Hello, I'm Harmeet — a seasoned Credit & Risk Analyst with over 15 years of experience working with top-tier financial institutions like American Express, RBS, and Bank of America. I specialize in credit underwriting, financial risk evaluation, and commercial loan analysis for both personal and business clients.

Looking for job opportunity in Credit Analyst, Risk Manager, Financial Analyst, Corporate Finance Roles, Compliance Analyst, Internal Auditor, Freelancer Fins Consult/Credit Advisor.

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Hello
Actually I’m currently working in sales but i find it very stressful so can I know how can I be credit and risk analyst.
Are there any courses or how to get into this profile ???
Can you please guide as I am currently working in ICICI Bank

First, try to gain knowledge of financial statements like balance sheet, income statement (profit & loss statement) and cash flow statement and understand what actually it consist. It will tell you the operating performance and financial condition of the business. You can take help from ChatGPT and google search to understand about these fundamentals. After these knowledge, you can apply for entry level Analyst roles, banking or lending institutions. Hope it helps.

Thank you for the response
As i have done my Graduation in Specialisation in Accounting and Finance.
I am very much aware about Financial Statements and Financial Terms
But in order to apply it in real word it is very much important to have experience in this field so nobody is hiring without experience
So what can be done such case

Try to find entry level roles or target top b schools for mba/ mba finance

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