Investing and Personal Finance

What is the best way to manage and monitor your personal finances?

Hi, any one taken a construction loan for home, if yes how and in whose account it is disbursed and is it disbursed in installments? Can someone help

Do you guys still use Cred? I've been planning to switch to an alternative credit card payment mode since Cred is a pretty much waste now. The rewards or coins are useless. Add to that mere 3 Rs c… more

Conducting a 10 hours course on Equity markets from 24th Nov and Special discounted fees Rs.6000. Limited seats on first come basis. Covers Fundamental and Technical Analysis and Live Trades. DM for … more

My mother is going to get retired from her government job next week and will recieve her one time payout of close to 90 lakhs by the end of the month
The amount is non taxable but any profit earned from the amount will be tax… more

Is CQF useful to get entry level Quant job?? for non quant undergrad.

Hi Fishes,

I want to know tax saving options as I am new to it so please let me know in what all options I can invest and save more money. Please help.

Salary : 14 lpa

Could anyone please clarify this?

Is the tax exemption limit (of 25000) under 80DDB for both parents or 25000 for each parent?

So in short - 25K+25K = 50K for Both Parents or is it just 25K for both.

Hi all, I wanted to clear a doubt . If I join a company but they don't extend the appointment letter since1 month which should be within 15 days as per the offer . And they have linked my pf . So… more

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our ar… more

Hi fishes

I am planning to start investing in a smallcase. I am considering paid managers. Any suggestions on manger and smallcase will be really helpful

Is it a wise decision to take loan just for tax saving?
If so what things i should take care of?

Hi All. What is the best way to allocate 25 Lakh INR in savings into different investments to maximize returns. I recently moved out of India so Tax rebate is not a consideration for me. I already have 6 lakh plu… more

From where do we get Form 26AS?

Is anyone investing in liquid funds? How do they benefit and what are their returns?
Recommendations are welcome.

Any good mf with less tracking error to invest in us equity.

Markets in red🔻 Good day to invest?
Current portfolio down by 7%
What is the ideal number of funds to invest in if monthly budget for SIP is 40K?

I am a new investor. Started with Parag Parikh and Tata MFs and LIC IPO.

1. I see that both my MFs are in red - I started investing in Jan. Should I consider adding other MFs? Should I reconsider these 2?
2. Please sugge… more

Hi fishes,
Currently I am invested in two mutual funds:
UTI nifty index
Parag parikh flexi

Which other MFs are worth investing?

Hi Sharks
I am 25 years old with in hand salary of 1L(just from last month) and i want to buy a term insurance plan. My questions are:
1. Is it wise to take 2 plans of term insurance one with return of 60 years an… more

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is highe… more

Considering the current fall in the equity and crypto market, which would be your go-to stocks / coins?

How many of you are involved in share trading/Derivatives Trading apart from your current job? And how are you managing it? What return are you generating?

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap… more

Hello Folks,

I am working in a mnc company, It's initial phase of my life I am 25 but I made a huge mistake that I started working in stock market when I was 22 and I lost the whole capital I earned in 3… more

Given the current downturn in US markets and specially Cypto, what's your strategy?

do we save 100% on mediclaim premium for our parents in income tax?

hello, in elss is mirrae tax saver good or quant tax plan?

Hello, any ways for fake lta?

Hi,
I'm 25 Indian male and have savings of 10lakhs, please suggest what best I can do with the amount.

Hi Folks,

Could you please suggest a good health insurance plan for my parents (Dad-59, Mum-54)? I've heard Max Bupa is very popular but I compared its benefits with ICICI Lombard and the latter seems to be be… more

Has anybody availed term insurance policy (ICICI Pru)? Is it really worth taking?
I got married last year, my wife is working and i have a single parent, who is a government servant herself. Seeing a lot of… more

I'm 21, trying to build wealth. I need your help!

In the next 5 years, I plan on buying a house but there are so many investment options, I don't know what to choose.

I can invest upto 30,000 a month, please suggest!more

Can one do an sip or increase amount in coffee can portfolio gradually instead of a lumpsum investment?

My ctc shows 10lpa + 20lac esops. But I'm not sure if I'll get this 20lac stocks for free or do i need to buy them by paying? Distribution is 4lac per year for 4 years. Pls explain.