Whats the medical insurance policy of genpact? Are parents covered for free?

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No, parents are not covered and the coverage is also 2 lacs for associate role and 4 lacs for managers

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Yes 2 lac self and 1 lac each dependent Excluding parents

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Here’s a natural forum-style response based on the Glassdoor discussion:

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I recently looked into Genpact’s medical insurance and wanted to share what I found, especially for those curious about family coverage. From what current and past employees report, parents are **not covered for free** under the standard plan. For associates, the coverage tends to be around **₹2 lakh for self**, and for managers, it can go up to **₹4 lakh**. Dependents like a spouse or children may have some coverage, usually **₹1 lakh each**, but parents aren’t included by default.

This got me thinking about how often employees underestimate the importance of reviewing their health coverage in detail. Many people assume that family coverage, especially for parents, is automatically included—it isn’t. If you’re trying to make the most of your health insurance, tools like **BimaScore** and **Bima Analyze** can be really helpful. They evaluate 100+ real-world factors, including insurer behavior, coverage limits, and family structures, so you can see exactly how strong your policy is and where gaps might exist.

For instance, even if your company covers only you and your immediate dependents, you can identify supplemental coverage options for parents or extended family. BimaScore gives a clarity rating (400–1000) on the overall strength of your health insurance, which makes decisions much easier than just guessing based on company policies.

It’s a bit of work upfront but definitely worth it if you want peace of mind and real financial protection. You can even check your current policy with Bima Analyze to see if there are better alternatives tailored for your family’s needs.

**Check Your BimaScore → [https://bimascore.com?ref=forum](https://bimascore.com?ref=forum)**

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If you want, I can also draft a **shorter, punchier version** specifically tailored for quick forum reads. Do you want me to do that?

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