Is home warranty for appliances (including air con) worth it? Have quote for $500/yr policy and my 30yo aircon is on its last legs. Do they usually pay out the full $6-7k replacement cost if it dies on me? Or weasel out of it?

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They will replace every part on the AC before replacing the unit.
I’ve kept a home warranty for years and have found it to be worthwhile. I pay my deductible and let the carrier find the service provider. I also don’t have to worry about being price gouged or oversold by the service provider as the carrier will vet out what needs to be done and then will draw the line on any up sells.

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State Farm quoted me $60/year, maybe shop around?

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Dear Sharks

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Hello fishes,
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Hi all,

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