I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

How much do you spend on groceries per month? (Also #of household member would be helpful too)
Trying to cut down spending, Just took a closer look at my expenses and I spend about 700 per month, single person. I feel like this is higher than I expected

Curious to know what other producers in the health insurance industry are making. I’ve got 4 years experience as a top 10 producer last year. My salary is validated and Im looking to renegotiate base salary. Thanks in advance!

How hard is it to get fired if you have a federally protected disability? What if there are layoffs or you aren’t the best performer ?

Apart from HMB what are other good HYSA accounts to park about 40-50k. I am saving it for some investment with about 9-12months time horizon.
Any referrals to the same are also appreciated

I would like to start adding in insurance sales to compliment my investment business. What companies have the most competitive whole life policies as far as cash value is concerned?

Has anyone noticed any changes in rent market? Looking for a new place in the fall

1. Can I break down my backdoor Roth funding over the year?

2. I have 1 cent (ugh) left from my previous conversion - how do I treat this now?

How does D handle leaves of absence for substance abuse? Who knows the diagnosis or anything beyond I’m on a medical leave?

X-bowl post. Looking to rent a house in Houston - Richmond, Sugarland area. Not finding a lot of luck on Zillow. Any other effective ways to approach this?
I'm not from Texas, so completely unaware of any local ways to handle this. TIA

Is it a bad look to quit your current job before having your next job offer to focus on other aspects of life and mental health for a little?

How do I calculate my MAGI based on my gross income? The instructions online are not very specific.

Any predictions on what will happen to the US national debt under Trump? Esp. interested in what his supporters think.

I’m a certified Health Coach (my training/courses are CCE-accredited by the International Coach Federation) w/ a BS in Psychology. I got a temp to hire starting at $18/hr. It is my first professional health coach job & they did not require temps to have a coaching certification, but I have one. I’d like to know if temps could negotiate salary when given the job offer. The position is remote & I’d like $20/hr. I’ve invested in myself as a coach & plan to complete board certification by early 2023

Fee-only RIA looking to buy in North Florida, Georgia, Alabama and Mississippi.

I need to be on medical leave after all these are over

I like to think of things incrementally… have been on a real health kick for 3 weeks. Started w keto, refined that to be kept with calorie deficit, added strength training, added long walks for low intensity steady state cardio. What would you add next? Some hiit? Stretching yoga?

Thinking of dipping my toes into real estate and wanted to see if anyone has any books/ podcasts/ courses or even any tips or advice that you wish you had when you got started?

Goal is to diversify my investments past the stock market. Any help is appreciated!

Hi all
I'm prepping for a final discussion with a fund and need some help with a few questions.
1)Where would you put 500m now ?
-logistics real estate in airport cities (roll up and upgrade storage units)
-tech infrastructure (data centres, dark fibre etc)
-D2C consumer
-industrials (cement, plastics etc) - as esg kicks in money will get pulled out but prospects will grow as the big infra boom kicks off
-agri commodity owners and producers

I was laid off and my last paycheck didn’t have my 401K deduction taken out, and the company match wasn’t made either. I contacted the company and they said because I wasn’t an employee when they cut the check , I’m not eligible to contribute. However, the pay was earned for hours worked before my layoff. There was no severance or vacation pay. This seems to be a violation of Federal law. Am I missing something? Should I open a case with the IRS?

Extremely hypothetical question: from 0 to 10. What’s the possibility of a Big4 staff employee getting fired for having an OnlyFans account? That staff salary is not gonna pay for them bills........

That feeling when you finally pay off your student loans! #finallymadeit #gradschoolistooexpensive

If you work in-house, what type of law do you work in? And, what do your duties look like?

I’m planning to do an international trip next year with a child under one year old. Accordingly, my husband and I would like to get business class seats. What are your best hacks or recommendations for booking business class seats to France? Should we pay with points, pay with cash, or book economy and hope there will be spots for a cheap upgrade closer to the flight date?

Proud of myself for averaging over 10k steps/day for the past two weeks after a pretty sedentary June and July (averaging 5k steps/day). I’m aiming to average 12k steps/day this week.

Thinking of switching to residence inn so i can meal prep while on the road. But will miss my points 😩😩😩

How much time ibm take to regenerate offer letter after increasing compensation. It's been 4 days already. Any idea please,HR rarely responds always cut call I am in meeting, though she said that we will increase compansation and it is sent for approval

During my 19 years as a veterinarian, I have felt many times the desire to protect the animal from its owner, some owners change the pursuit of the animal and make it behave like a human. I feel that it makes our pets lose their essence and they can get confused. Am I the only one thinking this way?

Any good books or recommendations on sales? Sales tactics trips and tricks?

Any openings in Automotive sector in Project Management / Program Management domain. Please confirm. YOE: 9 years

Has your firm sent a company-wide email on the Amy Cooper situation? If not, have you experienced other instances of them not being sensitive to these types of discrimination?

On May 1, 1992, Bush deployed 4,000 Army and Marine troops to South Central Los Angeles in the effort to end two days of rampant rioting that included 40 people killed, more than 1,500 injured, more than 3,700 fires and more than 3,000 arrests.

Bush addressed the nation that day, saying the violence in Los Angeles is “not about civil rights” or “the great issues of equality” but “the brutality of a mob, pure and simple.” He said he would “use whatever force necessary” to restore order.

Good office chair under ~$250?

Folks in Bay Area... do you own a home here and if so what neighborhood is the best in terms of school district? I live in mtv and the home prices are scary to say the least. (2bed min)

Does anyone have a recommendation for a doctor/dentist in the Bay Area that offered Botox for TMJ and accepts insurance?

Anyone in NYC/another major city moving during COVID? Are brokers reducing their fees, offering any other incentives or still holding steady at 10-15%?

Any side hustle ideas with LinkedIn recruiter license? I have two of them. I hear they are worth 12k a year.

Where do you ladies get facials in LA?

How do I invest in Secure Gold Bonds? Any reliable procedural steps or blogs or videos available?

Is anyone here doing stock market trading as a professional? I'm looking someone in this field to get some help in this field. Please let me know.

Hello, any ways for fake lta?

Any good mf with less tracking error to invest in us equity.

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

Crypto, any idea about Shiba Inu?

Has anybody invested on affordable housing in Gurgaon, India? Or got any insight for a first time investor.

How to invest in Direct Growth Funds? I've created a CAN ID using MF Utilities. It asks me to login and proceed but I don't have my login ID generated. Should I wait for more time as my CAN ID was approved only yesterday?

My ctc shows 10lpa + 20lac esops. But I'm not sure if I'll get this 20lac stocks for free or do i need to buy them by paying? Distribution is 4lac per year for 4 years. Pls explain.

Hi fishes,
Currently I am invested in two mutual funds:
UTI nifty index
Parag parikh flexi

Which other MFs are worth investing?

Hi Folks,

Could you please suggest a good health insurance plan for my parents (Dad-59, Mum-54)? I've heard Max Bupa is very popular but I compared its benefits with ICICI Lombard and the latter seems to be better.

Any insights would help. Thank you! :)

Is it a wise decision to take loan just for tax saving?
If so what things i should take care of?

I am a new investor. Started with Parag Parikh and Tata MFs and LIC IPO.

1. I see that both my MFs are in red - I started investing in Jan. Should I consider adding other MFs? Should I reconsider these 2?
2. Please suggest good tax saving MFs.
3. LIC listing gains and further performance is horrible. How much of gain I can look forward to in another 5yrs?

Thanks in advance!

Hi fishes

I am planning to start investing in a smallcase. I am considering paid managers. Any suggestions on manger and smallcase will be really helpful

Anybody having experience good/bad about investing through Wint Wealth? Seems like a good way to diversify the liquid portion of the portfolio......if I am greedy this looks better than those liquid funds and a 100% safer than those too.
Also what independence disclosures will apply after the NSDL being made mandatory brokerage account....for Wint Wealth related investments

KEC International looks good to buy around 350 levels

Hello Folks,

I am working in a mnc company, It's initial phase of my life I am 25 but I made a huge mistake that I started working in stock market when I was 22 and I lost the whole capital I earned in 3 years which I around 7 lac rupees and Found myself completely devasted and alone.
Now I am working on 13 LPA but I don't know how to accept the defeat and move on. I am completely stuck in the situation and Full with regrets also lost my whole self believe n confidence in life to do some. good.

I'm 21, trying to build wealth. I need your help!

In the next 5 years, I plan on buying a house but there are so many investment options, I don't know what to choose.

I can invest upto 30,000 a month, please suggest!

The current state of market has me confused. I need an AR of 10-15% with Medium-High to Very High Risk profile.

Thanks!