All things points

My AMEX gold annual fee is this month. I have about 170k points built up, but how can I avoid paying the annual fee? I hear some people get retention offers, but if I threaten to downgrade, I would lo… more

Just got hit with csr annual fee of 550. Anyone recently get some credit back? Any tips?

how long does it take for chase cc transaction dispute to reflect on my account? i talked to the rep over the phone a week ago but i still see no update on my account (ie no temp credit back for the d… more

for those who hold wells fargo credit card and checking/savings accounts, do WF retain your credit card even if you dont use it for awhile (no transaction in over a year) if you have banking relations… more

What’s this I hear of 150k points PLUS a $200 bonus for Amex platinum, is this something only some people have the referral for?

is it true that all chase ink branded biz cards that offer cashback welcome offers, are paid out in chase UP by default? or do i need to manually convert the CB to UP? and also do i need to have at le… more

if you are looking to upgrade your credit card (eg chase and amex), are you eligible for welcome bonus (assuming that you havent got the card and bonus in the past)?

does anyone have exp with sofi hysa? i am aware that they offer bonus for new customers opening savings account who enable direct deposit (5000 or more get $250 right now), would this also extend to h… more

Best new/updated hotel in midtown NYC that’s sub $500? Stayed at too many “4 star” places that are 100 years old and awful.

Anyone have card suggestions for me? While I haven't opened anything in the past ~8 months, Visa has me maxed out and Cap1 is turning down my applications due to too many cards opened in the past 24-48 months. Underlying credit scor… more

Have people found the cap 1 sabor1 to be worth? 10% off ubereats sounds lovely

I have CSR and AmEx Platinum. I’m thinking of getting an airline card like AA to take advantage of airlines miles etc. Any suggestions on which CC to consider adding to my portfolio with low annual fe… more

Anyone willing to sell United miles or book a United flight for me using their United miles, essentially asking them to sell me their points at appropriate valuation (1cpp?)

Going to Destin, FL in 2 weeks. Any recommendations?

Can United future credit but split and used for multiple future trips? I’m buying a 3k ticket and wondering if I end up canceling whether I can use the value across smaller tickets.

How to get the most value out of your amex points for flights? Trying to read through things and it seems relatively limited so wanted to hear ideas, I have about 100k points but there doesn’t seem to… more

do hotels ever extend their free night credits by request? I have one from hyatt and ihg that are expiring in a few months and i dont intend to travel. so trying to see if i could get these extended b… more

saw this offer from chase which is tempting? is there any other bank that currently has comparable offer?

Get $300

Chase Total Checking®

For new Chase checking customers: Open a new Chase Total Checking® account1 and set up direct deposit.

… more

chase has its 5/24 rule, does any other cc providers have similar restriction/rule in place? particularly interested in citi, cap one and discover. i believe amex doesnt have one but correct me if im … more

if you have schwab amex plat card, does 1.1 cent per 1 point conversion bonus only apply to points that were earned/stored in your schwab amex plat card or also apply to other amex cards that have poi… more

Anyone in here have lots of Avios points and willing to book 3 flights for a family trip in exchange for cash or a greater amount of Avios points via transfer in a couple months? Just applied for cred… more

Does having chase checking and saving account improve my odds of getting approved for chase cc and secure higher credit limit?

Venture x welcome offer? Whats the best you have seen? The current one seems to be following. Can I get better offer through referral?

Earn 75,000 bonus miles once you spend $4,000 on purchases within … more

Would amex offer retention offer on my amex green acct if I just downgraded my amex plat to green? I haven’t gotten any retention offer in the last year with this card (before I downgraded the plat ca… more

is there a way to move the amex offer that was already added on to my card to a different card?

What’s the best intro offer you’ve seen from the Chase Ink cards?

i am aware amex has corp advantage program which reduces their cc annual fee? does chase or any other cc provider (cap one, citi, etc) have any similar program?

does anyone currently have both amex plat from schwab and MS? does it make sense to have both at the same time (assuming that you are meeting all the brokerage requirements to get the annual fee back)… more

Any codes to stay away from for Chicago Marriott visit??

Trying to build my credit from scratch. I moved from Canada to the US, and almost all the credit cards I applied to were not approved because of the lack of a history. What are my choices?

Currently have the Chase Sapphire Reserve and have had it for 4 years going on 5, can I downgrade to the Chase Sapphire Preferred to get the welcome bonus? Also is there any way to retain my current benefit… more

I don’t travel enough anymore to maintain any status on any airline, however I do like the ability to pick my seat when I do travel, which is the biggest perk I’m angling for. Any thoughts on best way… more

does statement credit count against the number that i need to hit to get welcome bonus on cc? so if i spend $100 and i get $30 statement credit (through offer), does that mean i am at $100 or $70 for … more

what app/extension do you guys use to automatically add cc offers (esp amex which often has 100 offers which i need to add 1 by 1) to your acct?

Anyone eyeing on bilt rewards hyatt status challenge? You get explorist for 90 days, you need 10 nights to retain explorist and 20 nights to get globalist. If I am already explorist does that mean I o… more

i am expecting a large sum cc purchase soon. if the purchase amount ($1500) is greater than my credit limit ($1000), in order to prevent decline, can i make upfront payment on my cc ($800), so the su… more