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Somewhere close to 40 lacs in savings and few investments. This excludes gold and house and other assets
thank u mam for sharing
I have 11 years exp. We own 3 bhk house . Still paying emi( last 3 years left) have close to 25L in SIP, 6L in NPS, 2L in saving, 2L in ppf, 13L in epfo and bought 8 tola gold items. I have made lot of money mistakes in past and lost money to share market
I have kept only 2L in savings as emergency fund as my husband is co owner of house and if in case I loose job he is my emergency fund fund 😅 . I have shared mine investment alone. So if I see mine and husbands together he keeps more in savings for emergency fund amount reached now almost equal to home loan and he doesn’t not park fund in NPS or ppf. He has SIP and shares long term as his investments
We are not closing home loan on purpose as anyways we have paid all interest part now it’s very less interest that gets deduct and mainly principal
9.5 years exp IT , no house, no assets, 30 lacs in stocks husband manage that , 16 lacs liquid, 10 lacs FD , 5 lacs EPF. dont know how to manage the liquid if needed in near future to buy any house
I own a flat with 55 lacs loan pending and have 12 lacs of investment. I have almost 13 yoe.
What is your motive here? To know how far you are in your savings?
motive is to know how other tech women saving , it give motivation to young girls