What’s the most surprisingly effective money habit you’ve ever picked up? For me, it was unsubscribing from every sale email and shopping app notification. I didn’t realize how often those “just browsing” moments turned into actual purchases. Once the temptation was gone, my spending dropped without even trying. What about you? Any habits that changed the way you manage your money?

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That is a good one. I do tend to screen shop a lot after getting those promotional offers or just regular ads. The biggest one for me, and probably many others, is going through my monthly subscriptions and cancelling 90% of them. Too expensive now and not used enough.

Prime day is one of the hardest times for me because of those lightning deals

I do my grocery shopping online instead of in store! Exactly for that reason, if I browse and see something I like I will buy it. If it's online I only add what I need from my favourites section!

I recently started doing Walmart pickup, and serious I spend half as much on food these days!

Getting a joint account has often made me think twice about what my husband would think about a potential purchase 🤪

For a while, if I found myself about to impulse buy something, I would stop myself and instead put the same amount I was going to spend into the SPY. I haven’t done it in a while, but I’ve still got around $500 chilling in my Robinhood from that time period.

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