I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

SEEKING OPINIONS & FEEDBACK: I love the honest & practical discussions here, where people can freely identify things that are going on & seek guidance.

Wondering whether anybody’d be interested in some kind of more purposeful community- i.e., gathering w/fellow lawyers to pursue some specific mental health & well-being goals? We’d provide some counseling/coaching type content, in bite sized chunks, but have regular discussions to connect & encourage one another on applying the content IRL.

What is your top stock trading platform? I use Ally invest and Robinhood. Not happy with both. Looking for a platform with low fees, fractional shares and solid analytics. Thanks in advance

How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

Hi all, I recently purchased a commercial property at WTC, Noida. As I look to grow my portfolio, I spoke to my consultant to see if I could get better prices. He worked with the sales folks at WTC and said that if multiple buyers come in, he could work out a deal. Wanted to check if anyone is interested? I could potentially get him to set up one-on-ones to help explain the commercial real estate market. Even if this property doesn’t seem interesting, I think an interaction wouldn’t hurt.. contd

I’m a healthcare admin professional looking to transition into a new role & I’ve just updated my resume but I’m afraid it’s too long. I’ve even taken irrelevant experience out & it’s still about 3 pages long. How do I shorten 10 years of experience to ONE PAGE???? Helpppp lol

What are the pros and cons of working for Progressive Insurance as a PIP examiner?

Was there ever a time you wanted to give up being a real estate agent?

I am a direct private lender. I offer fast and reliable loan at 5% interest rate with no prepayment penalty. I can close a deal within 3-7 working days.

Do you have any project/deals that needs 100% funding?

-Jeremy

If I received 2019 income in 2020, do I need to amend my return? I just received a K-1 for a few thousands that is for income earned in 2019. Not sure if I need to amend or if I can just put it in my

How bad of a financial move is it to relocate to London from NYC?
Currently at 165 TC, 26M
No near term financial goals, just would like to retire at some point.

Desi 🐟 fam - What apps are you using to make payments in India using US credit card?!
I use Wise for money transfers and other payments using debit card but i want to pay with my credit card and wondering if there's an option for that

Thoughts on investing in FTT FTX? It’s available on Kucoin

Does anyone work in Dubai or Singapore who can give me an idea what you get paid? Thinking of making the move from Norway. Lower/no personal income tax is the incentive - paying 47% 😭

Suggestions on Product based Companies for "Business Analyst/Product Owner/Project Manager" Roles under US Healthcare domain would be of great help 😊

Is a 49% debt to income ratio doable for someone who lives very frugally?

Hi! I am 4 years into Healthcare Marketing with most of my experience being in design, social media, and content creation. I also do a lot of blog writing and collateral creation. I am currently with a company that is working on a new role for me and I was previously at another company doing more recruitment-oriented marketing. I'd say that now I have quite a bit more I can offer. I am working remotely and love this job. What is a fair salary for the skills and experience that I have?

I recently sign a lease. The apartment will put my security deposit into an interest-bearing account and requires me to fill out a form W9. I will join EY this June and just wondering if this is ok in terms of the independence rule. I guess the apartment will put my deposit in some sort of funds. Anyone with EY has experience? Reading the independence brochure, looks like it does not specify something related to this scenario but just wanted to confirm . TIA!

5 years post-MBA and all my classmates are VPs in industry or Principals in consulting/IB (some are even Partners/MDs already). I sat in the same classes with these folks for 2 years — probably outperformed some of them academically. Yet, here I am continuing to struggle with my student debt payments, hoping that “Uncle Joe” forgives 20% of it. I’ll never have that kind of earning potential because I didn’t come from the “right background” pre-MBA.

What's with Jon Snow and the dragon in the preview?

Anyone know what ASUG Talent Hub is using to source consultants?

Have you ever felt like teammates can tell you’re introverted and overstimulated by something and purposefully set those circumstances up so they can appear to shine socially in comparison to you?

Hey all, I have a brand who out of left field has expressed interest in using Instagram to target HCPs. Any examples or research to share that indicates Instagram makes sense strategically ?

Biglaw first year associates, what’s your favorite thing about your job (beside the paychecks)?

Anyone at Fried Frank know what day bonuses are usually paid on?

Who wants to start a DAO and buy time shares (literally lmao) in a watch.

Can rotate throughout the year 😂

Has anyone moved away from NY and successfully resigned from the NY bar? What are the consequences if you just don’t pay? The requirements are insane to officially “resign” - draft a motion, pay a fee, send proof of service - I honestly do not know what this nonsense means, I’m not a litigator for a reason. Is there someone I can pay to do it? Should I just pay the $375 to stay active to avoid this nightmare?

Considering a move from NYC to SF and my office will be in Palo Alto. Any advice on potential neighborhoods to live in without needing a car? Would ideally like to live in SF as I’m single and still looking to explore the city. Would the commute via public transit be terrible? Perspectives from former New Yorkers would be great too. Have been on the East Coast my whole life and don’t know too much about the Bay lol

Any NYC people familiar with Wigdor LLP? Considering applying and curious about WLB.

What does it mean if there’s a NEP at the firm who’s been there for a long time (20+ years), but never got promoted to EP? Never held leadership roles too. Does it usually mean EPs does not like the NEP enough to get promoted?

The NEP has a book of business, though no idea how much it brings in.

Anyone here use any recruiters at Springboard? How was the experience?

Typical prices for wedding photography in a high cost of living city? (San Francisco) 2 photographers, 8 hours, no travel. Much appreciated! ❤️

Is the chip in my arm water resistant? I wanna take a shower

This is super weird but I feel like I can’t relate easily to people. Hear me out - I moved and lived in different continents, countries every 5 years or so until now… I feel like I’m an outlier and my life is super different from anyone else’s. I have some friends I’ve met at each stage of my life, but it’s been temporary. I feel like I’m always going in a different direction than others. It makes it difficult to have a stable life and close friends..

Why J P Morgan is taking time to release the offer letter. Any specific reason ?

How many times have you felt that business/operations/"xyz" dept. folks are ruining the product by controlling what features need to be built rather than focusing on the problem statement.?

I just started a new job 2 months ago, benefits and PTO don’t start until 90 days in so I still have a month before I can take off any time, and today found out my company doesn’t offer paid maternity leave.
I’m really struggling handling the symptoms and maintaining my full time job. Thinking about looking for a part time job to have more time to myself through the pregnancy since I won’t be getting a paid leave anyways, but lost on where to start looking. Any recommendations?

Is CQF useful to get entry level Quant job?? for non quant undergrad.

Hi fishes

I am planning to start investing in a smallcase. I am considering paid managers. Any suggestions on manger and smallcase will be really helpful

How do I invest in Secure Gold Bonds? Any reliable procedural steps or blogs or videos available?

Looking for names of some effective financial/investment planners. Any suggestions? Plz give only the ones u hv worked with or experienced!

Hi Fishes,

I want to know tax saving options as I am new to it so please let me know in what all options I can invest and save more money. Please help.

Salary : 14 lpa

Has anybody invested on affordable housing in Gurgaon, India? Or got any insight for a first time investor.

Can one do an sip or increase amount in coffee can portfolio gradually instead of a lumpsum investment?

Hi fishes,
Currently I am invested in two mutual funds:
UTI nifty index
Parag parikh flexi

Which other MFs are worth investing?

Hi Sharks
I am 25 years old with in hand salary of 1L(just from last month) and i want to buy a term insurance plan. My questions are:
1. Is it wise to take 2 plans of term insurance one with return of 60 years and another without return of 80 years of each 1cr.
2. Is it wise to include health riders in insurance plan to claim for 80d or just chose health insu
3. How much one can ideally shell out for insurance per month (both term and health) for self in terms of percentage of monthly income.

Any good mf with less tracking error to invest in us equity.

hello, in elss is mirrae tax saver good or quant tax plan?

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

My mother is going to get retired from her government job next week and will recieve her one time payout of close to 90 lakhs by the end of the month
The amount is non taxable but any profit earned from the amount will be taxable. Where should the amount be invested?(next 8-10 year horizon)
1. Buying a 3 bhk flat for around 95 lakhs in Sec 31 Gurgaon.
2. Put all the money in FD and live off of interest.
3. She is not very ecstatic about investing in stocks.
4. Gold?

Could anyone please clarify this?

Is the tax exemption limit (of 25000) under 80DDB for both parents or 25000 for each parent?

So in short - 25K+25K = 50K for Both Parents or is it just 25K for both.

Hello Folks,

I am working in a mnc company, It's initial phase of my life I am 25 but I made a huge mistake that I started working in stock market when I was 22 and I lost the whole capital I earned in 3 years which I around 7 lac rupees and Found myself completely devasted and alone.
Now I am working on 13 LPA but I don't know how to accept the defeat and move on. I am completely stuck in the situation and Full with regrets also lost my whole self believe n confidence in life to do some. good.

Considering the current fall in the equity and crypto market, which would be your go-to stocks / coins?

Catch BPCL Rs.58 dividend with record date of 16th September

I'm 21, trying to build wealth. I need your help!

In the next 5 years, I plan on buying a house but there are so many investment options, I don't know what to choose.

I can invest upto 30,000 a month, please suggest!

The current state of market has me confused. I need an AR of 10-15% with Medium-High to Very High Risk profile.

Thanks!

I have savings of 5 lac INR and want to invest it somewhere. What should I choose?