Hi fishes,
Currently I am invested in two mutual funds:
UTI nifty index
Parag parikh flexi

Which other MFs are worth investing?

Best everyday bank account and credit card in Australia for an expat couple?

I‘m moving to Australia with my partner and we don’t have a bank account and credit cards yet. We basically need the bank account only for everyday finance stuff (local payments, debit card, etc) and we‘re looking for some credit cards with good international fees and ideally a reward program to collect some points for traveling.

How did you get into real estate?

Upload button in etax is not working for me. I am not able to upload any tax proofs because of the same. Anyone else facing the same issue?

Is it safe to transfer my 100k from bank saving account to BlockFI? Don’t want trade, but 8.6% interest looks tempting.
Multiple questions
1: Any applicable fee when I transfer to or from BlockFI?
2: How safe is my money. What if BlockFI stop working or go bank corrupt tomorrow?
3: Can I get it back in back account anytime?
4: How much will be the interest on 100k? BlockFI agent told $90@ @month, sounds incorrect as per my calculation.
5: Any other considerations you like to share?

Has any one went from reinsurance back to insurance? The money is great and all but the W/L balance isn’t. Has anyone else felt the same?

What price per sq foot to investors start buying in the north ATX home? My home is on the market and not moving. Trying to understand at what price point does it become attractive to investors

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Has anybody invested on affordable housing in Gurgaon, India? Or got any insight for a first time investor.

Quoted a 30 year mortgage, 5% down for a ~600k home for 4% interest no points.

Profile: 250k salary, 800 credit score

Is this any good??

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

I’m maxing out my 401K, traditional IRA and HSA this year and paying for some house improvements. I have about $750K total investments and very close to $2M net worth, but realize that I am behind on investments if I want to do FIRE. I was focused on paying off huge chunks of my mortgage and managed to whittle it down to $75K left. Would you suggest I go ahead and pay that off this year? Or pause and do a mega back door roth instead? I’m mid 40s. Thanks!

Is there any way to get around the coinbase fee when buying crypto?

This week in homebuying horror stories: offered $60k (10%) over asking on a house. Got beat by a last minute all-cash offer from an out of state buyer who was buying sight-unseen.

This is the worst.

I think I'm breaking even in my portfolio since September of last year... Any thoughts on taking the loss on certain crypto in order to recognize the short term loss to offset my overall ST gain?

Joining D soon as manager. Can we use Interactivebroker for stock trading?

Have you received the salary today? Got the mail now but no credit yet in account 😕

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

How much are you paying for rent (and where) vs how much are you making?

What is the protocol with talking with recruiters? I'm not pre se looking to move right now but if something with more money and flexibility regarding location opens up then I'm not opposed.

Is it wrong to talk to them about possible opportunities?

Just been offered a manager position (people & org consulting) at a big 4 in Qatar for 24k (QAR). Based on previous threads this seems low for the region. Especially as 9k goes towards accommodation (max unfurnished 1br) ....Have I been low balled? Or is this normal?

Targeting 2022 matriculation and will be recruiting for tech. Currently at IBM tech consulting and have an offer to lateral to non-D big 4 tech advisory. What’s the best move for both MBA application and MBA recruiting - stay or leave? TIA.

My Current CTC is 18.5 LPA. YoE 12yrs.
How much CTC can I ask during an HR interview for a BIGDATA engineer in UST global. What should be the expected CTC per current standard. Can you please let me know based on your experience in negotiating.

Hi guys, I'm working as support engineer in Microsoft.

I have got offer from Disney as Cloud solutions Architect and as DevOps engineer 3 in Western Digital(which was Earlier SANDISK).

Is it a good option to switch to any of these companies?

Folks making more than £100K: How do you deal with the 60% effective tax rate on the 100-125K bracket? (HMRC gradually reduces your £12,750 personal tax-free allowance to £0.)

This is the first time it is happening to me. With one month to go until the end of the tax year, I'm thinking of making a one-off extra pension contribution next payroll.

Any other effective strategies with only one month to go?

Do all applicants get invited to complete McKinsey’s Solve game?

Anyone ever switched to a transaction manager role in a big investment bank/ fin services bank after big law? Grateful for any advice.

What kinds of raises/promotions (% pay increase, title change, other benefits) did anyone see after passing their PE exam?

How many billable hours per week is considered at capacity? I’m getting pushback on boundaries I’m setting about additional matters and marketing work from my firm when I’ve been billing 60-75 hours per week for the last 6 weeks, and I’m still behind on my work. I feel like it’s reasonable to not kill myself further to fit in more/turn things around faster at this point, but am I being unreasonable? I expect my workload to remain at this level through the end of the year at least.

600sqft 1 bedroom in kips bay, $1800 (walk-up, no laundry in building, no doorman) for year lease

Would be moving from 6th floor walk up $1400 month to month in prime LES with two roommates(not my best friends but nice).

Would you move?

Considering:
1. costs to make the move itself
2. I like to run so options downtown seem better but not familiar with kips Bay Area
3. Commuting anywhere
4. Restaurants
5. I’m 23

I have one query, i received survey mail from ey gds regarding joining date and location preference, so it mean iam selected or any other round happens? Because i give self recorded video interview on 7th feb and i recive survey mail on 7th March which i filled on same day and in joining date there are two options 25 March and 25 April ,wheres i select 25 april but there is no communication after survey mail so what should i do?

What's the timelimit for accepting the offer letter from EY GDS?

Markets in red🔻 Good day to invest?
Current portfolio down by 7%
What is the ideal number of funds to invest in if monthly budget for SIP is 40K?

I have savings of 5 lac INR and want to invest it somewhere. What should I choose?

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

How do I invest in Secure Gold Bonds? Any reliable procedural steps or blogs or videos available?

Hi Fishes,

I want to know tax saving options as I am new to it so please let me know in what all options I can invest and save more money. Please help.

Salary : 14 lpa

My ctc shows 10lpa + 20lac esops. But I'm not sure if I'll get this 20lac stocks for free or do i need to buy them by paying? Distribution is 4lac per year for 4 years. Pls explain.

How to invest in Direct Growth Funds? I've created a CAN ID using MF Utilities. It asks me to login and proceed but I don't have my login ID generated. Should I wait for more time as my CAN ID was approved only yesterday?

How many of you are involved in share trading/Derivatives Trading apart from your current job? And how are you managing it? What return are you generating?

Hi Sharks
I am 25 years old with in hand salary of 1L(just from last month) and i want to buy a term insurance plan. My questions are:
1. Is it wise to take 2 plans of term insurance one with return of 60 years and another without return of 80 years of each 1cr.
2. Is it wise to include health riders in insurance plan to claim for 80d or just chose health insu
3. How much one can ideally shell out for insurance per month (both term and health) for self in terms of percentage of monthly income.

Crypto, any idea about Shiba Inu?

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Is anyone investing in liquid funds? How do they benefit and what are their returns?
Recommendations are welcome.

KEC International looks good to buy around 350 levels

Has anybody invested on affordable housing in Gurgaon, India? Or got any insight for a first time investor.

From where do we get Form 26AS?

My mother is going to get retired from her government job next week and will recieve her one time payout of close to 90 lakhs by the end of the month
The amount is non taxable but any profit earned from the amount will be taxable. Where should the amount be invested?(next 8-10 year horizon)
1. Buying a 3 bhk flat for around 95 lakhs in Sec 31 Gurgaon.
2. Put all the money in FD and live off of interest.
3. She is not very ecstatic about investing in stocks.
4. Gold?

Anybody having experience good/bad about investing through Wint Wealth? Seems like a good way to diversify the liquid portion of the portfolio......if I am greedy this looks better than those liquid funds and a 100% safer than those too.
Also what independence disclosures will apply after the NSDL being made mandatory brokerage account....for Wint Wealth related investments

hello, in elss is mirrae tax saver good or quant tax plan?