General advice for first time home buyer. Single, male, 26, lcol- stl mo... let me know what you wish you knew/ tips!
Thanks :)

If I had a traditional IRA before being employed in a 401k eligible role, can / must I roll that IRA into the 401k or can I leave the accounts separate without deleterious tax consequences?

Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

Everyone says Geico car insurance is cheap . However for me it is most expensive. I went for Allstate/State farm which were cheaper than Geico. Am I missing something?

How do I invest in Secure Gold Bonds? Any reliable procedural steps or blogs or videos available?

How do you guys invest in US equities. Obviously wealthsimple trade is a scam.

Fishes- Need some quick knowledge/suggestions for Monthly Investments. I have a 10k Monthly ELSS SIP and 10k Nippon Pharma MF SIP. In addition to this, a small amount 15-20K flat invested in Crypto. I have some more money to spare- 10-15K/month. Any suggestions where I can invest this? I have little knowledge of stocks so would be a little hesitant to get in.

Anyone use Wealthfront as an investment platform? Likes, dislikes, thoughts?

Hi! I am not YET retired but these are trying times. I am in bed with the Utah Returemtn System and would love any words of encouragement or light at the end of the tunnel l? Retirement eligible in 7 years but don’t want to draw on my state retirement until 62 or 65(to Max my benefits!) it’s so hard an scary! Not sure I’ll make it. Worried about healthcare and leaving money on the table.

Anyone else crazy and buying a house right now? Part 2, does anyone have new construction experience and any important lessons learned? Much appreciated!!

I’m 25 living in Chicago, decent paying jobs, no bills/loans. Is it best to rent or own?

Can someone suggest me integration steps for apple pay ? I am facing issue in using sandbox test card even after change device region to US and also add my account on apple developer sandbox.

Which alt coin should I buy in this blood bath outside of ETH, LTC, XRP and BCH?

Who is getting into NFT? Friends recently just printing money like the fed on this. Willing to risk a few thousand. You all ?

Which crypto platform do you use and why? Looking to invest ~$20k - most of which into BTC and ETH. Looking for opinions.

Has anyone’s credit score dropped dramatically? Mine dropped almost 20 points in one month and the reason says because the age of my accounts are low but I haven’t opened any new ones? wondering if it’s covid related somehow?

Hi ,
I have got sodexo card activated today. I found there is Meal Pass card, Meal benefit pass card and Cafeteria card

Which one we get money loaded ? Will that only usable in Bofa cafeteria!

Brand new to investing! Husband and I are 37, don’t have any investments other than the home we currently own. Sitting on atleast 100g worth of cash....

Can somebody give me a review on TE-ES-Oracle Financials team in @KGS @KPMG global services

Can someone refer me to PayPal?
Job id is R0089926

edited: After 6 years of being self-employed, I’m considering what opportunities I could have in corporate.

I’ve been looking and seems like my skills don’t transfer well or maybe I don’t have the corporate language?

i absolutely cannot afford to “start from the bottom”

I’m just feeling exhausted from having an online business run on social media. oof.

Do I need to hire a career coach?

Anyone ever switched to a transaction manager role in a big investment bank/ fin services bank after big law? Grateful for any advice.

Looking for an Amsterdam based Sr. Copywriter with Influencer campaign marketing experience. Script writing and messaging needs. Video game background is good to have. Start date 04/29 for 4 wks.

Sorry everyone, been pretty busy. Hoping to free up a little bit here soon.

2-16 TA Thread:

Alright fellas, hims vs keeps?

I’m 25 and still have a good head of hair, but can see myself greying and feel like more and more hair is falling out every day. Not noticeable but have heard prevention is everything for this and am following the exact pattern my grandfather did, who had thick hair like mine and then was bald by 30.

Appreciate all you stylish folk and hope everyone has a great day.

I currently work at a small PI firm in Atlanta were EVERYTHING is settled presuit. If we’re unable to settle, then it’s referred to another firm for litigation. This whole process seems very atypical to me and the attorneys rarely touch a file until the first liability offer is received. The paralegals handle everything from intake to drafting the demands. The attorney briefly skims (does NOT read) the demand packages and signs. Is this ethical?? Anyone else work at a firm that is run this way??

I keep making stupid minor mistakes at work lately presumely cause I’ve been so burnt out, and my senior is constantly mad at me, which made me want to avoid the dirty work even more… I really should care but is it bad that I don’t really care anymore

Anyone else do WWWY?

Anyone ever register an expensive car in Montana under a LLC to avoid taxes?

What should your realization rate be as a first year? I have not gotten any negative feedback but my realization rate seems...bad

Who is this Alexander Barnett guy in Florida? The FL Bar’s disciplinary action against him is beyond wild!

Any insight on Proskauer’s NYC L&E practice group? Good place for associates?

Anyone recently joined in CGI PMO team for shell Client ?

How is job security in NielsenIQ?

I’ve been lay off this afternoon because low performance, it just two weeks ago I talked to my manager and told her that she’s micromanaging me a lot and I need more autonomy at my work. I didn’t like what they’ve done to me specially I’ve been redundant from the previous role before joining this company. I cannot sleep please any plan’ action and what to answer for the reason why you leave your company? I’ve been in 3 jobs for the last 2 years.

Direct message for referral at Newgen.

Job id or Job role will be appreciated.

Hi there, can anyone give me the salary range for SM / Director at EY Canada? And if there a director role available at the firm?

Just a note that this is a good time to clean their AC coils. Just did mine and they were terribly dirty.

Considering buying a home but was told to account for unexpected maintenance bills that come with owning a home. What’s the biggest bills you guys have received (e.g. broken air conditioning)?

Compared to DC/NOVA, how's housing market in Chicago?

Has anyone put solar panels on their house? What was the cost? Was your power bill completely removed? Was it worth it?

Anyone done DIY attic insulation?

We had a home energy audit done yesterday and the guy said the attic insulation has a whopping R-value of 7 due to age and compression.

Getting a quote for them to do a loose fill to bring it up to 39, but also thinking about DIY loose fill depending on how $$$ the quote is. It's a ~700 sqft attic.

Hey guys with the current market boom I found a single family home 25 years old in a good school district with in my range . Looks like its decently maintained . Is there any thing specifically needed to look for ? When buying a house

New homeowner here, purchased title insurance at closing (required by lender). This isn't something I need to pay to renew right?

How is Geico Home owner insurance ? Already have car insurance from them.

Hi all, new to this group and to home buying. Wanted to get advice on whether this is a good time to purchase a condo. Also how do you know which area is best in terms of future appreciation? Thinking of Hudson county, Newport jersey city or close to it. Any thoughts on pros and cons to be considered when purchasing a first condo apt ? Also what resources are available for a first time buyer . Thanks a ton in advance

What’s the best way to finance a remodel? Probably need about $40k on top of what I haves saved. HELOC? I’m not really sure where to start researching.

Hi,
Has anyone bought a new construction home from the builder Gehan Homes? What's been your experience?

Anyone has worked with bank to remove PMI payment based in home equity

Any recommendations for cordless roller blinds for new construction home? Also, should I attempt installing them myself or hire someone?

My house has very hard water, to the point where shower heads and aerators regularly get clogged with mineral deposits. Is a household water softener the best solution, or is there some sort of filter I could put on at the source to the house that I could clean regularly? Or other ideas?

Anyone have thoughts on quality between Samsung and LG for refrigerators? Saw an LG one for 30 cu and Samsung for 28, very similar features but LG makes craft ice; how ever with my corporate discount the Samsung one is about 1k cheaper

When submitting your taxes, do you share how much you pay for HOA? Is there a form to fill out or do we get any type of reimbursement for paying HOA?

Bought a 12 years old condo. First time home owner. Can someone share what all things would need more care(electrical appliances, vents, filters etc) to avoid costly maintenance.

Anyone have generator recommendations? Are there any that aren’t obscenely loud? Moved to a northern state with lots of snow and have a baby arriving during winter. Thinking I’d like to get a backup generator to give me peace of mind.

Can I buy 2 houses , one in a district with school ratings 4/10 and another house with school district 9/10? And then send kid to school which is 9/10 .

Currently don’t have kids. But would have them soon enough to send them to school after 5 years.

Is it legally allowed to have two residences in same area but different zip codes and choose better school for the kid ?