Those that have a ESPP, do you typically hold onto the stock or sell right away? I usually sell but am curious what others do.

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I try to save it as a good nest egg for a rainy day but I have sold some for college graduation gift cash etc. Im curious what others do too.

Sell and put the money in an index fund.
Already big exposure to my company, certainly don’t want more

Most of my comp is salary so I don’t have a lot of exposure but I had the same thought process and do the same thing.

Are you at least holding for the better tax treatment? My company isn’t public so I can’t, but you should look into the tax benefits of holding depending on your plan design.

The employer match is taxed as cash. Public company so no tax benefit. As long as I sell right away, there is no gain.

I was holding for a while but I’ve recently started doing quick sell and then reinvesting into indexes. I realized my risk appetite did not align with holding so much stock in one company

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