I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

I have an offer from PWC India and a top Indian insurance company. How do I choose which is better?@

Hello folks, My ctc is current at 6.2lpa and I would like to cut down my taxes. Any suggestions on where to invest for tax savings? Also is FD a best plan for investment with lock in period od 4 yrs for tax saving bills?

PwC CMAAS or KPMG FDD? I have no idea what to pick, just sick of audit.

We are trying to change plan. What you’ll think about Aetna EPO, heard it pays 100% for IVF? Currently on BCBS not much benefits if we would want to skip IUI and jump to IVF. Any suggestions here would be helpful. Thank you.

Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

My firm doesn’t match my 401k — still worth opting in?

Hi Folks, how much max amount we can retain back after 80c tax claims on income taxable amount. Any idea? Is it varies based on package? What is the percentage ?

Can my vacation home be 45 minutes away if it’s at the beach? Or does that look suspicious? I want to get in for 10% down and lower rate than an investment home

Which team do you think has the highest salary? Creatives, medical, or account?

How bad of a financial move is it to relocate to London from NYC?
Currently at 165 TC, 26M
No near term financial goals, just would like to retire at some point.

Use savings to (partially) pay for business school or invest and fully cover via loans?

Any one doing home mortgage with First Republic? Do they have conditions like rollover old 401ks with them?

Can we show rent paying to parents if we are living with them.. Do company mandates that parents should be living in different city to qualify for such HRA exemption.

What are the perks and benefits working in GE Healthcare? Bangalore office..how are they in terms of pay scale?

Trying to chart my next move and not sure what direction to go. All I know is I’m tired of being always “on” in a client-facing environment.

Any podcasts, books, etc I can read for insight into more internal roles like biz ops, corporate dev/strategy, other??

4 YOE total all in consulting. Currently a SC. Clients/work have been commercial healthcare implementation & public health strategy, risk, process imp etc.

Any advice on where to go after PR (financial & healthcare)? I have one year of experience and have been pretty disappointed with my current agency. I have a been actively interviewing & was thinking to go into the sales route. I graduated in 2021 and really have no idea where I want to end up. I’ve been talking to people & networking trying to figure out next steps— could use some insight. The culture at my current agency isn’t the best & the pay is basically unlivable for NYC. Any thoughts?

When contributing to a 529 plan in PA, in addition to being able to deduct PA state taxes on the contributions, can we also deduct the Philly city tax?

Hi! Looking for avg Pelvic Health PT salary in SC , just starting out in this speciality. TIA

Anyone know what the current atmosphere is like in McCann New York after they lost one of their biggest clients, U.S. Army? Does losing such a client deteriorate an agency’s culture/career prospects?

Looking for recommendations on financial modeling courses (paid) that I can take for 3 statements/operating model, valuations, M&A, & LBO. Have been getting interviews with banks (3 in 2 months) but I come up short with the modeling experience (and weak on the technicals too). I’m thinking doing a modeling course will help with the no modeling experience + update my technicals? Thanks.

If you’ve had issues with BED, please share how you recovered, what has helped, etc. thank you.

first call with SF CSG Recruiter is scheduled for Senior Architect role. Appreciate insights from you all.
1. How is work life balance in CSG?
2. What is the typical billability target? Does one have to market oneself for billability or the Practice lead takes care of it?
3. Honestly- I have seen SF people pushing for products which are really not needed by clients. I can never do such a thing - so is there an expectation from the AE’s that Architects should do so?

TIA

I got the mail where i need to upload the document for processing.but in mindtree home page i am not able to see any upload option.could you please help guys.should i sent the document in that mail?

Hi folks need help. I was given a retention bonus which I had to return. But my ex employer is not removing the returned part from my form 16 which means not only I have to return the whole amount but also pay tax for the retuned amount. Has anyone faces similar thing. Anything I can do about this?

Any veterans here still serving in the Reserve? Drill Hall is a new bowl here.

Who was around in 2008/2009 at big 4? Specifically in advisory? How were those practices affected during the layoffs? Any insight to ease some of the worry/unknown would be greatly appreciated.

Any news on layoffs/recession in banking industry?

Hey Fishes,

Would love your support of 11 ♥️ as need to activate dms.

Hey all,

What are some PE firms (likely mid-market) that specialise in doing Entertainment deals, especially in gaming hardware, software, solutions that underpin the value chains ?

Next week I have two skill interviews w/ Accenture & Bioventus (both Workday positions) . Any advice / recommendations on preparation for the questions (and answers) they may ask?

Question for males only:

Have you ever got your testosterone level tested? Have you had testosterone replacement therapy? Experience ?

I didn't care tbh.

I'm more intrigued as what Euron's "gift" will be

How many of you are involved in share trading/Derivatives Trading apart from your current job? And how are you managing it? What return are you generating?

Hello Folks,

I am working in a mnc company, It's initial phase of my life I am 25 but I made a huge mistake that I started working in stock market when I was 22 and I lost the whole capital I earned in 3 years which I around 7 lac rupees and Found myself completely devasted and alone.
Now I am working on 13 LPA but I don't know how to accept the defeat and move on. I am completely stuck in the situation and Full with regrets also lost my whole self believe n confidence in life to do some. good.

How do I invest in Secure Gold Bonds? Any reliable procedural steps or blogs or videos available?

Has anybody invested on affordable housing in Gurgaon, India? Or got any insight for a first time investor.

Can one do an sip or increase amount in coffee can portfolio gradually instead of a lumpsum investment?

Hi Fishes,

I want to know tax saving options as I am new to it so please let me know in what all options I can invest and save more money. Please help.

Salary : 14 lpa

Is CQF useful to get entry level Quant job?? for non quant undergrad.

Hi Sharks
I am 25 years old with in hand salary of 1L(just from last month) and i want to buy a term insurance plan. My questions are:
1. Is it wise to take 2 plans of term insurance one with return of 60 years and another without return of 80 years of each 1cr.
2. Is it wise to include health riders in insurance plan to claim for 80d or just chose health insu
3. How much one can ideally shell out for insurance per month (both term and health) for self in terms of percentage of monthly income.

Hi fishes,
Currently I am invested in two mutual funds:
UTI nifty index
Parag parikh flexi

Which other MFs are worth investing?

My mother is going to get retired from her government job next week and will recieve her one time payout of close to 90 lakhs by the end of the month
The amount is non taxable but any profit earned from the amount will be taxable. Where should the amount be invested?(next 8-10 year horizon)
1. Buying a 3 bhk flat for around 95 lakhs in Sec 31 Gurgaon.
2. Put all the money in FD and live off of interest.
3. She is not very ecstatic about investing in stocks.
4. Gold?

Any good mf with less tracking error to invest in us equity.

I have savings of 5 lac INR and want to invest it somewhere. What should I choose?

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

hello, in elss is mirrae tax saver good or quant tax plan?

Could anyone please clarify this?

Is the tax exemption limit (of 25000) under 80DDB for both parents or 25000 for each parent?

So in short - 25K+25K = 50K for Both Parents or is it just 25K for both.

Hi fishes

I am planning to start investing in a smallcase. I am considering paid managers. Any suggestions on manger and smallcase will be really helpful

I'm 21, trying to build wealth. I need your help!

In the next 5 years, I plan on buying a house but there are so many investment options, I don't know what to choose.

I can invest upto 30,000 a month, please suggest!

The current state of market has me confused. I need an AR of 10-15% with Medium-High to Very High Risk profile.

Thanks!

Considering the current fall in the equity and crypto market, which would be your go-to stocks / coins?

Catch BPCL Rs.58 dividend with record date of 16th September