Currently hold CSP and Venture X. Coming up to my renewal for the Venture X. Thinking about downgrading then cancel the Venture X, and upgrade the CSP to a CSR. Thoughts? What should I consider for this decision?

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Lot to consider...

- How long have you had the CSP?
- What transfer partners do you value?
- Do you book through travel portals (Chase or Cap One)?
- Are you in DFW a lot and value the Cap One lounge access?
- Do you want the full priority pass (CSR) with lounge, dining credits, massages, etc? Or just the nerfed one with only lounges (VX)?
- Do you have the complementary cards for Chase (CFU, CFF, CIC, etc) or Cap One (SavorOne)?
- How much do you value the credits offered by CSR (travel, Doordash, Instacart...) or VX (portal credit, anniversary miles...)?

Depending on your answer to the first question, it may be worth getting the CSR separately for the sign up bonus (if you're under 5/24). You would first downgrade the CSP to the OG Freedom Visa (same rotating categories as CFF and still leaves the door open for a CFF bonus if you don't have the card).

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Massages with CSR??

I also have the Venture X and CSP (Amex Plat too). I’d say keep the Venture X because it literally pays for itself with the credits.

Keep in mind if you cancel your card, you’re canceling the history of that credit. You may want to lower your limit and hold onto the account. Just don’t use it.

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