What’s your go-to investment strategy that has worked best for you? Many of us in finance likely have a solid grasp of investing (some of you might even be experts!) Do you focus on specific instruments or asset classes? I’ve been managing my own portfolio by handpicking individual stocks, but after reviewing last year’s returns, I realized I would have done better simply investing in index ETFs like SPY or QQQ. Has anyone else experienced this? What strategies have you found most effective?

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Etfs, definitely. Large cap growth for me.

50% ETF, 30% high-value stocks (many of these overlap with the ETF, I just want higher concentrations), 20% FAFO (usually tech or biopharma). This is a much more conservative approach as I’m 46 and much closer to retirement. In my 20s, it was a mix of ETFs, real estate, business investments, and FAFO stocks.

Thanks for the insights! I have never heard of FAFO. Do you manage the portfolio yourself or hire someone like a financial advisor?

Lately, I’ve been leaning more toward index ETFs like SPY and QQQ because they offer solid diversification with less stress. I find dollar-cost averaging helps mitigate risk as well. What kind of stocks were you focusing on?

That’s a great approach! Index ETFs like SPY and QQQ are definitely the easiest way for diversification. I’ve been focusing more on growth stocks in tech and healthcare sectors, How has dollar-cost averaging worked out for you so far?

Agree with ETFs

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