TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Hi folks - anyone here is a realtor or was a realtor in Toronto before? Looking to chat with people who have the experience.

Anyone here works full time at public accounting and has a part time job to make some side money? I have been thinking to get a real estate license and work as an agent on the weekends/ free time. Is that possible time wise? Thought housing market is hot now and would be a good time to enter.

What is the *prime* amount of money to bring you happiness?

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

This group is all about brainstorming passive income ideas. This can be about real estate, youtube, podcasts, blogging, coursework educator, stocks, and anything you can think of. Network and learn.

I have no credit history and am just out of undergrad making ~$100k. Any chance of me being approved for Citi Double Cash or Chase Freedom Unlimited? Do I need to get a “starter” card to build some credit first?

I'm a young professional finishing my first year of my career. Last month I opened a brokerage account & invested $4000 in the stock market. I'm planning to invest at at least $2000/month every month now with the goal of creating a passive income stream. Do any of you have experience with a dividend growth strategy? How did you get started?

Guys, i m in a pretty bad financial situation and need to pay my student loans and support my parents who lost their job. I m trying to brainstorm how i can make some side money. Thinking something that i can do remotely like an amazon store. Goal is to generate ~$1000 months in profits. I just have no idea where to start. How do ppl go about starting these?

Does it always make sense to max out your HSA? I have ~$6k parked there now as a healthy 28 yo with virtually no healthcare utilization

Hi guys,

I got my full and final settlement today but I can see no tax deduction. Does anyone know the reason. 4k tax used to be deducted every month till now. I also got gratuity and leave encashment along

Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

Start raising cash family. Take some profits. 4/14 3:51 est

Roth or traditional 401k? I already have some in roth with previous employer.

My partner and I bought our home back in 2020. We got a good deal, low rate. But we want to move into a more spacious SFH. However, as we all know this market is crazy. Everything we want costs $620k+ and bc of rates it makes our mortgage estimates $3500+. We are currently paying $2k. And it looks we need to sell the house simultaneously as look for a new one or our contingency isn’t as attractive. I know it’s based on personal circumstances. But what would you do? - not move, sell and buy?

Which consulting firm has the best 401k match?

Opinions on getting a Non-Owner Car Insurance policy (especially if you drive rentals for work often)? Up until last month I owned my own personal car and had regular insurance. Wondering about (cont)

I started investing in Vanguard Mutual Funds and and did some research online today and it seems like we can’t do that and it might not be halal. Does anyone have any insights here?

Coinbase Premium - is it worth it? How do you get it?

Moving to the city next week and found out that I need to set up internet (obviously 😅). Any tips on how to go about it? How long it’ll take? Never done this before and I work from home/need internet soon when I move in

What is Sia Partners (NY) Senior Consultant salary range? Anybody?

Does anyone knows how to contact Footprint Coalition found.??? I am interested in work with them, but there is only a contact by mail if You want to make an economic collaboration... Please, anyone?? Also, I am available for work in LA or remotely...

I matched with a guy and we initially agreed to meet for the first time this coming Friday. Last Wed, he sent two messages on the app with suggestions but I wasn’t able to text back until Sat because I was traveling. He unmatched me. Am I in the wrong here? How often do you text people in the talking stage? (F in early 30s here)

I’ve been at BCG in the west coast for 3 years out of undergrad. I am looking to join a Series B/C start-up in some strategy/operations role. Any rough estimates for what I can expect for comp (knowing it’s variable)? TYIA

Asking on behalf of a friend:
How difficult is it to get an analyst job in current job market (no relevant prior experience) bcom grad

Any Hilton recs in Charleston?

Anyone else think big end of day drop? Scary weekend to hold long through

When you hear the title “consumer product manager” vs “product marketing manager”what job responsibilities do you assume each person has? Or do they seem the same? There has been some confusion internally for a new team/role and wanted to get a check from all of you on perception!

Do any of your companies offer coworking benefits? For instance if you’re fully remote, do they offer a monthly stipend to be used at coworking locations near you? Or anything similar in nature?

How is product management course from ISB ?
I am in SAP technology consulting with 8 years of experience, I want to move to product management.

Hpe Hr releases an offer letter with joining after 2months. Should I wait or back out? What if they withdraw?

Does Deloitte offer Day1 CPT?

all - qq I’m currently on an LoA, stuck in India due to personal reasons (on F1 OPT) right now. I have a lot of interest in teaching kids online (coding and such), could I do non contractual job teaching coding online while in India with an indian firm?

How to decide between two offers when you are on H1B. What if I said no to other and my H1 transfer to the accepted position is rejected 😐.

4.75 YOE in consulting. What comp should I be aiming for? Looking at strategy and business development roles across industries. I’m at 110K right now.

What does it mean when I-485 was filed with MSC from the beginning

Do managers at RSM get shares of the firm?

I am looking for a lower stress, mostly remote, part time job. Any recommendations? My background is corporate Income tax. 10 years experience.

Should I lump sum $150k into the market or DCA? Just looking to grow the money, no other short term plans.

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

Is anyone else worried about an upcoming market crash, similar to the dot com bubble?

FIRE Newbie here - wondering how everyone is retiring early (30’s 40’s 50’s) if the majority of your savings are tied up in tax preferential retirement vehicles you can’t really touch for another few decades?

Sooo AMC.. who’s in?

😂

For the past 2-3 years, I have obsessively tracked my net worth/income trends/investment performance over time. I checked my trends just now, and OMG I hit the 300k net worth mark right around Christmas. I guess I haven’t looked at my dashboard for a month. This feels so cool. I want to shout it from the roof! I can’t really brag about this to my friends, so I’m sharing here! 🎉 🎉

My monthly salary is around $6.4k after-tax. Living in NYC. Do you think it’s reasonable that I pay:
- about $1.5k on rent
- about $500 on utilities and subscriptions
- about $900 on student loan
- about $2k on food and etc.
My saving goals is around $3k so been trying to adjust my monthly spending.

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

what are the tax implications when you withdraw from your espp? what are the necessary steps you have to take so you don’t get overtaxed?

Can anyone recommend a good fixed income investment that I can add to my ROTH IRA account?

Decided to payoff my mortgage.

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club.

Sorry, need someplace to celebrate and you guys are awesome.

Turning 28 and hit $300K NW today. Never formally FIRE’d but want to set out a plan for here onwards. What’s some good material / easy reading to start with?

Anyone know of a good cross-border US/UK financial fiduciary?

Listening to Rich Dad Poor Dad and I keep expecting every story to end “and then everyone clapped” 🙄

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

Trying to open an account on TreasuryDirect to buy i bonds, and I am required to get an authorized certifying officer to sign a form to complete the process to open an account. Anyone know what that is? I went to my bank and asked, they don’t think they can sign it 🧐

What are some aggressive ways to control your spending? I tried a little but of everything(paying myself first, only debit cards,cash) but seems like i have the urge to spend and i do so. Any tips?