Need an advice-
My husband and I earns mostly equal , I earn 35k less than him. We divide the finances , I pay for car loan (mostly lumsump) he pays for rent, plot & other finances which is not much relevant to us , such as personal loan for brother’s marriage,credit bills , etc

I pay for gas, electricity, grocery and maid bills. Now my concern is he pays for unnecessary things like dream11 or like that,he runs out of money and ask me to land him, on other hand he buys phone for his family u

Budgeting is a key to make anyone realize on where an individual/ couple is spending over a course of time. Additionally, you should also prepare goals and for each of the goals, you should define the tentative corpus required to achieve that goal. Needless to mention that, it MUST include retirement corpus as well. Now, when you know your income, budget, goal and amount to achieve it, go for proper investment instruments through which you can opt to achieve it.

By doing this exercise, it may make him realize to spend less / least on irrelevant things and focus more on investment and only an expense, which is must in nature.

Hope this helps!

You need to sit down with your husband and discuss your concerns. Else there won't be any end to this. Make sure you speak in normal tone so that you don't hurt his ego. Dont get andry unless discussion goes out of control. Ultimately you should find a solution for the problem.
Also, make sure you don't have unrealistic expectations.. Good luck and I hope you find a solution!

If your bond and love is strong and there is low probability of divorce, then the below option is ideal.

1)Open a joint banking account.
2) Budget for a month. Divide it equally and deposit it in it. Use that account for all your needs.
3) have a open discussion about dream 11 betting or any other betting stuff. Make him stop doing it. Open communication is only option.
4) family is family. Think of his family as your own. Setup practical boundaries and then plan something on this front. Won't you help your brother or parents financially, if they need help.
If there answer is no. Make it a rule of saying no to anyone and everyone, where finances are involved

Make sure you keep love and positive approach in the center of all your efforts. Love can save, make and build stronger family.

Ask him to close all credit cards and u also do your own investments so when he ask u say u don’t have that much

Continued -

He buys phone for his family using credit card. When he don’t have money , he should have not purchased the phone . But he did, as u got to know through his phone , I can’t even ask about it to him. What should I do? I don’t like his family keep on asking for money as they know we both are working

You try to put your money in savings n investment n ask him to pay all utility bills

Time to leave him dear.

You’re both on the same team. Do you have financial goals you can work towards together?

Highly recommend!

You can’t force him to do anything, but it’s not him vs you.
You can also set aside $x for each of you for fun! He can bet or buy whatever— and you can save up for a girls trip or massage membership!