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Try out a new marketplace for teachers to buy and sell lessons/materials/resources. Take all of your hard work especially from virtual learning and make some extra money off them. Sellers make 100% profit off anything they sell. This is for a FREE Membership. Type in vipfree in the space that asks “how did you hear about us” on sign up. Lessontrader.com

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Do you need a car?
If answer is yes, will you be taking the car on loan?
If answer is still yes, use the lease.
If you can purchase the car with full payment where the said payment is coming from redeemable instruments (FDs etc.) Do not get lease just for the sake of getting the lease.
Lease will save you interest outgo in higher tax slabs- if you are in lower tax slab or if you are capable of comfortably purchasing without loan then do not take lease..