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Then invest the lumpsum money in Indian market. It’s a safe bet
If you have trust in Adobe and a strong feel that it would successfully sail through AI era invest atleast 5-10%. Market is unpredictable for next 5 years.
The best option if you don’t have any emi is to opt for 25% of pay check and sell off all stocks or 15-20 % of vested stocks on the day of vesting. You can easily make 12% profit in 6 months even after removing stcg, cess and everything.