Have a lot of work travel coming in the next couple of months should I upgrade CSP to CSR after having it for 3 years or wait one more year to apply for CSR and the the signon bonus?

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Get a different card with a sub and use for expenses (assuming you’re allowed based on the above). Then churn csp/csr when eligible

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I thought they were separate four year periods

I thought they had separate clocks (preferred and reserve), but I guess it is one.

I'm surprised you're allowed to put work travel expenses on your personal card.

I would still wait 1 more year, downgrade the CSP, and then apply for the CSR separately. The extra 1x on travel is probably a lot less than 60k bonus points.

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