I finally ran the numbers on my take home pay and after taxes rent and childcare I have less than 800 left each month. Seeing it written out changed how I feel about my current pay. How often are you actually checking your real budget.

like
Posting as :
works at
You are currently posting as works at

Absolutely, I can relate to that. It’s quite eye opening when you see the numbers laid out like that. I find myself in a similar situation, and it’s concerning how quickly expenses can add up unexpected costs like car repairs can make things even tighter. That’s why I often think about negotiating my salary or looking for opportunities that offer better pay.

Not often, to be completely honest. I have before, but coming out with meager numbers is hard to see. There is only so much I can cut back on.

Man, that’s rough. Seeing it all laid out like that hits different when it’s just “money comes in, money goes out,” it’s easy to pretend it’s fine, but putting the actual numbers on paper (or spreadsheet) makes it impossible to ignore.
Less than 800 left after the big essentials? That’s not a lot of breathing room at all. No wonder it’s shifted how you feel about your pay. You’re basically working full-time just to cover the basics with almost nothing for emergencies, savings, or even small joys. That’s exhausting.
To answer your question: I try to do a proper check every 3-6 months, but honestly? I should do it more often. Life creeps up like subscriptions I forgot about, groceries costing 20% more than last year, random expenses and before I know it, the buffer I thought I had is gone.
I’ve started doing a quick “where did last month go?” review at the end of each month now, just 15-20 minutes scanning transactions. It’s not fun, but it keeps the shock from being as big as what you just went through.

Related Posts

Best way to prepare for SHRM ?
Any tips or resources that helped you pass the exam?

like

Is anyone aware of a tax software (e.g., TurboTax) for preparing a form 706? For personal use, so cannot be a commercial license only product.

like

I’ve been in my current position (Bookkeeper) for 4 years now. I’m highly interested in taking the PHR, and I’m wondering if I would qualify for the 4 year HR professional job requirement to be eligible to test for the certificate. I work for a small business, therefore I do all the on boarding paperwork/payroll. Any advice is appreciated.

like

I was hopeful and excited to have a better working experience while working with EY. But seems like tagline is building better working world in real it is building worse working world. Anyone here experiencing same ?

like

Anyone hiring in NYC?
Willing to sponsor a work visa?

like

Any idea what is consulting stream means at Wipro?

like

I got offer from @LTI Lnt infotech,
31 LPA CTC.
P4 grade. Senior specialist.
Is it equivalent to manager role???
Is that CTC worth for the role??

9.3yrs exp. Java Full stack developer.

like

Someone please tell me salary range for a Sr. Associate. How much I can negotiate with hr?

like

What are the common reasons that applications to vet school get denied?

like

Just received a verbal offer from KPMG in Atlanta for FDD as an experienced associate. 75k salary and 5k signing. Is this a reasonable offer? Should I try to negotiate for more? Given the crazy market i feel like 75k is kind of low. KPMG

like

How does first 3 months at JPMorgan Chase look like.
I have been hired as Regulatory Reporting analyst?
Any tips??

like

Is Barclay's a good bank to work for? I'm looking for all feedback - the good, the bad, and the ugly

like

Hi, for new employees- does any one know here how much time Ey background is taking currently outside Uk?

like

How long does it take to hear back after your final interview for an in house counsel role? I did the final round of interviews for a Bay Area company last Monday and still haven't heard anything. No rejection yet, but the longer I hear nothing, the more I worry they're not confident I'm the right fit.

like

Hi Guys,
I may have a better offer which could be shared only next week as approvals are in process , which offers me wfh option and a little better package and my joining in the next company LTI is on 8th Nov, I am unable to push the joining date to buy some time as HR denied on the same , please suggest me how should I tackle this situation as I’m more interested to join the one giving WFH ? Need inputs asap as I have to take a call today.

like

Waiting for an offer, do they check references before or after giving offer? And normally how long after interview will I hear back?

like

Love to see Duke lose

like

I’m thinking about going to school to get my doctorate in nursing and becoming a Nurse Anesthesiologists. Does anyone have any insight on this role, or if it is worth it.

like

Are there any internships for recent graduates? If so can someone point me in the right direction? I just graduated with a bachelors in business administration with a concentration in social media marketing.

like

Additional Posts in Salaries in Healthcare

How much should an Orthopedic Tech specializing in casting make?

like

Does anyone know the average salary for an Ultrasound Technologist in Connecticut? Also any specific companies that may pay more than others? I recently moved from NY to CT and bought a house. 2 years of experience. Is it possible to make close to $50/hr? If so how long will this take?

like

Hi can someone give me an estimate of what a pediatric occupational therapist should be making in a city with a high cost of living. No benefits. Between 30 to 40 billable hours, documentation time unpaid etc. Independent contractor role. Practicing for over 5 years.

like

Anyone working as an LVN in Wyoming ? Trying to see what the usual hourly wage is supposed to be out here. I’m currently in Sheridan, Wyoming

like

How much job grade 105 is getting paid now? Started working at cvs as pharmacy Tech 2 years ago! I’m thinking of leaving because not much upgrade and No promotions!

like

What are some Phlebotomist salaries in the Atlanta GA area?

like

Looking to go into either management or clinical applications. What’s the starting salary for a radiology supervisor and a clinical application analyst in ohio? I have my MBA and 5 years experience and a rad tech.

What is the pay for a Operating room RN with 10 years experience in Austin, Texas?

like

What is the average pay for a Laboratory Assistant at Adventhealth.

What is an average pay for a clinical lead medical assistant in Philadelphia area?

What’s the salary you’re getting as a practice supervisor in NY?

like

What are the average optometry salaries for a 5 year position at americas best ?

like

What’s the current salary for an entry level US TECH in GA

like

What’s the average-higher pay for WCC wound care certified nurse, 6 years experience? In Midwest

like

What’s the salary for respiratory therapists in Florida since we’ve had the housing and gas increase ? I have 6 years experience with ICU, level II NICU, and PICU experience. My base is $33 and I have a $6 tot differential of nights and weekends - which I always work this shift.

likehelpful

I’m a Dental Hygiene student in North Mississippi. I have worked as an dental assistant for 11 years. Hygienist in my office wrk on commission. What is the pay difference in a commission hygiene and one paid hourly.

like

Hi I was just offered a CM Manager position at Evelance aka Anthem with moderate salary 100k with 10% bonus. I was previously making 110k with 10%. Recruiter said probably would not match my previous salary and I would have to justify why I want more that job offer. Has anyone ever experienced this?

likesmart

Anyone works for Humana um administrative/support . Would like to know salary,day to day job duties. Any advancement opportunities?

like

37 year lpn salary

like

Starting wage for a Radiology informatics application analyst? I live in Ohio. Thank you!

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal