Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

At what point would it be considered "house poor"? Is it mortgage payment proportional to income? Is there a threshold/guideline I can reference?

Any thoughts of investing in gold or gold related instruments?

I am not able to upload my tax declaration details from the greyHR portal. It is showing an error message since morning. Is there anyone else who is facing the same issue

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

How's Manor as a city in terms of buying a single-family home: school-wise, future price appreciation of houses etc ..?

👀 Can we talk smack about auditors? Trial balances based on filed financials are still trash once it comes time to do returns, so all I’m saying is materiality can kiss my a**

Off topic

Is there any low interest or interest free loan policy available in thoughtworks?

Current employees, please comment...

Is it too late to buy the FAANG stocks? Still feel that Amazon and Google are undervalued.

My partner and I bought our home back in 2020. We got a good deal, low rate. But we want to move into a more spacious SFH. However, as we all know this market is crazy. Everything we want costs $620k+ and bc of rates it makes our mortgage estimates $3500+. We are currently paying $2k. And it looks we need to sell the house simultaneously as look for a new one or our contingency isn’t as attractive. I know it’s based on personal circumstances. But what would you do? - not move, sell and buy?

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

Which one would you prefer b/w local lender v/s establish financial institution when buying a home?
What are the pros and cons of each?

529 prepaid tuition plan: Anyone here who has purchased this? Would be great to discuss pros and cons. I’m thinking about this using Illinois Bright Start 529.

Hi all! Looking to have some basic income/tax I-864 questions answered for my husband’s green card. Willing to pay!

What's a reasonable average amount for basic cost living in LA (housing, food, transport, phone, internet..) for more context : single, would like to live in an independent studio in a nice area.

Thoughts on living in Bushwick or Ridgewood, is it worth the cheaper rent/more space?

Anyone buying amzn ahead of earnings today?

I am not from the US and taxes overwhelm me; the first few years I did them with TurboTax and it was fine but then I entered a domestic partnership and had a baby. I also bought a house (that I don’t live in), so I went to H&R Block to give it a try assuming they could advise me on optimizing my return, it seemed that they are completely transactional as the person is just typing numbers in a form. Any recommendations on how to navigate personal taxes with an actual advisor?

why rent over buy; seems like “throwing money” away?

How can I learn about investing in crypto? KISS please

Do you think commuting a federal felony would count as a "high crime or misdemeanor”? Why or why not?

What are parents paying for baby sitters these days? Wife and I going out tonight for about 3-4 hours and have a local college student babysitting our toddler daughter tonight. Low-medium cost of living city and daughter will be asleep for most of the time. We’re thinking $15-20 per hour and make sure there are plenty of snacks around. Appropriate?

How much information about the kinds of work you’re doing do you include on your LinkedIn?

How to book seat for office at Pune location?I am a new joinee and planning to go office once in a while.Kindly help guys

Bowl to discuss investment strategies, how and where to invest

Is anyone aware of a tax software (e.g., TurboTax) for preparing a form 706? For personal use, so cannot be a commercial license only product.

What’s expected bonus (% of annual CTC) for VPs (Non IT and IT) this year in JPMorgan Chase London considering market conditions and attrition within the firm?

Looking to do a solo trip for about a week somewhere that’s driving distance from San Francisco (anything within ~10 hours) this July/August. Looking for some good hiking and food. Last year I did Bend and it was great!

Any recommendations? Would’ve liked to do Yosemite, but pretty hard to find places to stay at this point.

Hi, currently I am working as technical support specialist and have 3 years of experience, i have done my devops course and looking to switch in devops, what will be my salary / package if I switch into devops?

Can someone help here.. ?

Does anyone have any insights on the Certificate Investment Performance Measurement (CIPM)?

Looking to specialize in privacy and was considering getting the CIPP/CIPM/CIPT. I already have my CISSP and CISA. Is it worth it?

Would you ever join faAng even if it wasn't the role you wanted, just to get a foot in the door for a lateral switch soon after?

Is it a viable business opportunity for a mid level patent litigation associate to leave BigLaw and consult? Service could include pre-litigation diligence (e.g., pre-litigation infringement analysis) for funding companies and law firms, overflow work, consulting for patent prosecution firms that take on ipr or litigation work, litigation consulting for tech companies that don’t have in-house counsel. Cross posting this in the BigLaw bowl.

Anyone here kindly help me put a referral at Google infrastructure team? Currently working as Lead Cyber Security Solution Engineer with experience in deploying network monitoring tools and engineering experience in transitioning from on premises to cloud environment.

How does leveling work for non-tech (non-swe) roles in Google?

Most information online are tech-specific, e.g., entry levels start at L3. Is it different for non-tech? E.g., fresh grads join at L1, 0-2y experience join at l2, etc.

Best corporates to join in Toronto after consulting?

Anybody have insights into internal consulting salaries (research) versus management consulting salaries?

How do I invest in Secure Gold Bonds? Any reliable procedural steps or blogs or videos available?

Given the current downturn in US markets and specially Cypto, what's your strategy?

From where do we get Form 26AS?

Is CQF useful to get entry level Quant job?? for non quant undergrad.

Can one do an sip or increase amount in coffee can portfolio gradually instead of a lumpsum investment?

Considering the current fall in the equity and crypto market, which would be your go-to stocks / coins?

Hi fishes

I am planning to start investing in a smallcase. I am considering paid managers. Any suggestions on manger and smallcase will be really helpful

hello, in elss is mirrae tax saver good or quant tax plan?

Hi All. What is the best way to allocate 25 Lakh INR in savings into different investments to maximize returns. I recently moved out of India so Tax rebate is not a consideration for me. I already have 6 lakh plus invested in PF and MFs but I want to invest more as my money is getting depreciated in the savings bank account.

I also have an education loan with balance of 7 lakhs which I am planning to repay in lumpsum as there is no tax exemption now.

Any good mf with less tracking error to invest in us equity.

Has anybody invested on affordable housing in Gurgaon, India? Or got any insight for a first time investor.

I have savings of 5 lac INR and want to invest it somewhere. What should I choose?

Has anybody availed term insurance policy (ICICI Pru)? Is it really worth taking?
I got married last year, my wife is working and i have a single parent, who is a government servant herself. Seeing a lot of unfortunate scenarios around makes me scared at times and i am giving thoughts to such back-up options these days
Please suggest?

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Hi Fishes,

I want to know tax saving options as I am new to it so please let me know in what all options I can invest and save more money. Please help.

Salary : 14 lpa

Crypto, any idea about Shiba Inu?

Could anyone please clarify this?

Is the tax exemption limit (of 25000) under 80DDB for both parents or 25000 for each parent?

So in short - 25K+25K = 50K for Both Parents or is it just 25K for both.

Hi Sharks
I am 25 years old with in hand salary of 1L(just from last month) and i want to buy a term insurance plan. My questions are:
1. Is it wise to take 2 plans of term insurance one with return of 60 years and another without return of 80 years of each 1cr.
2. Is it wise to include health riders in insurance plan to claim for 80d or just chose health insu
3. How much one can ideally shell out for insurance per month (both term and health) for self in terms of percentage of monthly income.

Catch BPCL Rs.58 dividend with record date of 16th September