for those who hold wells fargo credit card and checking/savings accounts, do WF retain your credit card even if you dont use it for awhile (no transaction in over a year) if you have banking relationship with them (ie active credit/checking acct with them)? i previously had BoA cc cancel on me due to no transaction for extended period of time so trying to prevent that in the future but i just dont see myself using WF cc at all (but since they have the longest cr history, it benefits me to keep)

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Can't help you with WF specifically, but I have a number of cards that I have have a calendar reminder to use once a year to keep them active. Usually a small purchase that I pay immediately.

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Correct on once a year and rarely more than once

Yeah. I’ve banked with WF for decades, have 2 credit cards I haven’t used for anything in 5 and 8 years respectively, both are active and just sit in a drawer.

Cards are cash wise and platinum, for reference

I do use my Bilt monthly and Propel once in a blue moon, but cash wise and platinum have been unused for a looooong time

Lol it’s as if WF was watching me post this last week… just got a notification they’re gonna close my one of my accounts if I don’t make a purchase soon

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