS . For an average driver (primarily city), which is better? I heard bad things about TATA after sales and Maruthi's safety. So unable to take a call.

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Off topic: Planning to take either of these three - Nexon AMT, Altroz DCA or Baleno AGS . For an average driver (primarily city), which is better? I heard bad things about TATA after sales and Maruthi's safety. So unable to take a call.

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Off topic:

Planning to take either of these three - Nexon AMT, Altroz DCA or Baleno AGS . For an average driver (primarily city), which is better? I heard bad things about TATA after sales and Maruthi's safety. So unable to take a call.

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What platform are you using to buy crypto now? Trying to understand which one has the most favorable fee structure for buying or DCA into BTC and ETH.

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Is crypto dead? What's causing these drops?

Instead of contributing to my 401k, I used that money to invest and DCA into crypto and I'm down 70% on my coins. FML

likefunny

So I was pretty dumb and shilled a ton of money into btc,eth,avax,sol during the crypto bull run - Since then I’ve dca’d very small amounts into each, but i’m down badly on cost basis (over 50% down). Any recommendations on how to handle this? Do I hold and dca? Should I just sell at a loss?

uplifting

Landed my first decent paying job at 28, saving approximately $5k a month. Suggestions for where to invest that to maximise returns but not have it tied up for too long (as I want to ideally pull it out to invest in a property in about 12-16 months once interest rates calm down)? Considering DCA into US ETFs and putting some into non-US sovereign bonds. Open to suggestions and thoughts please.

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I would like to meet more FB people. Anyone here going to be at DCA today? I might have lounge access with your name on it…

likefunnyuplifting

Hi Fishes,

Please help me how to negotiate salary.

I got an offer cognizant -8.5LPA(8 fixed), Nov 18th is LWD.
Today I got DCA result from tcs where i cleared it but not yet received compensation letter from tcs.

Please help me how to negotiate with cognizant.

Yoe- 3.4
Python

Thanks

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Are you holding cash to buy for the right opportunity or DCA or little of both?

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I have about 250k in cash in savings and moving to cash in January. Thoughts on an expedited DCA through larger amounts over a year vs. a lump sum? Real estate was an option as well but rates are absurd. Any other investment options? Thanks

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What actions do you take if you think we're heading into recession and equities will keep dropping?
So besides for keep buying (DCA) do you also buy options(puts) or perhaps add things like gold? What's the typical safety steps to consider?
Novice here so comments appreciated

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thoughts on dca'ing into amd over the course of the crash?

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Thoughts on starting a small dividend-focused portfolio admits market downturn? Thinking it might be a good time to DCA in and look it as a portfolio that feeds itself.

funny

Retail investors…we DCA and chill and then get anxious and cute and start to short/puts. Last Friday was the highest put/call ratio and today we’re skyrocketing up. Retail investors getting steamrolled again. Best advice is invest and throw away the keys

Bought a lot of ETH when it was higher and suffering now. Plan is to HODL, but should I be buying more ETH now to lower my breakeven / DCA or just sit on what I have ?

it’s all savings/investing cash so ‘affordable’ in that sense, but I’ve already got more in crypto than I initially wanted. Really I want to know if lowering the overall cost by DCA investing another 25% of current holding is a good idea or just let sleeping dogs lie? I suppose the assumption being that the price does go back up.

I just got 25k from my bonus and want to invest it. My portfolio is pretty much 80% VOO right now. Should I put this $25k into VOO too? How are we all feeling about VOO medium and short term?
Dump all@at once or DCA over 3 months?

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Today I submitted my tcs_id @ 3.3yoe
When I joined TCS, thought to stay here till I retire. Got 2 A bands, cleared DCA, but the project I used to do was that of a BA on excel sheets. Now joining Lexmark (prod based) with 40% hike.

But still I have mixed feelings, since it's my first switch.

I cried today, even touched my lead's feet

Has anybody gone through the feeling of uncertainty while leaving a very comfortable and rewarding life at TCS?

Any tips to manage this feeling?

Thank you🥺

likefunny

ADVICE FOR RETENTION.

Hi Fishes,
My LWD is on Oct3rd.DCA qualified. I only work in excel sheets here and 50% sal dependent on band. So, I resigned. I have an offer of 12 from Accenture. My CCTC is 8.5lpa. manager saying that they will change the clause, from incentive to fixed component. But won't give any hike. And since I have 2 A-bands, I will be promoted in Jan cycle to ITA, so another 20% hike
So he told me to let him know about my decision.

Should I stay or leave?
Yoe - 3.4

Pls help🥹

likehelpful

Newbie investor asked me a question, they have $5k to invest and were wondering if they should put it in an index fund (S&P500 - which is what I’d normally recommend plus DCA thereafter) or if they should buy AMZN given that it is well off of its highs, is a solid company and would, in 12-18 months, likely grow faster than the S&P, as interest rates normalize over that time period, etc. That got me thinking… so I’m asking all of you, what would you do/recommend?

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Newbie here. I have ~25K in cash in an HYSA. I'd like to keep some cash in the HYSA but I'm also interested in investing (I have a Roth IRA and a regular brokerage account). How much should I keep and how much should I invest? Or should I just keep DCA-ing it?

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How long before flight do You recommend I get to get to DCA? Assuming no checked bag and TSA pre check.

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Best stocks to buy/DCA into during the continued recession/incoming pain?

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Good time to DCA into the market now?

funny

Hey friends. My wife and I are looking to start investing in the market outside of our 401ks, hsa etc. We opened a Charles Schwab brokerage account and planning to transfer 2-3k/mo. We’re in our late 20s/early 30 and likely won’t need to touch the money for 10+ years. What should be our investment strategy? How should we allocate to what funds? Thinking of splitting evenly across large, mid, small caps, and growth, value funds using DCA.

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TCS has stopped the retaining for below associates,
1. Fresher that has joined 1-2year back
2. EP who joined in the last 1-2year back
3. Those who get the hike in wings or DCA in the last 1year
4. Those who get the salary correction
5. Those who are in free pool


This the mail that came from the corporate to my IOU head, as he(including my manager supervisor) tried to retain me. But the corporate denied these conditions.


Actually my whole team has put the resignation, almost 15person in my te

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TCS has stopped the retaining for below associates,
1. Fresher that has joined 1-2year back
2. EP who joined in the last 1-2year back
3. Those who get the hike in wings or DCA in the last 1year
4. Those who get the salary correction
5. Those who are in free pool


This the mail that came from the corporate to my IOU head, as he(including my manager supervisor) tried to retain me. But the corporate denied these conditions.


Actually my whole team has put the resignation, almost 15person in my te

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Does anyone feel like the stock market with 401k/IRA is a herd mentality of everyone contributing for people to take out money when they’re older similar to social security at this point? And those of us participating are minimizing gains vs. individual stocks because we’re waiting on basically more people to contribute to the funds every month and to stay in the funds?

I just don’t understand the downswings on these 401k funds so significantly if everyone is DCA someone is selling.

likefunnyupliftinghelpful

Is TCS retaining employees? And what about DCA, do anyone know the full form of it?

likehelpful

Anyone seen Tesla’s in Hertz Presidents Circle these days? Had one in DCA in May but haven’t seen since and trying to figure out if I got lucky or if they are now being placed there more frequently

likesmart

Is VOO still the move? I have about 100k to invest and have started to DCA into VOO but now I’m getting served all sorts of click-baity articles saying it will underperform… difficult to parse good intel from bad content marketing from money managers. Should I diversify to other ETFs?

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