SUGGESTION PLEASE!

I am a Java developer with 3.8 yoe (44 months). Pls help me choose:

Infosys: 12LPA (10.8L Fixed,1.2L Variable), DOJ: 14th April
Cognizant: 14.45 LPA (14L Fixed, 45k Variable), DOJ: 15th April(Received today)

Location: Kolkata

I plan to switch to financial/healthcare domain companies (e.g., Barclays, Citi Bank, GE healthcare) after having 5/6+ yoe.

Which one should I choose? - projects, learning, bench policy, job security,etc

This is my first switch, so very nervous!

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TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

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