I am a new investor. Started with Parag Parikh and Tata MFs and LIC IPO.

1. I see that both my MFs are in red - I started investing in Jan. Should I consider adding other MFs? Should I reconsider these 2?
2. Please suggest good tax saving MFs.
3. LIC listing gains and further performance is horrible. How much of gain I can look forward to in another 5yrs?

Thanks in advance!

Does anyone think Biden will *not* further extend the pause on student loan payments until after the election?

My base location is SAn Francisco, but I have not lived a single day in California this year (not planning on being there this year either). Am I eligible to get a refund on all my California taxes this year?

I contribute 10% of my paycheck to my employee share purchase plan. Is this smart to do given the tax repercussions behind it? Is it smarter to invest less in that and more in my Roth or 401k?

When a private equity firm invests in your company, they do expect to exit their investment within the next five to seven years.

Hey fishes, can someone tell me how the 80c bracket works, i know i can get exempt upto 1.5lakh under it, what i wanna know is does PF comes under it or not? For example if my yearly pf deduction is 20k and VPF is 10k so now will i still be able to show investment of 1.5lakh under 80c apart from PF and VPF or i'll be able to get exemption on only 1.2 lakh( 1.5lakh-30k= 1.2lakh)?

Thank you in advance!!

Buying a condo with an HOA - what’s the average reserve % you’ve seen? My HOA is 23% funded, and recently raised dues.

First time investing:

1) When I sell my stocks and have capital gains, how much do I pay in taxes? %?
2) Are Boeing shares worth it?

What’s happening with the Chinese stocks? Do you think it’ll continue going down or will it go back up?

My goal is to save 300k by end of 3rd year. HCOL. Do you think I can do it? Or maybe 5th year?

Do any real estate lawyers out there know of/can direct me to a ROFO agreement to purchase commercial property? I’m working on one now (but using a ROFO to purchase equity interests as a basis) and would like to see what other people are doing. Finding a good one has been hard, as this kind of thing isn’t always required to be filed with the sec and every search I’ve done basically pulls up garbage. Also, are there any provisions you’d consider absolutely crucial from the owner’s side?

My friend is creating a React application for client and He wants to know which is the best way to Integrate payments in react? So from website, user can pay and owner of application will receive payment

Today I lost out on a house because my offer of $90k over the list price was beat out by another bid. Everyone else having an equally crappy Monday?

Does the 25X rule take into account long term capital gains tax of 15%? Like if I know I need 40K to survive, do I need $1M, or more to make up for the tax too?

How is the AMEX account in IBM?

Hi folks ,

Can you suggest some good residential society near Gachibowli ( 2BHK or 1 BHK ) ? How much should I keep the budget for a 2BHK in that area ?

Thanks in advance.

Has anyone’s credit score dropped dramatically? Mine dropped almost 20 points in one month and the reason says because the age of my accounts are low but I haven’t opened any new ones? wondering if it’s covid related somehow?

Looking into credit card, most likely between emirates nbd Bonvoy card or the Emirates offering. Anything better out there? What has been your experience. My understanding is you can convert the emirates points to Bonvoy? Not sure if the same works Bonvoy —> emirates.

Looking for a panty dropper used car for around 40k. What would you suggest? Considering a wide range of options from x5 to F type

What is the *prime* amount of money to bring you happiness?

Which credit card do you think is the best for ME consultants?

I'm going to Machu Picchu next month with my brother and hiking the Inca trail. Any recommendations on what I absolutely need to bring for the hike? Anyone who hiked the Inca trail take like a battery pack or something with them for their camera?

Also, I'm considering bringing my drone even tho I know I can't take it into any of the sacred places like Machu picchu. I also have to register it with customs when I get into the country. Is it still worth taking? I can use it around Cusco and Lima

We're always looking for new ways to make things easier for our customers and clients, but sometimes I just want to take a step back and breathe.

Where do you go to keep up to date on new Healthcare benefit products, regulations, etc? Is there an industry/regulatory resource?

Hi All, what does assistant consultant designation related to like senior developer or Team lead? And what would be the base salary slab ? Pls suggest

TCS people .. is the rumour true ? Is anybody getting leaves deducted or being forced to resign .. if you don't go to office after multiple warnings ?

Jumping to ACD at a new agency from senior. My CD was telling me that ACD is the worst job bc you are doing your CDs job and yours. I’m sill excited. ACDs+: What’s your favorite part of being an ACD?

How common is it for a firm to contribute to an HSA on an employee’s behalf, and what is the largest contribution you’ve seen that an employer gives?

Which companies are offering permanent wfh to a CA ?

Hello, I am in CA and am looking into the acquisition of a broker’s book of business, either in full or a percentage of, and/or looking for someone to partner with on that endeavor. I’m licensed in life, accident and health, and would prefer it to be that. If anyone has any advice for me on how and where to start, or anyone they’d like to put me in touch with I would greatly appreciate it

Brought too much pears from Costco. Trying to pimp them out to my family.

Hello everyone,
I trust you are well! I need to create a project plan to migrate everything in my current QMS to a e-QMS, software. Does anyone have a project plan template that is customized or similar to a e-QMS migration?
Thank you! I appreciate very much your help!

Does ZS revoke offer letter? I referred a friend, they got a generous offer as a SDE. But the HR is not responding since past 4 days to any call or email and the joining date is close.

Would really appreciate any suggestions.

TIA

Reposting: anxious q- should incoming juniors start thinking of backup plans? Were offers revoked in 08/09? Or start dates pushed? Would be starting at a V10 in lit if that helps. Thanks all.

I would think Miami, LA, Chicago, NYC. Anyone attend the ALPFA convention?

I am going to move in the next few month to a location with a higher cost of living due to personal circumstances. I love my current company but I’ve only been here a little over a month, how should I go about requesting if it’s possible to get a salary increase? Might be a stretch but thought it might be worth mentioning.

Has anyone heard about layoffs happening in agencies these days?

Hi fishes,

Can anyone tell me if infosys promotion is happening as part if retention? Mostly from jl5 to jl6? Did anyone get promotion as part of retention? in infosys?

Given the current downturn in US markets and specially Cypto, what's your strategy?

I have savings of 5 lac INR and want to invest it somewhere. What should I choose?

Hi Fishes,

I want to know tax saving options as I am new to it so please let me know in what all options I can invest and save more money. Please help.

Salary : 14 lpa

Hi,
I'm 25 Indian male and have savings of 10lakhs, please suggest what best I can do with the amount.

How to invest in Direct Growth Funds? I've created a CAN ID using MF Utilities. It asks me to login and proceed but I don't have my login ID generated. Should I wait for more time as my CAN ID was approved only yesterday?

I'm 21, trying to build wealth. I need your help!

In the next 5 years, I plan on buying a house but there are so many investment options, I don't know what to choose.

I can invest upto 30,000 a month, please suggest!

The current state of market has me confused. I need an AR of 10-15% with Medium-High to Very High Risk profile.

Thanks!

KEC International looks good to buy around 350 levels

My mother is going to get retired from her government job next week and will recieve her one time payout of close to 90 lakhs by the end of the month
The amount is non taxable but any profit earned from the amount will be taxable. Where should the amount be invested?(next 8-10 year horizon)
1. Buying a 3 bhk flat for around 95 lakhs in Sec 31 Gurgaon.
2. Put all the money in FD and live off of interest.
3. She is not very ecstatic about investing in stocks.
4. Gold?

How many of you are involved in share trading/Derivatives Trading apart from your current job? And how are you managing it? What return are you generating?

Hi Sharks
I am 25 years old with in hand salary of 1L(just from last month) and i want to buy a term insurance plan. My questions are:
1. Is it wise to take 2 plans of term insurance one with return of 60 years and another without return of 80 years of each 1cr.
2. Is it wise to include health riders in insurance plan to claim for 80d or just chose health insu
3. How much one can ideally shell out for insurance per month (both term and health) for self in terms of percentage of monthly income.

Can one do an sip or increase amount in coffee can portfolio gradually instead of a lumpsum investment?

Hi All. What is the best way to allocate 25 Lakh INR in savings into different investments to maximize returns. I recently moved out of India so Tax rebate is not a consideration for me. I already have 6 lakh plus invested in PF and MFs but I want to invest more as my money is getting depreciated in the savings bank account.

I also have an education loan with balance of 7 lakhs which I am planning to repay in lumpsum as there is no tax exemption now.

Any good mf with less tracking error to invest in us equity.

Has anybody invested on affordable housing in Gurgaon, India? Or got any insight for a first time investor.

Hi fishes

I am planning to start investing in a smallcase. I am considering paid managers. Any suggestions on manger and smallcase will be really helpful

Has anybody availed term insurance policy (ICICI Pru)? Is it really worth taking?
I got married last year, my wife is working and i have a single parent, who is a government servant herself. Seeing a lot of unfortunate scenarios around makes me scared at times and i am giving thoughts to such back-up options these days
Please suggest?

Hello Folks,

I am working in a mnc company, It's initial phase of my life I am 25 but I made a huge mistake that I started working in stock market when I was 22 and I lost the whole capital I earned in 3 years which I around 7 lac rupees and Found myself completely devasted and alone.
Now I am working on 13 LPA but I don't know how to accept the defeat and move on. I am completely stuck in the situation and Full with regrets also lost my whole self believe n confidence in life to do some. good.

Catch BPCL Rs.58 dividend with record date of 16th September