Hi fishes,
Currently I am invested in two mutual funds:
UTI nifty index
Parag parikh flexi

Which other MFs are worth investing?

Hi IBM sharks,
My friend received bluepoints, what's the conversion rate to rupees? Can we redeem it as cash components?@ IBM

Hi Fishes,
Had a very serious query. In my current organization I was not under taxable bracket by any means so I didn't submit any investment declarations or anything. But I'll start a new job in 2 weeks where I'll be under taxable bracket. So will I get a chance to submit my investment declarations in the new company for tds calculations in the middle of the year ? I'm new to everything so would appreciate your help. TIA :)

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Anyone finding it harder getting managed money biz? If so, what changes or adjustments have you made in prospecting or sales approach? Thanks.

There has to be a point where focusing on minute details generates diminishing marginal returns.

Do you pay attention to BTC or ETH funding rates? Does it impact your trading/investment strategy?

I’m prepping someone’s tax return who I see everyday on tv. It’s kind of cool being privy to a celebrity’s confidential financial information. 😁 I’ve also prepped a famous athlete and actor last week.

Amex gold or chase Sapphire preferred? I need a card for international travel to avoid foreign exchange fees. Please note, that I'll receive a $150 credit towards the Amex annual fee due to having a corp card. I'd you my capital one checking, but no rewards/benefits there.

Little worries here guys - not able to transfer to Bittrex. Tried from Polo and Jaxx (cold storage). Transaction looked like it was going thru from Jaxx then seemed like it failed. ETH appeared back in Jaxx account and no changes to trans history...thoughts?

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Does anyone use yieldstreet or crowdstreet for real estate investment?

Everyone keeps saying that the real estate market is going to bounce back soon. At this point I'm more likely to believe that unicorns will take over the world

Question on after-tax contributions. I’ve recently upped my contributions to after tax through payroll (already maxing our 401k+contributing to traditional Ira to be converted to a Roth shortly contd

What is the difference in subscription to notified and subscription to approved mutual funds?

My 911 just started production and I'm thinking about when it arrives. I've never financed an expensive car before, any tips? Do I go with Porsche Financial? My local bank? Other?

How can I invest in real estate ? Looking for an additional passive income source

McK 🐠 : CBS MBA here and I got invited to interview for the SA role in Atlanta. Any case/experience tips to maximize my chances of getting an offer?

🔭 Looking for TV show recommendations 🥺

Niche practice area, and thinking about moving firms. Without moving cities, there are really only 2 options. I think both would make me an offer and create a position. How should I approach this?

How hard is it to work and be a first year law student? Is this possible?

Wordle 399 4/6
Unbelievable. I didn’t know this is a word. 😭
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Hi folks,

If a person resigns on April month when yearly reviews are going to happen and bonus are being sent out.
So, can he get the performance bonus because he served the last whole year with dedication?

It would be helpful if managers can answer this because they are the people who approves or decline this request.

Hello fishes


Want to start my career in data science
I am 2021 mechanical engineering graduate having one year of experience in cognizant in support.
!!!!!! Help please

Thank you in advance

Finalised my car sale at Carvana. Had indicated that my car is in a good condition with minor cosmetic defects. Today someone has scratched the back of my car with what looks like a Key scratch. Will the evaluator decrease the price or refuse the sale on inspection? Has anyone had an experience with selling with Carvana? Thanks!

If you have a love bracelet, do you wear it to work?

I am so nauseous and have been eating straight carbs for over a week now.. Any healthy lunch/breakfast ideas that would be easy on my stomach?

How did you make friends when you moved here?

People with tiny kids (baby/toddler), how are you coping/entertaining your little buggers? Ours is turning 1 very soon and we have a push trike in the mail, but thinking of inside activities too.

I need friends 🥺

Is there a reason to get the luxury SPG amex if I got the new Chase Marriott card like a month ago?

Anyone here with insight on Adobe? Base pay, culture, hours, etc.

529 Plan VERSUS Prepaid

We live in Florida and currently have a Freshman in High School and a 16 month old. We hear from our friends and family with college bound children "I wish we would have done Florida PrePaid." After obviously ignoring this for years, we are finally trying to do it before "it's too late" for both children.

Does anyone have recommendations on which plan to go with for each child? I once did the pros and cons on a whiteboard and it seemed like 529 was better.

How much Joining bonus @eli lilly offers if joining in <45 days?
It has clause that we need to return amount if leaving before 1 year or 2 year?

Do they provide relocation bonus?

@eli lilly company

Thoughts on XT?

How much does an M3 make in FDD in a MCOL city?

Final round! Panel interview w an assignment to present some ideas on how to increase customers for 1 of 5 key audience segments.
I’m most familiar with 1 as it’s the audience I work with at current job. Not enough info/experience with other 2 segments. Remaining segments I know enough but not as confidently.

Will it look like I took the easy way out if I chose my segment? They know it’s my current audience and has been for 8 yrs. Would love to hear your thoughts!

KEC International looks good to buy around 350 levels

My ctc shows 10lpa + 20lac esops. But I'm not sure if I'll get this 20lac stocks for free or do i need to buy them by paying? Distribution is 4lac per year for 4 years. Pls explain.

I'm 21, trying to build wealth. I need your help!

In the next 5 years, I plan on buying a house but there are so many investment options, I don't know what to choose.

I can invest upto 30,000 a month, please suggest!

The current state of market has me confused. I need an AR of 10-15% with Medium-High to Very High Risk profile.

Thanks!

Hi All. What is the best way to allocate 25 Lakh INR in savings into different investments to maximize returns. I recently moved out of India so Tax rebate is not a consideration for me. I already have 6 lakh plus invested in PF and MFs but I want to invest more as my money is getting depreciated in the savings bank account.

I also have an education loan with balance of 7 lakhs which I am planning to repay in lumpsum as there is no tax exemption now.

I have savings of 5 lac INR and want to invest it somewhere. What should I choose?

How to invest in Direct Growth Funds? I've created a CAN ID using MF Utilities. It asks me to login and proceed but I don't have my login ID generated. Should I wait for more time as my CAN ID was approved only yesterday?

hello, in elss is mirrae tax saver good or quant tax plan?

Looking for names of some effective financial/investment planners. Any suggestions? Plz give only the ones u hv worked with or experienced!

How many of you are involved in share trading/Derivatives Trading apart from your current job? And how are you managing it? What return are you generating?

Any good mf with less tracking error to invest in us equity.

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Anybody having experience good/bad about investing through Wint Wealth? Seems like a good way to diversify the liquid portion of the portfolio......if I am greedy this looks better than those liquid funds and a 100% safer than those too.
Also what independence disclosures will apply after the NSDL being made mandatory brokerage account....for Wint Wealth related investments

Hi fishes

I am planning to start investing in a smallcase. I am considering paid managers. Any suggestions on manger and smallcase will be really helpful

From where do we get Form 26AS?

How do I invest in Secure Gold Bonds? Any reliable procedural steps or blogs or videos available?

Hi Sharks
I am 25 years old with in hand salary of 1L(just from last month) and i want to buy a term insurance plan. My questions are:
1. Is it wise to take 2 plans of term insurance one with return of 60 years and another without return of 80 years of each 1cr.
2. Is it wise to include health riders in insurance plan to claim for 80d or just chose health insu
3. How much one can ideally shell out for insurance per month (both term and health) for self in terms of percentage of monthly income.

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Has anybody invested on affordable housing in Gurgaon, India? Or got any insight for a first time investor.