What will be good a cashless hospital which is far from hospital or a normal hospital but near home? For delivery of children? Reimbursement with bills is a hectic process or its smooth ? Can i prefer non cashless hospital ?

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Both are smooth process, just that go through the list of empaneled hospitals first. If its already empaneled, they might not allow the reimbursement and can ask to take pre approval first.
If not on list, check beforehand that if hospital serviceable. Nowdays they have copay of about 10-15 percent.
Ask with and without insurance amount if you are in tier 2 city. Because they can adjust your bill to be fully accomodated within cove ramount.

In tier 1 city like mine in mumbai, they will always bill in such a way that you will still end up paying 50k - 1 lakh other than insurance..

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Thanks for the info brother

The insurance claim process is quite seamless, whether it’s a cashless claim or treatment at a non-network hospital. For non-network hospitals, you just need to upload the necessary bills and medical reports on the portal, and the reimbursement is processed smoothly. The only thing to note is that a small percentage of the claim amount is deducted as co-pay.

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Thanks for the info bhai

+1

Bhai smooth rhega don’t worry.

Agr hospital listed ni hai network list mae fir kaise hoga?

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