Does anyone know what the pros cons are of leaving money in a 401k vs moving the 401k money to a traditional IRA? Over 200k we are taking about.
Retirement question: Currently 23 and will max my 401k ($19,500) but wondering if Roth or traditional is best here? Currently 24% tax bracket, so with a Roth I will be taxed upfront $4680, but if I go traditional I will additionally put $4680 to work in a traditional IRA (essentially either way I will be committing $24,180 to retirement yearly). In this case, would a Roth or traditional be a better choice? I feel more invested early to compound is important, but will taxes be exuberant in 40yrs?
If my employer matches retirement contributions (up to 4%), should I opt for a traditional pre tax 401k or Roth 401k? My base salary is 85k. In addition, how much of my base salary do you recommend I contribute to my 401k?
Are there tangible benefits to a CFA? I’m in sales at a bulge bracket bank.. looking to maybe do something else
Given $1k investment minimums for most corp bonds, what is a decent amount to start with? Weighing out the benefits of individual vs ETF
Dyscalculia-c here, so request no judgement on question. If I have 10k in 401kA and 20kin 401k2 , will I make more in growth if I combine them into a single 401k? A friend was trying to push this logic but it’s beyond me.
Hi all, I have a question regarding retirement accounts. I am not sure if I should choose a Roth or 401k (company has 4+2% match). Currently 23, base salary is ~100k and investments have brought 45k this year which has me teetering between a 22-24% tax bracket. Wondering what the usual tax bracket is of people retired (around 65yo) as I’m not sure anything would bring in significant income with the exception of investments. In my case would a Roth make sense? Appreciate any answers!!
Question re benefits: we used to get a daily stipend to get lunch in the office from GrubHub, but now we're all perm wfh. Still get the emails for GrubHub though, should I ask about using at home?
Health insurance Q: I’m choosing between 2 Anthem PPO’s, gold or silver. Gold is higher monthly fee, lower deductibles. Silver is low monthly fee, higher deductibles. In Cali. Any advice on deciding?
My company reimburses CFA exam fees if I clear level the exam and if I stay in the firm for 2 yrs from reimbursement date. I don’t wish to be in the same firm . Can i still apply for CFA scholarship?
Does anybody know companies outside of MBB consulting that provide full MBA tuition reimbursement (no limits)?
Any suggestions for contributions to 401k vs ESPP for someone in their mid 20s? Not sure if I should change my current allocations due to the markets
Any recent reviews of middle office at Millennium Management's NYC office? Culture, comp, hours, benefits etc.
Tips on analyzing the benefits and risks associated with long-term investments in the stock market? In normal times
Has anyone recently left JP? If so, what was your process with moving your pension, 401k etc over to your new company?
I’m 25. Not a saver. Never have been. I’m not sure why, but I dislike the idea of locking money away in a 401K. Is saving really that important? Are there non 401K options?
If I know I want to relocate early next summer, probably June after my 401k vests, what should I be doing now to set myself up and make the job hunt easier? It’s the first time I’ll be relocating.
For 401k contributions through your employer, what are the dates of contribution for the 2018 tax year? Is it from 1/1/18 to 12/31/18 or 1/1/18 until you file your taxes?
What is PwC’s tuition assistance program like? Are there any possibilities of full reimbursement ?
Any smart RE fish on tonight? I'm wondering when real estate will soften/align with the current economic environment? It is absurd seeing record levels of growth and bidding wars for RE while also being in an economic recession with record unemployment and benefits coming to end/lessening (Unempl insurance, mortgage forbearance - can't go on forever...). Shouldn't there eventually be a deluge of distressed sellers? The numbers look worse than '08. What am I missing?...
If there’s a line that says “Reimbursement up to a maximum of $100 plus applicable taxes” does that mean if something costs 100 and then 10 of tax, I can get reimbursed for 110? Or is it saying item + tax <= 100?
Voya website for 401k management is non functional this morning. Hopefully just some innocent data center outage, but got me wondering if 401k accounts are insured federally in the event of hacking?
What are some strategies for reducing taxes on investments? I'm 22 and have been maxing out Roth IRA and 401k but have cash I want to start investing in a brokerage so now taxes are a consideration.
🐠 fam, are there any resources for people who have lost their income, therefore losing health insurance but need meds? Contd’
Working for a small RIA on 1099. I receive about 80% payout AUM and the firm covers port mgmt, marketing, and a client service rep. However no other benefits such as office, health, 401k, bonus. Stay?
Got offer in IA for 50% increase in pay, low col area, over 100k, full benefit package, comparable vacation & 401k match. Call me crazy but fell bad leaving PA yr before manager, but cant pass it up.
Which of the Big 4 or other companies do you know of that provides tuition reimbursement as part of their benefits packages/perks?
Why is PwC’s 401k match so bad? The firm only matches a fraction of the 6% of your salary? Cmon. I thought 100% of 6% was the industry standard at this point
Is it worth it to accept a long-term sub position when you don't get benefits and you really just want to hold out for a perm position?
Put my notice in. Realized our benefits, including health, end on the day of separation. What are some other things to look into or do before last day?
Curious to hear what the typical maternity/paternity leave is in the industry. I’ve read articles which typically only include larger firms. What kind of leave does your firm offer?
Anyone here use Robinhood exclusively for their stock picks? Any benefits (outside of no fees) compared to a traditional brokerage?
What are you all paying for health insurance? Moved to a new industry job and my bi-weekly premium is $150 - and this is for a high deductible + HSA plan. It sounds ridiculous.
Why is an appropriate salary for a pharma senior planner role in NYC? Over 6 years of experience, but not solely in planning: 2 years in hybrid planning roles, 3 years in business development, 1 in client services
What happens if you overcharge holiday hours? I must have accidentally charged an extra holiday day and now have -8 hours showing.
Just got a 15% raise with my promo to SC, now a bit above 100k base salary. Happy with the large increase, but wondering if i am still peaving money on the table by not jumping ship? Have 4 YOE, primarily federal projects focusing on implementation, transformation, and tech work. Whats the general market landscape for someone in my shoes?
Does your firm cut your hours? Does this affect your bonus? I always thought all firms did this, however, reading some of the comments here has me questioning whether this practice is universal.
I have an interview today for Accenture - Federal Financial Analyst position. What kind of questions I should expect?
Looking for AM/AS Account jobs in Chicago open to a long distance candidate (will relo, no comp needed). Anyone have any suggestions on local recruiters that might be able to assist?
Hi PwC IFS peeps! I have a friend who is applying to an IFS role. What are chances on successfully negotiating a sign on bonus?
ACD, taking Sr. AD role, coming from out of state. What is the average salary in Austin. I feel like I'm getting screwed over. Its a Tech company. Thanks!
What do you think the post covid-19 world will look like? Do you think there will be a heavy shift in the American culture toward more focus on enjoying experiences & time with family/friends?
🐠 with baby fish! Question for you all. A very close friend had a baby last week. We’ve been texting and sharing photos, etc. she’s home and all is well health-wise. I am SO excited to meet the....