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In gross salary salary remove pf amount then tax

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Your in monthly hand for this role in iqvia will be 103132

Add everything under section 1 and deduct 5200 from that, as employee contribution to pf fund, (this is excluding your income tax deduction, as it depends how much u have invested and how you claim those deductions)

Around 95-97k after deducting tax

Can someone please explain how grade system works here? My ctc is more than this while I'm still grade 130

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