Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

I am a cashier and I was under the impression that we were still required to wear masks on a federal level. Is this not true?

I’m loyal to delta, but I’m moving to a city where American is the main hub and Delta has practically no non-stop flights to/from there. It’s time for me to open a new credit card, so I was considering the Citi/American one. Any thoughts?

Does anyone have any experience with hub insurance?

What are some aggressive ways to control your spending? I tried a little but of everything(paying myself first, only debit cards,cash) but seems like i have the urge to spend and i do so. Any tips?

How supportive are your companies when it comes to taking PTO for mental health days?

EPOR a solid first option trading choice?

Employer is 100% sponsoring MPH and decided to take it to further expand network and it's decent (T20). Wondering if Epidemiology or Healthcare Management would be a better concentration? I'm currently in pharma and the goal is at graduation I'll have a good amount of experience and a little bonus (MPH) to be competitive for experienced hire roles. ZSers, what are your thoughts?

Can provide more details if needed, but if an employee is constantly coughing at work (small retail establishment), is it okay to ask them for a doctor's note stating they aren't contagious? They're claiming it's due to allergies, but I've gotten several confidential concerns from employees and customers alike due to the current enviornment.

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

I have savings of 5 lac INR and want to invest it somewhere. What should I choose?

What are the employee benefits at mphasis ?
Could you please let me know
Are there free transport , 100% company sponsored medical health insurance for self, sponsored certifications, leaves etc ?

Is anyone aware of any healthcare / healthcare consulting companies based in the Bristol area (UK)? Thanks

Anyone got a lasik surgery in the Atlanta metro area in the last few years? I am thinking of getting one and interested in knowing more about where to get it from, your experience and other feedback. Thank you.

what’s the ratio of equity/stocks to bond/fixed income in your Merrill lynch 401k plan?Do you make any modifications or just use recommended distribution? First job with 401k and not sure what to do!

Listing several personal go-to healthcare podcasts:

The Dose (by The Commonwealth Fund)
What the Health (by Kaiser Health News)
Prognosis (by Bloomberg)
An Arm and a Leg (by Dan Weissmann)

My doctor doesn’t want to add estrogen to prime before Ivf. Is that a red flag ?

Does anyone have suggestions for a refresher course/presentation on critical care? I'm an OB/GYN wanting to keep myself educated.

Anyone else find themselves getting extremely stressed at work during pregnancy? It’s like my emotions are just off and I get so stressed so easily. I want to be calm for baby but it’s hard to not get worked up!

Would a failed PIP still pay severance at Big 4? If so, how is severance calculated?

Urgent advice needed for 2 offers! Which one should I take?

1. B4 Management Consulting (non strategy)

2. Product Strategy for Consumer Banking app at large bank (JPM, GS)

B4 is paying higher. I have 1 YOE in consulting at another firm

Salaams!

Anyone hiring Program Managers (Technical or Non-Technical) or Engagement Managers? Currently with Big 4. Please let me know!

YOE: 6-7
Location: Washington DC area

Thoughts about the MINI Countryman SE? Thinking of buying used 2019 model

Just received an offer with expected / standard salary for role but no signing or relocation bonus. They know I don’t have any other offers which is why I assume they didn’t offer any signing bonus - do I have any chance of getting one without “leverage”?

Recommendations for comprehensive books on the finance industry? I want to learn more about investment banking and modern financial instruments. Got a lot of free time during this lockdown

How do you single 🐟 find time to meet people and get to know them when working these crazy hours? Feel like I'm putting that part of my life on hold due to my job, and it's kind of freaking me out 😣

Is anyone else's tax refund status unavailable on the irs website? Been a week since CPA e-filed

Investigations - would love to get out of the retail store in the field.

I am a recent graduate in Information Systems, looking to start my career in cyber security. Any tips/suggestions/ideas where I could start. (No previous experience).

Anyone feel like your job sees you as "one of the good ones?" It hasn't explicitly been said, but I'm one of the only Black attorneys at the firm and I think my white colleagues and partners see me as an example of how Black folks "should be" cause I mind my business. Basically I feel like a token, and I don't know how to shift that idea while staying professional.

Anyone has interview experience in PepsiCo ?

Anyone looking for housing? I have 2 apartments available in Brewerytown, 5 minute walk to trolley, crime and punishment brewery and green eggs cafe.

Both are 3 bedrooms, 2 bathrooms. Brand New construction and you will be the first one to live there.

DM if you are interested!

Anyone working for the city? I put in an application months ago and still haven't heard back from them

Any cheap gym membership in the King Of Prussia area? Currently with LA fitness but if I can lower gym cost that’d be great.

What are some good restaurants with outdoor space that is heated in the winter?

I have savings of 5 lac INR and want to invest it somewhere. What should I choose?

How many of you are involved in share trading/Derivatives Trading apart from your current job? And how are you managing it? What return are you generating?

KEC International looks good to buy around 350 levels

Hi All. What is the best way to allocate 25 Lakh INR in savings into different investments to maximize returns. I recently moved out of India so Tax rebate is not a consideration for me. I already have 6 lakh plus invested in PF and MFs but I want to invest more as my money is getting depreciated in the savings bank account.

I also have an education loan with balance of 7 lakhs which I am planning to repay in lumpsum as there is no tax exemption now.

How do I invest in Secure Gold Bonds? Any reliable procedural steps or blogs or videos available?

Has anybody availed term insurance policy (ICICI Pru)? Is it really worth taking?
I got married last year, my wife is working and i have a single parent, who is a government servant herself. Seeing a lot of unfortunate scenarios around makes me scared at times and i am giving thoughts to such back-up options these days
Please suggest?

I'm 21, trying to build wealth. I need your help!

In the next 5 years, I plan on buying a house but there are so many investment options, I don't know what to choose.

I can invest upto 30,000 a month, please suggest!

The current state of market has me confused. I need an AR of 10-15% with Medium-High to Very High Risk profile.

Thanks!

Hello Folks,

I am working in a mnc company, It's initial phase of my life I am 25 but I made a huge mistake that I started working in stock market when I was 22 and I lost the whole capital I earned in 3 years which I around 7 lac rupees and Found myself completely devasted and alone.
Now I am working on 13 LPA but I don't know how to accept the defeat and move on. I am completely stuck in the situation and Full with regrets also lost my whole self believe n confidence in life to do some. good.

Has anybody invested on affordable housing in Gurgaon, India? Or got any insight for a first time investor.

Crypto, any idea about Shiba Inu?

hello, in elss is mirrae tax saver good or quant tax plan?

Hi fishes

I am planning to start investing in a smallcase. I am considering paid managers. Any suggestions on manger and smallcase will be really helpful

How to invest in Direct Growth Funds? I've created a CAN ID using MF Utilities. It asks me to login and proceed but I don't have my login ID generated. Should I wait for more time as my CAN ID was approved only yesterday?

Looking for names of some effective financial/investment planners. Any suggestions? Plz give only the ones u hv worked with or experienced!

Considering the current fall in the equity and crypto market, which would be your go-to stocks / coins?

I am a new investor. Started with Parag Parikh and Tata MFs and LIC IPO.

1. I see that both my MFs are in red - I started investing in Jan. Should I consider adding other MFs? Should I reconsider these 2?
2. Please suggest good tax saving MFs.
3. LIC listing gains and further performance is horrible. How much of gain I can look forward to in another 5yrs?

Thanks in advance!

Hi,
I'm 25 Indian male and have savings of 10lakhs, please suggest what best I can do with the amount.

Given the current downturn in US markets and specially Cypto, what's your strategy?

Hi Fishes,

I want to know tax saving options as I am new to it so please let me know in what all options I can invest and save more money. Please help.

Salary : 14 lpa