I got my first job at 15 and was so excited to tell my mom.The first thing she said was,"You can finally pay off your debts."Last summer,when I was 13-14,she left me with her credit card when she left the country and I had to get groceries and stuff myself,I spent money on things I didn't need.I take full responsibility and will pay it back.But it hurts that shes holding it over my head when my whole life I’ve never been an expensive kid and that was the first time I really spent money on myself

like
Posting as :
works at
You are currently posting as works at

Awesome job getting this job!!!!!! Seriously way to go. Congratulations 🌟🌟🌟

What she did to you last summer is truly awful. It’s called child abandonment 
 and it’s illegal. You are a minor aka under 18 and not a legal adult. Different states have different laws but let’s just say if she left you alone for more than 48 hours in most states as a 13 year old she broke the law. She should have been arrested and put in jail for leaving you like that.

Big deal you spent money on groceries and some clothes and stuff. Too damn bad for her. She spent thousands on international plane tickets, food, hotels etc. Screw. Her. She’s lucky she isn’t paying $1000s to lawyers fighting the child abandonment charges.

Now, here is my advice. NEVER tell her how much money you make an hour, a week or a year. Never. Don’t tell anyone. It will get back to her. She wants that money. And it’s none of her business. That money is yours. You earned it. So if she forces you to tell her cut the amount in half. She is going to try to take as much as possible. You don’t owe her anything. She is your mother and abandoned a 13 year old.

Don’t let her guilt trip you. She is LEGALLY required to clothe, feed and house you because you are HER child and it’s the law. She isn’t doing you a favor by providing food, shelter and basic necessities. She’s doing what is LEGALLY required because she chose to have a child. So if she rants and tries to throw that in your face just don’t respond. It’s pointless because anyone that does what she did is not a good mother. Sorry not sorry you shouldn’t be dealing with any of this. Can your father pay her off or tell her to drop it? Does he know he left you alone while she left the country? None of this is ok.

Now you need to get smart about the money you will be making from the job. Go to the local bank and get a savings account if you don’t already have one. Most small banks will give you a student savings account that has no fees. The problem is because you are a minor someone will have to be on the account that is atleast 18
 and that means whomever is on the account can take money out without your permission. Do you have a trusted adult you can put on the account like a grandmother? Check the total amount in that account atleast once a week. Most banks have an app. So have the bank manager help you setup the app when you get the account.

Once you turn 18 take all the money out of that account and open a new savings account with just your name on it. Then your money will be protected.

How are you getting paid? Direct deposit from the company you are working for into your bank account? If so ask the manager at the bank to give you the routing number of the bank and the bank account number. Then you can type that information into the company’s payroll system. If they are cutting you a physical paycheck, look at the bottom left of the check and find the name of the bank on the check. If there is a branch of that bank near you then you can walk into that bank without an account > give them the check > and they will give you the cash. The good part of this is you get the cash and you can hide it in your room until you are 18 and have a bank account that is only for you. The bad part is some banks like Bank of America will charge you $10 to cash the check at their bank if you don’t have an account. Don’t ever pay to cash a check. Just deposit the check in your bank account and they will handle it. It takes a couple of days for the money to appear in your account but you don’t pay any fees. I just worry whomever is on that account with you will steal your money. So please choose the person carefully and check your account for any withdrawals atleast once a week.

Now in terms of paying your mother 
 (1) pay her as little as possible and (2) only pay her once a month on the 1st day of the month. This will make it simple and she won’t pull the old “you didn’t pay me” crap. Do you both agree on the total amount you supposedly owe her? Let’s say it’s $400. You need to text her and say “We agree I will pay you back $400. I will pay you will $25 on the first of every month for 16 months. And then the payments will stop.” Then take a screen shot of the conversation and save it. Agree to the total amount you owe and how much you will pay her each month BEFORE you start to pay her anything. And then each month when you pay her on the 1st of the month send her a text saying “I paid you another installment of the $25 today. It’s on your dresser.” Or whatever. And take a screenshot every time you send a message stating you paid her. Keep track of all the payments. The bank can give you a little book called a “register” for free so you can write down the payments. You can also use a notebook or something on your phone. Just document all payments to her. Even if you can pay more per month do NOT pay her more. Make her get it in installments of the same amount each month.


You are doing awesome! I’m so proud of you getting a job as a 15 year old. You are going to learn so much. And it’s the start of a wonderful journey that leads to an independent life where you can choose your own adventures. Good luck. You are so far ahead of many of your peers. Stay in school. Work hard. And good luck!

like

Hmm... I like it. Mmm.

'Dear Mother, last summer was the first time I spent your money on myself. Before that, you were spending your money on me, but I know I wasn't an expensive kid.'

Keep it up, kiddo.

And yes, just listen to the advice from the Vice President. Your mom is an awful person who did awful things to you. She's your enemy—never forget it. There's nothing to be grateful for. She never did anything beyond her legal obligations, and even those she supposedly didn't fulfill properly. So she's the one who should be grateful to you for not pressing charges.

Don't ever feel any guilt or obligation. Build every layer of protection from her that you can. I'm surprised the Vice President didn't advise you to seek emancipation. That way you'd be completely independent from this horrible woman.
That's the way.

like

what job?

Your mother is trying to teach you responsibility and the lesson to not splurge money you didn't work for so easily.
True she let you alone, and shouldn't have but don't you think it is because she think of you as responsable kid. Try to talk to her to understand why she's asking you to pay and about how to lighten the debt and avoid to destroy your relationship with your mom.
You're starting your life and have a long way to go. She may be your only support in the future and she's the only person who may love you unconditionally in this world. She may even remove the debt when you apologize and show her you take full responsability and will never do it again . Sometime having someone you can count on is better than having a little more money.
Many people give destructive advice because they don't have to suffer the consequences of your decisions.

Dear Vice President 1 (Vice President of what, if I may ask? The school crochet club?),

So far, the only gross comments in this thread have been yours.

like

Related Posts

Newbie buying AAPL for the first time - any reason I should select anything other than Market Order?

Home appraisal came in 30k too low. Seller is an investment group. House was on the market 40 days before offer. What's the chance they sell at appraised value?

like

15/10/22: I will be back by next yr so won't b much active on fishbowl. CYAđŸ€§. Take care of both the memes bowl.
Sayonara!

Post Photo
like

Ryan Reynolds wins Marketer of the Year at the CMAs.

funnylike

Any recommendations for long term parking at Newark?

likehelpful

My mom and dad are separating (bad terms) and not speaking, but my mom asks me about him everyday. She knows I don’t want to talk to him or about him, but continues to bring it up everyday.. I’ve resorted to silence or not responding because I always end up being the bad guy when I get annoyed or don’t want to discuss it. Am I wrong here?

like

I am looking for a job change, I am currently working in accenture as L10 with only 5 months of experience, prior to that I have worked with Genpact and TCS with overall 8 years of experience.
Any lead in R2R for bangalore location is welcome

like

Seek the Lord while he may be found, call upon him while he is near... - Isaiah 55:6

#DontMissOut

likeupliftinghelpful

Any tips for PM Non-tech L6 middle mile? Should I prepare SQL and python also?

like
like

Hi Fishes,

I have 9+ yrs experience in .net development.I have offer with softura (19.5 LPA including variable) and qburst ( 21.5 LPA fixed).
Both are providing WFH.

Could anyone tell which has good work life balance?

like

Hey guys, Does VMware giving WFH or hybrid option?

like

Hi Guys,

Can the Automation Testing Engineers at Maersk give an indication of their current salary bracket with YOE to help other folks interviewing with Maersk to not get low balled or ask over limit..

Thanks!

We know our students the best, so what’s your best substitute lesson plan?

What would you folks say is the best and most achievable route to take for true Program Manager (minimal tech exp) with Sec+, picking up CISSP, and wanting to get more into the technology? Thoughts?

Hi Fishes,

Looking for advice please!!
Have three offers from Shell, BP and Airbus for IT service delivery role.

BP: 23 Lpa + 1L joining bonus with 1 year lock in ( location : pune)
Airbus: 26lpa + 5 L joining bonus with 3 year lock in( location : bangalore)
Shell: 26 lpa ( final offer being rolled out)location : bangalore

Please advice which company would have a good growth story and work life balance....

Airbus looks attractive but have heard some very harsh reviews on work life balance.

like

I’m interviewing with another firm next week. Has anyone made a switch like that before? How did you do it? I work in a small criminal firm now. Interview is with a same size/practice area firm.

Will EY GDS be part of NewCo or AssuranceCo. How will it effect brand and us?EY

like

Anyone here working for Goldman Sachs in its Investment Banking Division? Hit up please!!

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview

Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal