Hi All. What is the best way to allocate 25 Lakh INR in savings into different investments to maximize returns. I recently moved out of India so Tax rebate is not a consideration for me. I already have 6 lakh plus invested in PF and MFs but I want to invest more as my money is getting depreciated in the savings bank account.

I also have an education loan with balance of 7 lakhs which I am planning to repay in lumpsum as there is no tax exemption now.

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go for3bucket strategy of investment after getting suitable ergency cash and covers

Depending upon ur risk profile u can pick MFs, REITs and stocks. If u don’t want to put brain and time, u can simply buy index funds

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