If you had to choose one of the following for your new job which would you choose?

A sign on bonus for 20,000$ but no training or skill development and small raises or no raises for next 1-20 years.

Or

An interest free loan (19,000$), sponsored by employer for residency program that will double to triple half your income (guaranteed) in 1-2 years. The employer also provides a rare required training residency (that noone else can offer) with sign on.

Is residency better? I think so.

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Yeah, this feels like a no-brainer. I would definitely take the residency program. Assuming there isn't some sort of weird catch or something.

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I like looking long term, so I'd take the residency with growth and training over quick cash with a dead end. What is your concern about that?

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Its definitely in my heart. I am very ambitious. Its just not going to be easy and I acknowledge that and am willing to do whatever it takes

I agree with everyone else, I would do the residency. Long-term it is going to be better for you. After taxes 20k isn't as much as you think it is.

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