Hi, any one taken a construction loan for home, if yes how and in whose account it is disbursed and is it disbursed in installments? Can someone help

When I place a limit buy on Bittrex, say on a eth-strat pair, and it hits my bid 2 days later, what is the constant? Price of eth (at time of order) or units of strat bought?

Anyone been able to work from Dubai for a UK/US firm and benefit from no taxes? I know if you are a US citizen you pay taxes where you are globally, but if you are British, then you only pay income tax on UK income - so if you live more than half the year abroad you are classed as non-domicile resident, but wanted to hear if anyone’s done this or heard about it?

Where to buy a 3 bed flat in London on a budget of £500-600k for max growth opportunities in the future? ~1000sqft, (share of freehold) or long lease, close to Crossrail. Or is it best to wait it out?

Is this an aggressive position? Would you use final regulations effective for tax year beggining Dec 16, 2020 to support a deduction for calendar tax year 2020? Proposed regulations didn't include this exception. More details below.

Does anyone here have a Tesla? Should I do it???...

How do you split income/expenses with your spouse? Wife earns about 75% as much as me. Don’t have kids yet. Do you have a joint account for everything or do you split common expenses 50-50 or in proportion to income? Something else? This has caused some contention so want to benchmark. Thanks!

How do you handle if both j1 and j2 offer health insurance or 401k? Do you decline if they’re the through the same provider?

Living in NJ and may be able to choose NYC as my home office. People who live in NJ can choose NJ / NYC office, which one did you choose?

NJ office: no NYC tax, don't have to file 2 state return. Live in NJ so auto assigned to NJ office currently.

NYC office: NYC tax on paycheck, easier commute, possibly higher pay?

Are crypto IRA’s worth it or is it better to just open an account at Coinbase and invest that way?

Considering getting my license and starting off as a real estate agent. I've always loved real estate, house flipping, interior design. What can I expect as income and time commitment as a brand new agent with no book of business? How hard is it to get established and become well known in my area? I'm in the Bay Area. Anything else I should know before I quit my job and persue this dream?

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

My wife wants to move out of state. I'm in my 6th year...500 clients and finally starting to make some money. How bad of an idea is it to sell my book and buy a book in a new state?

Pre-tax 401(k) or after-tax...thoughts?

Hi mates for Canada PR application,
Have anyone tried for gift deed kind of way for showing proof of funds for express entry

Do big4s have any history of offering early retirement packages?

We are buying a house and my knee jerk response was to look at a 30 year fixed mortgage (because that’s what I’ve always done). I realized last night that a 30 year mortgage might outlast me. Having a bit of an existential crisis now.

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

Hi,
what will be the inhand salary after TDS deduction for 16.5 LPA.

No investments nothing.

🗣️ #ASpaceToVent 🗣️
Making a career change is tough! Let's use this thread for venting, asking for community support and feedback, or just being witnessed on something that needs to be shared. A space to say what you can't say elsewhere!

Seems like this community is pretty inactive. Anyone here to get a conversation started with?

Friend lives in Moscow, Russia and friends with a Sr manager of multiple rolex ADs in the city. Apart from the usual DJs, literally the only thing they apparently have in the entire city is a single Submariner gold TT. Crazy. And here I was thinking that I can outfox the waitlists

Hi folks,

I wanted to to know the in-hand salary for the CTC 16 lpa in which 14.5 is fixed. company is wipro.

With the pf and home loan exempt and tax deduction what will be in hand amount?
Anyone who can calculate or whoever is receiving the similar amount can help?

Anyone looking for a shared apartment? 250 all utilities included and parking

Question: do y’all really love this stuff and understand it? Or are you all on the “fake it til you make it” wave? I ask because I’m in a specialty group under the Corporate umbrella and many of the partners and some senior associates are extremely smart and clearly enjoy this stuff. Some even do “night time reading” to catch up on the recent laws. I, on the other hand, cannot wrap my head around it most of the time and would rather not waste energy doing it. Is it just me? What do i do? Quit?

First year: how long without a full ramp up before I should worry? I’m sub-250 hours since I started (3.5 months) and the firm/group are both busy. Other first years in my group are mixed. Worried I’m missing the reps that first years are getting at other firms. Enjoying the freedom while I have it, but I’m still thinking this is odd. Any advice, action steps, anecdotes, etc. appreciated.

Cts vs LTI vs Tech Mahindra, which one to choose interms of job security for 8 yrs exp

How can I move from audit to a financial analyst role? Most recruiters say I should look for an accounting/finance hybrid role.

This might be embarrassing, but, is there any courses on writing technical proposals? I’m not horrible at it, but I’ve seen some colleagues finish technical proposals in half of the time and in better quality

Hi, any consultant freelancing in Dubai? How do you go about finding gigs ? LinkedIn? Recruiters? Your personal network?

Can I live comfortably in Dubai on 25k a month? With wife and kid too?

Any recommendations for companies open to former senior-level agency folks? Looking to make the switch in house and have 15 years experience working in oncology

Does someone know good instructors to get SCM certification?

Two more weeks until the new year. Is anyone else struggling to finish the year off strong?

How long it takes to get the technical interview result?

From where do we get Form 26AS?

Considering the current fall in the equity and crypto market, which would be your go-to stocks / coins?

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

My ctc shows 10lpa + 20lac esops. But I'm not sure if I'll get this 20lac stocks for free or do i need to buy them by paying? Distribution is 4lac per year for 4 years. Pls explain.

Is anyone investing in liquid funds? How do they benefit and what are their returns?
Recommendations are welcome.

Hi Folks,

Could you please suggest a good health insurance plan for my parents (Dad-59, Mum-54)? I've heard Max Bupa is very popular but I compared its benefits with ICICI Lombard and the latter seems to be better.

Any insights would help. Thank you! :)

Hi fishes

I am planning to start investing in a smallcase. I am considering paid managers. Any suggestions on manger and smallcase will be really helpful

Can one do an sip or increase amount in coffee can portfolio gradually instead of a lumpsum investment?

My mother is going to get retired from her government job next week and will recieve her one time payout of close to 90 lakhs by the end of the month
The amount is non taxable but any profit earned from the amount will be taxable. Where should the amount be invested?(next 8-10 year horizon)
1. Buying a 3 bhk flat for around 95 lakhs in Sec 31 Gurgaon.
2. Put all the money in FD and live off of interest.
3. She is not very ecstatic about investing in stocks.
4. Gold?

Hi fishes,
Currently I am invested in two mutual funds:
UTI nifty index
Parag parikh flexi

Which other MFs are worth investing?

Hi Sharks
I am 25 years old with in hand salary of 1L(just from last month) and i want to buy a term insurance plan. My questions are:
1. Is it wise to take 2 plans of term insurance one with return of 60 years and another without return of 80 years of each 1cr.
2. Is it wise to include health riders in insurance plan to claim for 80d or just chose health insu
3. How much one can ideally shell out for insurance per month (both term and health) for self in terms of percentage of monthly income.

Hello Folks,

I am working in a mnc company, It's initial phase of my life I am 25 but I made a huge mistake that I started working in stock market when I was 22 and I lost the whole capital I earned in 3 years which I around 7 lac rupees and Found myself completely devasted and alone.
Now I am working on 13 LPA but I don't know how to accept the defeat and move on. I am completely stuck in the situation and Full with regrets also lost my whole self believe n confidence in life to do some. good.

Looking for names of some effective financial/investment planners. Any suggestions? Plz give only the ones u hv worked with or experienced!

Markets in red🔻 Good day to invest?
Current portfolio down by 7%
What is the ideal number of funds to invest in if monthly budget for SIP is 40K?

do we save 100% on mediclaim premium for our parents in income tax?

Anybody having experience good/bad about investing through Wint Wealth? Seems like a good way to diversify the liquid portion of the portfolio......if I am greedy this looks better than those liquid funds and a 100% safer than those too.
Also what independence disclosures will apply after the NSDL being made mandatory brokerage account....for Wint Wealth related investments

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Crypto, any idea about Shiba Inu?