Cross posting from Personal Finance.

I could really use some advice. We just found out we're having (surprise) twins and we already have 2 kids under 4. We need to hurry up and move to a bigger home. My question is: how does the financing work if we want to buy a piece of land and build a home? Do you eventually roll all the costs into one mortgage? When do payments have to start on the land vs. the home? Should I buy the land out right in cash first?
Any insight is really appreciated.

How much is the max salary band for Specialist designation?

I wish I had someone to cuddle with in this beautiful white weather! 😢 (for context: 29M)

I am looking to make a career change to HR. I currently make 75K as a sales and development coach. I had a recent offer for a state government position in a talent acquisition role but I’d be taking a $25K pay cut. I am extremely over qualified for the position but it could possibly be a stepping stone and gives me the time to acquire SHRM certifications and possibly start taking classes to get my MBA. My question is those currently in an HR role, would this move make sense to you?

How do you feel about doing Pap smears every three or five years?

What's your date of Jalsa??

Can I leave Nagarro within one week of joining have received the laptop want to inform them before leaving.

Can we use Google for reference in Nagarro coding test?Is webcam on during test?

This may sound odd, but can you run an agency without an ECD/CCO?? (Asking for a friend)

I need an interior designer. My parter and I have good taste but just aren’t creative types that can pull it together. Live in Cobb. Any recs?

Starting a new job next week at Don Mills and Sheppard. (2-3 days a week in office only)
Anyone out there interested in carpooling?

I made the switch to in house and omg it’s so slow. I knew it’d be a bit slower than agency but I accomplish less in a month than I used to in a day. Is this how all in house jobs are or has anyone found a faster pace in house gig?

Anyone has plan tonight? Just move to the city couple of months ago and want to expand my social circle?

How much do banks like Citi, Barclaya, BofA, Amex pay data science employees with 5-6 yrs of exp and what band?

Hi.. I'm currently working as Data Analyst in TVS. Most of my work in Advanced Excel only. How can I move forward myself into Data Science by learning new technologies or any courses? Please guide me

I’m really liking DMZ mode in Warzone. I think they have some real potential with this game mode. I like that it’s not as sweaty as Tarkov but still has some elements of it. Still in beta but I hope they realize they have a potential gem here.

Guys, Anyone know the diff between S&P global, S&P global market intelligence and S&P global capital IQ.

Also, please tell me how it makes difference to a employee (developer)

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

Currently looking for a roommate to share a 2 bed apt with in suffolk county long island. Message me if you are interested. Budget around 1300-1600

Hello Everyone, If you are a Real Estate Broker , Realtor or a business Broker please kindly send me a Dm

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

Is there an investment fund or group that anyone knows of? I heard of Fundraiser but it seems very convoluted. Looking for an investment group or development group to invest with

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Is it better to get credit at closing or lowering the overall home price?

seller is offering to lower the cost or give credit to fix the flooring

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

How do you judge a low ball offer with how the market is changing? Earlier this year, you would look at comps and say this is the value. Now with rates going up and people pulling out, how do you justify the value? (View point from the buyers end)

Do you thank your tenants for paying the rent? A quick thank you text?

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

Is it safe to buy new home now with high interest rates ,high home prices and recession in near future?

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

Correct me if I'm wrong but isn't it more advantageous to have low housing prices and higher interest rate? If that's the case, you can always refinance when/if the interest rate lowers again. Is there something I'm not seeing?

Anyone want to aspire and get their real estate licenses together for a side hustle?

How soon should you think about refinancing? Closed about two months ago at 3.25 (30 years) but rates keep dropping...

I have the opportunity to buy a new build in ATX for 310k at 5.625% 30 year. Should I buy it? I can either:
1) rent it out
2) sell it

It's not my primary and I don't need it to live in. The news about a housing market crash is worrying me. Any advice?

For those who use property management companies to manage your rental properties, what are the services that you really value and will switch out to a different one if not getting such services?