Hi Sharks
I am 25 years old with in hand salary of 1L(just from last month) and i want to buy a term insurance plan. My questions are:
1. Is it wise to take 2 plans of term insurance one with return of 60 years and another without return of 80 years of each 1cr.
2. Is it wise to include health riders in insurance plan to claim for 80d or just chose health insu
3. How much one can ideally shell out for insurance per month (both term and health) for self in terms of percentage of monthly income.

What has better WLB and comp, being a heme onc physician or climbing the ranks of D/SD/VP in R&D or commercial strategy for an oncology line? Not taking into account initial path to get to these positions.

PwC AC Bangalore: In 2 months notice period, do we get salary month wise or all 2 months salary together around LWD in full and final settlement?

Recent immigrant and about to buy a car - insurance company said it would take 2 weeks to process my application. Is this normal? In the US I insured my car with one 10min phone call, so was a bit surprised

What other cities/states have indoor masks mandates as restrictive as Chicago, IL? Especially in high schools with 98%+ vaccination rate?

They reduced the therapy questions on the secret clearance form so that you don't have to disclose therapy except in specific circumstances. Is it still on the TS form?

What’s the lead associate/manager salary for booz Allen Hamilton in a tier2 city?

What is the reason why we still can’t donate blood? It’s 2022.

Does anyone else feel like their social skills went down during the pandemic? My new anxiety makes retail so hard.

Hi EY folks,

My DOJ at EY IN Chennai is 25th Jan 2023. Is this the correct time to join?
Should I try to prepone my joining in the last week of Dec 2022.?

SAP SD, Pune, Infosys
4 YOE.
OFFERED CTC - 13.61 LAKHS
Fixed 11, 2.61 variable.
I am not given any joining bonus. It will be applicable if i join within 60 days.

Personal finance book recommendations?

Is it wise decision to invest more than 3% in PPP. Now a days cgi share price is growing rapidly.

Any thought on individual contribution(more than 3%)

# CGI

Can someone comfirm the salary slab for
Critical Incident manager plus problem and change management responsibilities.
I am trying to retain in my current org

YOE :4.8
Offer in hand 13 lpa
Thanks

I don't want to ask the Mck recruiter more questions. Can someone explain the differences in the Profit Sharing Retirement Plan and the Money Purchase Pension Plan? Does Mck contribute to both?

Entry level salaries for QA Tester/Manual Tester?
#manualtesting

Need like for completing profile. Thanks.

Hi Fishes,
Needed an referral for the post of Application support engineer, if someone please could help would be of great help, Thanks @paytm

Trying to win an office Halloween decorating contest and I set up this graveyard, but it just occurred to me to make it a lawyer joke like “here lies the bodies of our opposing counsels” or something along those lines, so gimme your best Halloween lawyer jokes! Here’s to hoping you will come up with something better 😂

Does anyone have recommendations for free or free trial media planning resources that would be helpful to use/reference for a student project?

My partner is unstable, refuses to take their meds. Regularly snaps and lashes out at me. Im leaving and I feel compelled to tell HR for my replacement’s sake. Am I out of line?

Anyone here who is a CA?

Hello Fishes,

I currently hold offers from below:
IBM - 15.5 LPA
CTS - 18.5 LPA
PWC India - 16 LPA
Oracle Financial Services Software(OFSS) - 21 LPA

Planning to join OFSS as I will work in product development team and can work in any shift timings with WFH.

Today I had my 2nd round interview with EY GDS and got rejected.
Do I need to worry about this and feel low?
Could EY GDS would have been better instead of OFSS?

Please provide your valuable inputs.

How long does it takes for you to feel confident on what you are doing at FDD? Essentially I am not trying to stay at FDD forever but want to make sure that I learn all the necessary skills before I go.

What has better WLB and comp, being a heme onc physician or climbing the ranks of D/SD/VP in R&D or commercial strategy for an oncology line? Not taking into account initial path to get to these positions.

Do you ever regret your career choice? I’m beginning to realize I may not have wanted to be a mechanical engineer after all. What other career options are there for me with my current degree?

Hey Fishes, I feel the RTO policy in not getting enforced rather it is getting imposed it seems (in ZS across offices). Suddenly from being employee centric they have shifted their focus to ZS culture and values. Let the thoughts pour in!

Since Covid started, what’s the most memorable piece of content that you have seen? Mine has to be between Tiger King and The Circle. I never really was into reality TV but Somehow Netflix got me into it.

Anyone know what L3 means at J&J?

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

My mother is going to get retired from her government job next week and will recieve her one time payout of close to 90 lakhs by the end of the month
The amount is non taxable but any profit earned from the amount will be taxable. Where should the amount be invested?(next 8-10 year horizon)
1. Buying a 3 bhk flat for around 95 lakhs in Sec 31 Gurgaon.
2. Put all the money in FD and live off of interest.
3. She is not very ecstatic about investing in stocks.
4. Gold?

Is CQF useful to get entry level Quant job?? for non quant undergrad.

Any good mf with less tracking error to invest in us equity.

I'm 21, trying to build wealth. I need your help!

In the next 5 years, I plan on buying a house but there are so many investment options, I don't know what to choose.

I can invest upto 30,000 a month, please suggest!

The current state of market has me confused. I need an AR of 10-15% with Medium-High to Very High Risk profile.

Thanks!

Hi fishes

I am planning to start investing in a smallcase. I am considering paid managers. Any suggestions on manger and smallcase will be really helpful

How do I invest in Secure Gold Bonds? Any reliable procedural steps or blogs or videos available?

Can one do an sip or increase amount in coffee can portfolio gradually instead of a lumpsum investment?

Looking for names of some effective financial/investment planners. Any suggestions? Plz give only the ones u hv worked with or experienced!

Crypto, any idea about Shiba Inu?

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

Hi fishes,
Currently I am invested in two mutual funds:
UTI nifty index
Parag parikh flexi

Which other MFs are worth investing?

Hello Folks,

I am working in a mnc company, It's initial phase of my life I am 25 but I made a huge mistake that I started working in stock market when I was 22 and I lost the whole capital I earned in 3 years which I around 7 lac rupees and Found myself completely devasted and alone.
Now I am working on 13 LPA but I don't know how to accept the defeat and move on. I am completely stuck in the situation and Full with regrets also lost my whole self believe n confidence in life to do some. good.

Has anybody invested on affordable housing in Gurgaon, India? Or got any insight for a first time investor.

Could anyone please clarify this?

Is the tax exemption limit (of 25000) under 80DDB for both parents or 25000 for each parent?

So in short - 25K+25K = 50K for Both Parents or is it just 25K for both.

Has anybody availed term insurance policy (ICICI Pru)? Is it really worth taking?
I got married last year, my wife is working and i have a single parent, who is a government servant herself. Seeing a lot of unfortunate scenarios around makes me scared at times and i am giving thoughts to such back-up options these days
Please suggest?

Hi Fishes,

I want to know tax saving options as I am new to it so please let me know in what all options I can invest and save more money. Please help.

Salary : 14 lpa

Catch BPCL Rs.58 dividend with record date of 16th September