I'm usually fairly skeptical of these stories, but I have to say, I could live off of $80,000-$90,000. How about y'all?

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Depends how many kids, married/unmarrried, roommates, location, do you own/rent.

$80-90k is a struggle for most.

If you don’t understand that, you shouldn’t be hiring / negotiating against people. Get out of HR.

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I'm single, and my $79k is a real struggle. I doubt pushing it an extra $1k is going to make the difference for me. Maybe this rule applies for dual-income households?

That seems low unless you’re in an area that has LCOL

I agree with this. You could never live in New York on this salary.

All dependent on where you live. 85k in the midwest (outside of Chicago)? Pretty comfortable. 85k in HCOL is survival mode.

I’m in a LCOL location. It wasn’t until I hit 100k that I felt like I could breathe and was able to pay down CC debt and student loans. Living alone was important to me so housing costs took up a big chunk of my disposable income before I hit 100k. Now at 150k I can easily say I’m “comfortable”. The stress from not being comfortable sticks with you for a while, though. I haven’t had to worry about overdrawing my checking account in about a decade but I can’t break the habit of peeking at my bank account before checking out at the grocery store.

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